East End Finance

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. 🏘

🏡 The home loan feature 70% of borrowers want 🏡⁣ ⁣ Seven out of ten borrowers are opting for a home loan offset account, according to a recent NAB report.⁣ ⁣ An offset account can let you put spare cash to work by paying down your home loan sooner.⁣ ⁣ How much could your interest payments be reduced by with an offset? 🤔⁣ ⁣ Let's say you have $20,000 in your offset account over the life of a 30-year, $400,000 home loan (with an interest rate of 6%).⁣ ⁣ You could save more than $87,000 in interest, and reduce your loan term by more than three years, according to Macquarie Bank.⁣ ⁣ Contact us to find out if a home loan offset account could be right for you. 👇⁣ ⁣ To find out more, DM us or contact Sandy on: ☎️ – 0424 235 210 💻 – sandy@eastendfinance.com.au #eastendfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans

🤔 What’s the deal with negative gearing? 🤔⁣ ⁣ Negative gearing was back in the headlines again recently but what’s it all about?⁣ ⁣ ‘Gearing’ simply means borrowing to invest. 🏡⁣ ⁣ ‘Negative gearing’ is where the costs of owning the property, such as loan interest, council rates, insurance and so on, exceed the rental income the property generates.⁣ ⁣ The investor then claims a loss on the property via their tax return (even though the property’s value, aka capital gains, might have increased during that period).⁣ ⁣ The advantage of negative gearing is that this loss can be offset against other income including your regular wage or salary. ⁣ ⁣ The end result is the potential to save on your annual tax bill. 📉⁣ ⁣ Interested in finding out more about buying an investment property?⁣ ⁣ Talk to us about an investment loan to help get you started. 👇⁣ ⁣ To find out more, DM us or contact Sandy on: ☎️ – 0424 235 210 💻 – sandy@eastendfinance.com.au #eastendfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans

How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025. 🙌

🎉 Happy New Year! 🎉⁣⁣ ⁣⁣⁣⁣ Whatever your goals, plans, or resolutions for 2025, we’re here to support and cheer you on as you smash them! 🙌⁣⁣⁣ ⁣⁣⁣ If there’s anything we can do to help you out along the way, don’t hesitate to reach out. 😃⁣⁣ ⁣⁣⁣ Here’s to an amazing 2025!⁣⁣⁣⁣ ⁣⁣⁣⁣ From the team @ East End Finance

🤔 What’s your New Year’s resolution for 2025? 🤔⁣⁣ ⁣⁣ Here are some financial resolution ideas to help get you started:⁣⁣ ⁣ ✅ Contact us for a home loan health check⁣⁣ ❌ Cut back on unnecessary expenses⁣ 💰 Build up a savings fund to perhaps invest in property, shares or ETFs⁣ 💳 Tackle any lingering credit card debt⁣ ⁣⁣ Whatever you decide, we're wishing you a successful, prosperous, and enjoyable 2025! 🥳⁣⁣⁣⁣ ⁣⁣⁣ To find out more, DM us or contact Sandy on: ☎️ – 0424 235 210 💻 – sandy@eastendfinance.com.au #eastendfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans

🎅🏽 Ho, ho, ho! Merry Christmas! 🎅🏽 ⁣ ⁣ Wishing you and your loved ones a wonderful day full of joy, love, and laughter. May this holiday season bring you warmth and happiness! 🎄✨⁣ ⁣⁣ From the team @ East End Finance

With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024. 🎄

🎄Season's greetings and happy holidays! ⛱⁣ ⁣ Thank you for all your support throughout 2024! Wishing you a wonderful Christmas and New Years holiday break 🙌⁣⁣ ⁣⁣ We hope we helped make your mortgage and finances a little easier to stay on top of throughout the year! 😁⁣⁣ ⁣ Here's hoping for a few rate cuts in 2025! 😅⁣⁣ ⁣⁣⁣ From the team @ East End Finance

If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it could be time to try again – especially if you want to start 2025 off on the right foot. 🙌