Fintech Tuesdays

Thank You 🙏 David Chaum You know that you are doing something right ✅ when the man who is often referred to as "the father of online anonymity" and "the godfather of cryptocurrency" makes the time and effort to drop you a message and congratulate you on achieving a milestone. Sharing with you a video that David recorded and sent to me from his home in California congratulating me on crossing a 💯 episodes on my podcast, Couchonomics with Arjun Makes it all worth it 👍 Marcel van Oost Efi Pylarinou Dr. Martha Boeckenfeld Panagiotis Kriaris Sopnendu Mohanty Ramana Kumar A Khalifa AlShamsi Mazen Pharaon Abdulrahman Almashal Bryan D'Souza💡 Dante A. Disparte Navin Suri Sagari White #futureofmoney #betterthanmoney #futureoffinance #digitalassets #distributedledger #hardwork #thankyou

We all wants to talk about the FUTURE OF MONEY❗️ On tomorrow’s episode from this ‘special series’ of Couchonomics with Arjun in collaboration with The Founders Peak recorded LIVE at the Singapore FinTech Festival , features Dante A. Disparte , Chief Strategy Officer at Circle (and trust me he knows this topic better than most people that I have met) We dive into how USDC (Stablecoin) is transforming cross-border payments, driving financial inclusion, and setting new standards for trust and transparency in digital finance. Dante also shares Circle’s innovations like EURC, the crucial role of regulators, and what to expect next from Circle. Dont miss this insightful and interesting discussion. The episode drops tomorrow on YouTube and all the leading podcast streaming platforms. #Couchonomics #Circle #USDC #Stablecoins #DigitalAssets #FinancialInnovation #SFF2024 #digitaldollar #digitaleuro #blockchain #smartcontracts #onchain

Shaping Tomorrow’s Wealth: Navigating the UAE’s Transforming Workplace Landscape Join me at the Embedded Finance Summit tomorrow, December 11 at Hub71 where I will be on stage with - Michail Samawi from Emirates NBD NBD, Gavin Rankin from Abu Dhabi Commercial Bank and Michael Watkins from Aurem 📅 When: December 11, 2:05 PM - 2:50 PM 📍 Where: Hub71, Al Maryah Island, Abu Dhabi 🔗 Register here: https://lnkd.in/ei4eJ4bJ Also, sharing a video from 24 Fintech a few months back where I gave my views on the State of Embedded Finance in the region and why I believe the ‘time is now’ for it grow and extend beyond just Embedded Payments (#applepay et al) and #bnpl to other equally important product categories and use cases If you are at ADFW tomorrow, do drop by for the panel discussion Arthur D. Little Couchonomics with Arjun Couchonomics Crunch Fintech Tuesdays Anouar Bourakkadi Idrissi Gabrielle Inzirillo Wai Lum Kwok Omair Ansari Mehdi El Amine Fichtali Kapil Chadda Abdulrahman Almashal Peter Ware Rauda Altenaiji #pensions #wealtamanagement #corporatesavings #embeddedfinance

