MEBIS

🌟Announcing MEBIS 2025: The Middle East Banking Innovation Summit is back! We are thrilled to unveil the much-anticipated #MEBIS 2025 Summit, the premier gathering for innovators, thought leaders, and decision-makers in the banking and fintech industries. 📅 Mark Your Calendars: 17-18 September 2025 📍 Location: Jumeirah Emirates Towers, Dubai, United Arab Emirates This year’s summit will spotlight the transformative technologies, strategies, and collaborations shaping the future of banking in the Middle East. From groundbreaking fintech advancements to AI-driven customer experiences, MEBIS 2025 will feature: ✅ Inspiring Keynotes from global experts ✅ Dynamic Panel Discussions addressing industry challenges ✅ Networking Opportunities with C-level leaders, heads of departments and innovators from all over MENA ✅ Banking Innovation Lounge showcasing future-ready solutions Join us as we explore the innovations redefining financial services and empowering institutions to thrive in an ever-evolving digital landscape. Visit Event Website: https://lnkd.in/gE7Y9W6 View 2024 Highlights: https://lnkd.in/dJaMgi6r #MEBIS2025 #BankingInnovation #FintechFuture #DigitalTransformation #BankingTech #BankTech #Fintech

Banks of the future will be embedded in your everyday tech—your smart phone, glasses, and car. All the core banking functions you need, without the old system’s friction. It’s banking reimagined. #BankingInnovation #FutureTech #DigitalBanking

The financial services landscape is evolving at an unprecedented pace, driven by technological advancements, shifting consumer priorities, and increased regulatory focus. As we approach 2025, banks and financial institutions must navigate a rapidly changing environment where innovation, sustainability, and trust are paramount. In a recent Forbes article, the author examines ten critical trends set to define the future of banking and financial services. Here are three of the most prominent trends that will be reshaping the industry in the coming year. 𝗦𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗹𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗘𝘁𝗵𝗶𝗰𝗮𝗹 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 The demand for green and ethical investment products continues to surge, driven by consumer awareness and regulatory pressure. Banks and financial institutions are increasingly integrating ESG principles into their portfolios. Sustainable bonds, green loans, and carbon offset products are fast becoming mainstream. This trend reflects changing investor priorities and the role of finance in tackling global challenges like climate change. 𝗖𝗲𝗻𝘁𝗿𝗮𝗹 𝗕𝗮𝗻𝗸 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗖𝘂𝗿𝗿𝗲𝗻𝗰𝗶𝗲𝘀 (𝗖𝗕𝗗𝗖𝘀) The rise of CBDCs is poised to revolutionise the financial ecosystem. With over 90% of central banks exploring or developing digital currencies, this technology promises to enhance financial inclusion, improve transaction efficiency, and reduce costs. For banks, CBDCs present both an opportunity and a challenge, as they require rethinking traditional models and infrastructure to remain competitive in a digital-first economy. 𝗔𝗜 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻, 𝗢𝘃𝗲𝗿𝘀𝗶𝗴𝗵𝘁, 𝗮𝗻𝗱 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆 As artificial intelligence reshapes banking, there’s increasing scrutiny over its ethical use. Governments and regulators are intensifying efforts to establish frameworks that ensure fairness, transparency, and accountability. For financial institutions, this means aligning AI-driven tools with regulatory expectations while maintaining customer trust. Striking the right balance between innovation and compliance will be crucial in the coming years. The ability to adapt to these trends will determine which players lead the charge in redefining the future of finance.

The future of banking is personal and intelligent! 🚀 Hyper-personalization is transforming how banks engage with customers using AI, real-time analytics, and big data. In my latest article, I explore: ✅ What hyper-personalization is ✅ How it works ✅ Why it’s essential for the future of banking Ready to dive in? Check it out here: #DigitalBanking #AI #CustomerExperience #Innovation

𝗢𝗣𝗘𝗡 𝗔𝗣𝗜𝘀: 𝗔 𝗚𝗔𝗠𝗘 𝗖𝗛𝗔𝗡𝗚𝗘𝗥 𝗙𝗢𝗥 𝗕𝗔𝗡𝗞𝗜𝗡𝗚 In an exclusive interview with Web3.TV, Julia Shigaeva, Chief Commercial Officer at SYSTEM TECHNOLOGIES, highlighted how Open APIs are transforming the banking industry. Describing them as a game-changer rather than just a technical tool, she explained that Open APIs enable banks to boost flexibility, streamline integrations, and break free from reliance on legacy vendors. By facilitating seamless communication with fintech partners and clients, these APIs pave the way for cost-effective, agile solutions in modern banking. Watch the full interview here: https://lnkd.in/gS4NBzwY #MEBIS #OpenAPIs #BankingInnovation #FinancialTechnology #FutureOfFinance

Generative AI is transforming the banking sector by improving innovation, customer interaction, and operational efficiency. The article stresses the importance of ethical AI use, transparency, and strategic long-term planning while balancing AI advancements with workforce development to stay competitive. For more insights, check out the full article here: https://lnkd.in/ewrRA-52 #MEBIS #GenerativeAI #BankingInnovation #WorkforceTransformation #AIinBanking #TechStrategy #DigitalBanking #FutureofBanking

