Epyon Finance Brokers

Running a business means managing cash flow, and understanding your financing options is key to growth. Here are some common types of business debt finance: - Invoice Finance: Unlock cash tied up in unpaid invoices. - Equipment Finance: Fund new equipment with flexible terms. - Trade Finance: Secure funding for international trade. - Supply Chain Finance: Improve cash flow by optimising your supply chain. Find the right solution to support your business’s needs today! Need guidance on the best finance option for your business? Get in touch with Epyon Finance Brokers now! www.epyon.com.au/contact/ #EpyonFinanceBrokers #BusinessFinance #CashFlow #InvoiceFinance #EquipmentFinance #TradeFinance #SupplyChainFinance

Here’s to a fresh start and exciting opportunities in 2025! 🥂 Whether you're looking to buy your first home, refinance, or explore new property ventures, now’s the time to take action. Let’s make 2025 your year for financial growth and property success! Cheers to new beginnings and brighter futures ahead. We’re here to support every step of your property journey. Get in touch and let’s make your 2025 the year of new beginnings! 🎉 #NewYear2025 #NewYearNewHome #MortgageGoals #2025Success #Homeownership #EpyonFinanceBrokers

‘Tis the season to make your dreams come true. Merry Christmas! Wishing you all a Merry Christmas and a joyous holiday season! 🎁✨ Whether you’re spending time with loved ones, or planning ahead for the new year, we’re here to help you turn your goals into reality. If you’re thinking about a new home, refinancing, or upgrading your property in 2025, let’s make it happen together. Enjoy the festivities, and when you're ready to take the next step, we'll be here to guide you. 🏡 #MerryChristmas #HomeGoals #PropertyPlans #Christmas2024 #EpyonFinanceBrokers #NewYearNewHome

When addressing tax debt, it's essential to consult with both your accountant and the ATO (Australian Tax Office) to develop a strategy for resolution. How finance brokers can assist in managing tax debt by consolidating it with your mortgage: * Avoid damaging your credit file and potential future prospects * If there is a payment plan in place with the ATO and a single payment is missed, they may require the full amount to be paid immediately. * Paying off the same or in some cases(depending on the arrangement with the ATO) less and at a lower interest rate. * Outstanding tax debts reduces the amount of lenders and options available to you Get in touch to find out how we can help simplify your tax debt management. #TaxDebtSolutions #MortgageConsolidation #FinanceBrokers #DebtManagement #TaxResolution #EpyonFinanceBrokers

There are several benefits of working with a mortgage broker. Here are some: 1.) They work in your best interest and not the lender(s), effectively as an agent on your behalf. 2.) You have the one point of contact with that you can trust. 3.) Multiple lenders and products - many options available to find the right solution for your situation. 4.) When the deal is done, they are there to offer ongoing advice and support. 5.) Save time, money and hassle - brokers do loans day in and day out - let them use their knowledge and experience to sift through the possibilities so that you don't have to. Reach out to us today at Epyon Finance Brokers to see how we can help you find the right loan. 📞 1300 037 966 #MortgageBroker #HomeLoans #Refinance #ExpertAdvice #MortgageTips #EpyonFinanceBrokers

Pre-approvals are beneficial for a number of reasons when going to purchase a property. 1.) You will know what your borrowing capacity is and how much the designated lender is going to supply. 2.) It puts you in a stronger position when making an offer for a property and demonstrates that you have the finances to proceed If you choose to do so. 3.) It gives you the confidence to look at properties and within the estimated budget. 4.) It can also speed up the approval process when continuing with the loan application. Remember, pre-approvals will generally last for 90 days. Ready to secure your dream home? Let us guide you through the pre-approval process for a smoother property journey. 📞 1300 037 966 #PreApproval #HomeBuyingTips #SmartFinance #EpyonFinanceBrokers #HomeLoans

The First Home Owner Grant (FHOG) scheme was introduced on 1 July 2000 to offset the effect of the GST on home ownership. It is a national scheme funded by the states and territories and administered under their own legislation. Under the scheme, a one-off grant is payable to first home owners that satisfy all the eligibility criteria. Talk to us at Epyon Finance to find out if you qualify! 📞 1300 037 966 #FirstHomeOwnerGrant #FHOG #FirstHomeBuyers #HomeOwnership #EpyonFinanceBrokers

Borrowing capacity is the amount that you can borrow from a lender. Whenever you apply for credit, whether it's a mortgage, a personal loan, car loan, or credit card, the credit provider will assess your borrowing capacity. Want to find out your borrowing potential? Get in touch with us today! #EpyonFInanceBrokers #BorrowingCapacity #CreditAssessment

A valuation for a property is carried out by an accredited valuer to determine the market value. The valuation of the property is to ensure that in the event of a forced sale the market value will cover the mortgage taken against it. Curious about how mortgage valuations affect your loan? Talk to us today for expert advice! #EpyonFinanceBrokers #MortgageValuation #PropertyValuation

This type of loan is secured by the equity in another person's property, usually, your parents. If you can't make the repayments, your parents will have your back. A guarantor is someone who agrees to pay the debt if you are unable to do so. It can help you get into the property market and keep the LVR(loan-to-value ratio) low so that you don't have to pay LMI (lenders mortgage insurance). Curious if a guarantor loan is right for you? Reach out to us today for personalised advice! #EpyonFinanceBrokers #FirstHomeBuyers #HomeLoans