Crypto is creating AI millionaires 💰! Virtual influencers, AI-run hedge funds, platforms for launching your own AI-powered investment funds—whatever corner of crypto you look at, autonomous AI is making its mark and becoming impossible to ignore. But what's driving this explosion of AI agent innovations, and where is it all headed? Find out in today's edition Also in today's #Finception by WhiteSight, they're exploring how open banking is revolutionising credit decisioning. The integration of enriched data powers smarter affordability assessments, while strategic collaborations enable credit bureaus and fintechs to expand their reach. Lenders are using cash flow-based underwriting and insights to enhance accuracy, inclusivity, and risk mitigation across lending products. Don't miss this one 🔥 to see how open banking is broadening access and strengthening borrower evaluations. I also have some more updates on… 🛋️ 𝗙𝗶𝗻𝘁𝗲𝗰𝗵: Ras Al Khaimah Economic Zone (RAKEZ) partners with Edenred UAE to introduce C3Pay payroll cards, simplifying salary processing and enhancing financial access for blue-collar workers. 🛋️ 𝗢𝗽𝗲𝗻 𝗯𝗮𝗻𝗸𝗶𝗻𝗴: Qatar Central Bank issues a regulatory framework for digital banks to enhance financial inclusion, innovation, and support the country's digital economy goals. 🛋️ 𝗘𝗺𝗯𝗲𝗱𝗱𝗲𝗱 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: Fawry’s "Alnota" Overdraft BNPL solution for merchants surpasses EGP 2 billion in transactions, onboarding 50,000 merchants since 2024. 🍏 𝗪𝗼𝗿𝗸𝗽𝗹𝗮𝗰𝗲 𝗪𝗲𝗹𝗹𝗻𝗲𝘀𝘀 by Diego Carrete : A 5-step sleep strategy for the traveling executive. …and more. To our 26,136 subscribers, get ready to dive deep into the world of crypto and finance. And if you're new, subscribe to get weekly updates of the Couchonomics Crunch. Mr. Couchonomics #fintech #crypto #web3 #openbanking #openfinance #embeddedfinance

A special series of Couchonomics with Arjun in collaboration with The Founders Peak, recorded live at the Singapore FinTech Festival 2024.  My first episode, features Nathaniel (Nate) Clarke, CEO of GoTyme Bank, to discuss the future of digital banking in the Philippines. We explored the Filipino financial services sector and its evolving fintech landscape. 🇵🇭 Here’s a glimpse of what we covered: 👉 How GoTyme Bank is building a cloud-native, digital-first business model to redefine customer experiences. 👉 The game-changing role of AI in transforming banking. 👉 The competition between e-wallets and traditional banks. 👉 Scaling operations in a data-poor market and GoTyme's focus on consumer lending and investments. The Singapore FinTech Festival provided the perfect setting for this insightful conversation. Tune in to hear Nate’s thoughts on the future of digital banking in the Philippines and how GoTyme is leading the way. The full episode is available now on YouTube and all leading podcast streaming platforms — link in the comments below ⬇️🔗 A shout out to Sopnendu Mohanty Pat Patel Navin Suri Sagari White and the rest of the team at GFTN for making collaboration a reality. #Couchonomics #DigitalBanking #SingaporeFinTechFestival #FinTech #BankingInnovation #Leadership #futureoffinance #ewallets #ai #innovation #philippinese #asiapacific

𝐅𝐢𝐧𝐜𝐞𝐩𝐭𝐢𝐨𝐧 𝐱 𝐂𝐨𝐮𝐜𝐡𝐨𝐧𝐨𝐦𝐢𝐜𝐬: 𝐔𝐧𝐩𝐚𝐜𝐤𝐢𝐧𝐠 𝐐𝟑 𝟐𝟎𝟐𝟒 𝐎𝐩𝐞𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐓𝐫𝐞𝐧𝐝𝐬 🌐 🗞️ In the latest Couchonomics Crunch, our #Finception by WhiteSight segment takes a closer look at Open Finance in Q3 2024—a quarter brimming with cross-industry partnerships redefining payments, credit, and financial inclusion. Q3 showcased a vibrant shift toward inclusive, cash-flow-based models and tech-driven financial solutions, paving the way for a smarter, more connected future of finance. Highlights: 📈 Pay-by-Bank on the Rise: Tech leaders like Lenovo and Walmart redefine checkout experiences with Trustly and Fiserv. 💰 PFM Gets Smarter: Platforms like ANZ Plus and CRED empower users with actionable financial insights. 🛡️ Fraud Prevention Meets Innovation: Partnerships like SONIO + Tink drive trust and security in digital transactions. 💭 Rethinking Creditworthiness: Cash-flow-based underwriting from players like Nova Credit and Prism Data paves the way for financial inclusion. ________________ 🛋️ Want to stay ahead of the curve? The latest Couchonomics Crunch unpacks these game-changing trends alongside deep dives into Bitcoin's impact on banks, Payments evolution, and Embedded Finance breakthroughs. Gain exclusive insights and learn how these shifts are transforming industries. Read the full edition here 👉: https://lnkd.in/ghdEBJ3A #fintech #openbanking #openfinance #payments #crypto #Bitcoin