𝗠𝗔𝗡𝗔𝗚𝗘 𝗘𝗡𝗚𝗜𝗡𝗘 𝗘𝗟𝗘𝗩𝗔𝗧𝗘𝗦 𝗜.𝗧. 𝗦𝗘𝗥𝗩𝗜𝗖𝗘 𝗔𝗡𝗗 𝗔𝗜 𝗜𝗡 𝗠𝗘𝗡𝗔 𝗕𝗔𝗡𝗞𝗜𝗡𝗚 In an exclusive interview with Web3.TV, Mohammed Zabi, Business Head of Elitser Technologies (ManageEngine), shared valuable insights into the impact of emerging technologies on the banking sector. He emphasized the growing role of AI in transforming banking operations, particularly in areas like IT service management, network monitoring, and security solutions. Zabi explained how AI-driven tools are helping banks streamline their processes, improve decision-making, and enhance customer experiences. Watch the full interview here: https://lnkd.in/gtZKgGCm #MEBIS #BankingInnovation #AIinBanking #FintechRevolution #ArtificialIntelligence #TechInnovation #DigitalTransformation #CustomerExperience #ElitserTechnologies #FutureOfBanking #BankingSolutions

How Can Banks Truly Benefit from Open Banking? 🤔💡 I’m often asked, "What’s the real value of Open Banking for banks?" While compliance with SAMA’s framework is a must, the real magic ✨ happens when we go beyond compliance to build apps and services that truly wow customers and unlock new opportunities. 🚀 Here’s How Banks Can Win Big 🏆: 1️⃣ Personalized Financial Apps: Imagine tools that help customers save smarter, budget better, and invest more efficiently. 🤑 2️⃣ Seamless Ecosystem Integration: Collaborate with fintechs, e-commerce, and insurance platforms to create one-stop solutions. 🤝 3️⃣ New Revenue Streams: Monetize APIs with trusted partners and offer premium services. 💼 4️⃣ Deeper Customer Connections: Build loyalty with gamified savings apps, interactive tools, and rewards programs. 🎮🎁 Open Banking isn’t just a compliance checkbox—it’s a game-changer for banks ready to innovate, collaborate, and lead in the digital age. 🌟 💬 I’d love to hear your thoughts! How do you see Open Banking reshaping banking in KSA? Let’s discuss below! 👇 #OpenBanking #DigitalInnovation #Fintechs

𝗡𝗔𝗩𝗜𝗚𝗔𝗧𝗜𝗡𝗚 𝗧𝗛𝗘 𝗥𝗜𝗦𝗞𝗦: 𝗗𝗜𝗚𝗜𝗧𝗔𝗟 𝗧𝗥𝗔𝗡𝗦𝗙𝗢𝗥𝗠𝗔𝗧𝗜𝗢𝗡 𝗖𝗛𝗔𝗟𝗟𝗘𝗡𝗚𝗘𝗦 𝗜𝗡 𝗕𝗔𝗡𝗞𝗜𝗡𝗚 We had an inspiring conversation with Dr. Yousef Ebrahim Padganeh (PhD, MBA, CMA, CGBA), Group Chief Risk Officer at Bank of Khartoum who shared his expert insights on navigating the complexities of digital transformation in the banking sector. Dr. Padganeh emphasized that effective leadership, clear strategy, and a deep understanding of risk appetite are critical to ensuring a safe and successful digital transformation journey. He highlighted the evolving risk profile of digital-first banking, the importance of securing customer data, and the need for organizations to embrace the urgency of change. Thank you, Dr. Padganeh, for sharing your expertise on this pivotal topic! #MEBIS #DigitalTransformation #BankingInnovation #Leadership #RiskManagement #DataSecurity #CustomerExperience

In an era defined by rapid technological advancements and evolving consumer expectations, the concept of "products that grow" is gaining traction across industries. Here are some of the key takeaways on the topic from a recent Harvard Business Review article: 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐄𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Products that evolve keep users invested. Tesla vehicles receive routine software upgrades that improve the cars performance. 𝐒𝐮𝐬𝐭𝐚𝐢𝐧𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐚𝐧𝐝 𝐂𝐨𝐬𝐭 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲: Extending product life spans reduces waste and resource use, addressing planned obsolescence. Fairphone’s modular smartphones are a case in point, allowing users to replace or upgrade components instead of discarding devices. 𝐍𝐞𝐰 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬: Complementary services, upgrades, and customisation can drive revenue. For instance, Keurig's coffee makers, paired with maintenance kits and accessory sales, extend usability while supporting circular economy initiatives. 𝐀𝐩𝐩𝐥𝐲𝐢𝐧𝐠 𝐓𝐡𝐞𝐬𝐞 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 The financial services industry is uniquely positioned to embrace "products that grow," leveraging adaptability to meet evolving customer needs and regulatory landscapes. Imagine financial planning solutions that transform over time. A basic budgeting tool for young professionals could evolve into a comprehensive investment and retirement planning system as users progress in their financial journeys. Similarly, modular products like tiered credit cards or savings accounts could adapt based on spending habits, milestones, or life changes, providing tailored benefits without requiring new accounts. For financial institutions, this adaptability creates opportunities for deeper customer engagement. By continuously updating features or offering personalised enhancements, firms can foster loyalty while cross-selling additional products, from insurance to investment services. Adopting "products that grow" in financial services means moving beyond static offerings to dynamic, customer-centric solutions. Read more: https://lnkd.in/dzXxccYj