ACE LOANS

ACE LOANS

Financial Services

Southbank, Victoria 398 followers

“We specialise in helping you achieve your property goals, creating wealth & prioritising your financial well-being.”

About us

We specialize in residential and commercial lending, land and construction funding, Asset finance, SMSF Lending & Reverse Mortgages. Helping clients grow their wealth via providing quality lending solutions for more than 17 years. ACE LOANS (ABN 13 674 624 189) is a credit representative (Credit Representative Number 556646) of outsource Financial Pty Ltd (Australian Credit Licence 384324). This is general information only and is subject to change. Your complete financial situation will need to be assessed before acceptance of any proposal or product. If you would like a copy of our privacy policy please email us at admin@aceloans.com.au

Industry
Financial Services
Company size
2-10 employees
Headquarters
Southbank, Victoria
Type
Privately Held
Founded
2023

Locations

Employees at ACE LOANS

Updates

  • View organization page for ACE LOANS, graphic

    398 followers

    🌏 Australia’s Property Market Update 💡Key Highlights 📉🏡 1. National Decline in House Prices: • Residential property prices fell 0.1% in December 2024, marking the first drop in nearly two years. • Largest monthly declines were in Sydney (-0.6%) and Melbourne (-0.7%). 2. Affordability Challenges: • Higher interest rates have hit borrowing power, reducing demand despite increased housing supply. 3. Sydney and Melbourne Market Update: • Sydney: Prices increased by 2.3% over the year, despite a recent monthly decline. Median price: $1,191,955. • Melbourne: Median price fell to $774,093, with a yearly decline of 3.0%. 4. Regional and Smaller City Growth: • Cities like Adelaide (+13.1%) and Perth (+19.1%) saw the strongest annual growth. 5. Interest Rate Impact: • The Reserve Bank’s current rate of 4.35% is limiting borrowing capacity. • Economists predict rate cuts by April/May 2025, which could stabilize prices. 6. Market Sentiment: • Auction clearance rates and buyer interest are declining, signaling weaker momentum. 📊 Key Takeaway: • The market is showing mixed trends with some regions slowing while others continue to grow. Future rate cuts could influence these trends. Source: AFR 💬 What’s your take on the market? Share your thoughts below! 👇

    • No alternative text description for this image
  • 😇 Feeling Grateful 😊 We wanted to take a moment to share some wonderful feedback from a client that truly touched us: We are deeply humbled by such kind words and grateful for the trust our clients place in us. It’s moments like these that remind us why we love what we do—helping people achieve their financial goals and turning challenges into opportunities. Thank you to all our clients, colleagues, and network connections for your continued support. It means the world to us! #Gratitude #ClientAppreciation #FeelingHumbled #5StarReview 🌟

    • No alternative text description for this image
  • 🏡 Home Values Falling… But Could Interest Rates Save the Day? 📉💰 Australia’s housing market is cooling, but there’s hope on the horizon! 🌅 The Reserve Bank of Australia (RBA) is keeping interest rates steady at 4.35%, but experts hint at a possible rate cut in February or May. Could this be the boost the market needs? 🤔📈 Here’s what’s happening: 1️⃣ Sydney and Melbourne are seeing property prices drop, with buyers holding back and listings rising. 🏘️ 2️⃣ Brisbane and Adelaide are bucking the trend with slight price gains—is this the start of a recovery? 📊 3️⃣ Economists believe a February rate cut could stabilize prices and bring confidence back to the market. 🌟 Source:AFR What do you think? Share your thoughts below! ⬇️💬

    • No alternative text description for this image
  • View organization page for ACE LOANS, graphic

    398 followers

    🏡✨ Australian Housing Market Update – Key Highlights. Source: AFR 📈 More Properties on the Market: • Listings are up 10.1% in Melbourne and 12.3% in Sydney compared to the 5-year spring average. • Sellers under pressure from rising mortgage costs are adding to stock. 🚨 Distressed Sales on the Rise: • 📍 Victoria: Distressed listings increased 5.6% in October, surpassing pre-pandemic levels. • 📍 NSW & Tasmania: Also seeing significant jumps in distressed properties. 🤔 Cautious Buyers: • Auction clearance rates are falling: • 📉 Sydney: 63.4% (2nd lowest this year). • 📉 Melbourne: 64.9%. • Buyers are holding back due to high interest rates and poor affordability. 💎 Prestige Market Outliers: • A terrace house in Prahran, Melbourne, sold for $5.7M—above the guide price—a rare success story in a weak market. 🌟 Smaller Cities Shine: • Adelaide leads with a 70.7% clearance rate. • Canberra also improved significantly to 66%. 📉 Affordability Hits Record Lows: • Worst levels in 30+ years due to high mortgage rates and inflation. • Families are struggling with reduced disposable income. 🔮 Economic Outlook: • Relief through interest rate cuts unlikely before February 2025. • Sellers feeling the pressure: “I need to sell now.” 💬 What’s your take on these market trends? Let’s discuss below! ⬇️

    • No alternative text description for this image

Similar pages