Saudi Arabia: Transformation under way (an article by BlackRock) Saudi Arabia stands at the crossroads of economic transformation. Unlike many developed economies, it benefits from low debt levels, ample energy resources, and a young, expanding workforce—a combination that supports long-term economic growth and creates opportunities in infrastructure and urban development. However, realizing these opportunities hinges on sustained investment. Historical data shows that Saudi Arabia is already an outlier in terms of population growth and has room to increase investment further. Read the full article here: https://lnkd.in/dRsUPEwk #saudiarabia #gcc #infrastructuregrowth #saudisation #vision2030

From Fintech to Financial Technology: The Growing Importance of Technology to the Future of Finance. The #evolution from “fintech” to “financial technology” marks a #maturation of the industry. What began as a #disruptor has become an enabler, deeply #embedded in the fabric of global finance. This #transformation reflects not an end but a new beginning—one where innovation, collaboration, and adaptability will continue to define the financial landscape. This article is not just a narrative; it’s an invitation. The #futureoffinance is being written collaboratively. Share your perspectives, challenge assumptions, and join the conversation. The dialogue around financial technology is as essential as the technology itself, ensuring that the next decade of innovation benefits everyone. Let’s keep the conversation going. Panagiotis Kriaris Sam Boboev Mohamed Roushdy, MBA Renjit Philip Marcel van Oost Navin Suri #ai #blockchain #cloudcomputing #quantumcomputing #agenticai #smartcontracts #programmability

Is Phygital the 🆕 Digital in Banking? 🤷🏻♂️ In this special series of Couchonomics with Arjun in partnership with The Founders Peak , recorded live 🎥 at the latest edition of the Singapore FinTech Festival , we tackle this question among many others with Nathaniel (Nate) Clarke , CEO of GoTyme Bank, Philippines. Nate shares how his bank is redefining financial services in a rapidly evolving emerging market in the #APAC region, offering a candid look at the challenges and opportunities in the Philippine banking landscape. From building trust for a challenger bank to innovating with a hybrid (#phygital) model, he unpacks what it takes to succeed in this space. 🇵🇭 🏦 Tune in tomorrow to hear why some #digital banks falter while others thrive —and how GoTyme Bank is paving its path. Thank you to GFTN and in particular to Sopnendu Mohanty Pat Patel Navin Suri & Sagari White for making this collab a reality at the “Greatest Fintech Show on Earth” #Couchonomics #SFF2024 #GoTymeBank #Fintech #Innovation #DigitalBanking #FinancialInclusion #Banking #FutureOfFinance

A Trump presidency, Chinese slowdown, and AI boom walk into 2025. Here's what happens next. UBS's Year Ahead 2025 report maps out how political changes and technological advances will reshape the global economic order. Here are my key takeaways from their report: 🔶 US #political shifts could trigger major #trade disruptions and reshape global markets. 🔶 China's growth is slowing while India shows more robust #economic momentum 🔶 European markets face uneven growth with surprising #outperformers 🔶 Gold gains appeal amid geopolitical risks and government debt concerns. 🔶 Deglobalisation trends are creating new regional economic powerhouses. 🔶 Manufacturing is having its biggest shake-up since China joined the WTO. Trade routes and supply chains built over 30 years are shifting in a matter of months. #globaleconomy #marketstrategy #geopoliticalrisk #couchonomics #payments #fintech #embeddedfinance #digitalassets #futureofmoney #futureoffinance - ⁠- - - - - - - - - - - - - - - - - - - - - - - - - - - 👍 Hit like ♻️ Share it with your network 📢 Drop a comment 🎙️ Check out my podcast Couchonomics with Arjun 📖 Get my weekly newsletter Couchonomics Crunch 🕺💃 In the MENA region? Join our Fintech Tuesdays community. 🤝 Let's connect. Follow me: Arjun Vir Singh - ⁠- - - - - - - - - - - - - - - - - - - - - - - - - -