Finance For Tomorrow

Sydney home values drop as market slows down 🏡 ⬇️ National home values rose by 0.3% in October, marking 21 months of growth, driven by mid-sized cities like Perth (+1.4%). Sydney saw a 0.1% drop in home values in October, the first decline since January 2023 📉 Sydney's expensive areas fell by 0.6% in October and 1.1% over the last three months, while lower-priced areas rose by 0.5% 💸🏠 Tim Lawless, CoreLogic's Research Director, explains that the higher demand on low-value markets is due to lower borrowing capacity, affordability challenges, and more first-time buyers and investors 💡 With more listings available, buyers have more choice, slowing the market 🏡 🔑 Adapted from JD Capital #RealEstate #PropertyMarket #Homevalues #Homevaluelndex #November2024 #Sydney #CoreLogic #Investing #MarketTrends #PropertyGrowth #InvestmentTips #FinanceForTomorrow #finance #lending #MortgageBrokers

Today we remember our fallen service members for their ultimate sacrifice. #LestWeForget

The RBA has opted to hold the cash rate steady at 4.35%, despite the recent quarterly inflation figure, which is at a 3.5 year low of 2.8% being within RBA's target range. #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

WHAT LOAN REPAYMENT TO GO FOR? 💵 The million dollar question that everyone’s always asking themselves! There are typically two loan repayment options: 1) principal and interest; and 2) interest only 💲 ➡️ Swipe through to understand the pros and cons of each to help you make the right choice! For a FREE consultation, get in touch with us and we’ll break down all the nitty-gritties for you ! 📞 0449 972 266 📧 info@financefortomorrow.com.au #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

Wishing everyone happiness and joy during this year’s Diwali, festival of lights 🪔✨ #diwali #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

It's time for a mortgage health check! 🏡 Are you confident that you're getting the best deal on your mortgage? Just like a regular health check, reviewing your mortgage is crucial to ensure it's in good shape! 🏦 At Finance For Tomorrow, we simplify the moetgage process to help review your mirrgage and find the best options for YOU 🫵 Our team of experts is here to guide you every step of the way 📈 Book an appointment and take control of your finances today! 💰 📞 0449 972 266 📧 info@financefortomorrow.com.au #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

Big News for Home Buyers in Victoria! 🏡 The Victorian Government has just announced major cuts to stamp duty for off-the-plan properties, making it easier and more affordable to get into the property market! 🎉 For the next 12 months, ALL buyers are now exempt from stamp duty on off-the-plan apartments, units, and townhouses - no matter the price point. This move is designed to fast-track housing development and create more homes for buyers and renters across the state. With no cap on price and no restriction to first-home buyers, this is the perfect time to consider your next property move! 🚀 Premier Jacinta Allan stated that this measure will "unlock more homes for everyone" by reducing upfront costs and encouraging more building projects to get underway sooner. Whether you're a first-home buyer or thinking about downsizing, this could be the opportunity you've been waiting for!! 🏠✨ #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

YOUR LOAN: YOUR STATE 🇦🇺 📝Stamp Duty Waivers: Thresholds Broken Down, State by State! 🏠💰 Looking to buy your first home or an investment property? Stamp duty waivers could save you thousands! But the eligibility criteria and thresholds vary depending on where you live in Australia. Here's a quick breakdown of some key info: 🔹VIC - Full waiver for homes up to $600K, with discounts up to $750K for first home buyers. 🔹NSW - Waivers for first home buyers on new homes up to $800K, with reduced rates up to $1M. 🔹QLD - No stamp duty for first home buyers on properties up to $700K. 🔹TAS - No stamp duty for first home buyers on properties up to $750K 🔹SA - Waivers for new homes under $650K And land waiver for under $400,000 🔹WA - First home buyers may be eligible for exemptions up to $450K. 🔹ACT - First home buyers earning less than $170,000 per year do not have to pay stamp duty for a owner-occupied property under $1,000,000 🔹NT - No stamp duty Waiver. Each state has different criteria, so make sure you check the rules in your state! Not sure if you're eligible? Each week over the next month we will do a break down for each state on the rules! Want to know sooner? Click the link in our bio and we can talk about! #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

Do you need a mortgage broker?💡 Here are 5 top reasons why you should consider: 1️⃣ As brokers we work for you, not the lender. As keen as banks may be, they have an equal interest in making as much money from you ❌ We however will put your financial needs first and look for the loan that best suits your needs ✅ 2️⃣ Access to multiple lenders 🤩 We have access to over 65+ lenders so you can choose the lender with the best product for you! 3️⃣ Save valuable time ⏰ From research, to preparing your loan application to settlement, we do the leg work so you don’t have to giving morr time back to do thr things you love! 4️⃣ Free service 🤑 We receive a commission from the lender ONLY when your loan settles. Your success is our success! 5️⃣ Long-term view 📈 Our aim at FFT is to create long sustainable wealth for YOU by maximising your wealth to keep you financially free from all things that life may throw To know more on how we can help, get in touch with us today! 📞 0449 972 266 📧 info@financefortomorrow.com.au #financefortomorrow #mortgagebroker #sydney #propertyexpert #propertyfinance #homeloan #refinance #smsf

SUCCESS STORY ⭐️ We’re thrilled that Andrew & Samantha were able to secure a competitive interest rate with the refinance of their property after pulling hairs coming out of a fixed term loan 🏡 Not only this, but we had it approved and settled in under 2 weeks! ⏰ Is your fixed term expriring soon? Get in touch and we’ll have you sorted! #financefortomorrow #mortgagebroker #refinance #client #successstory #finance #invest #sydney #propertyexpert #propertyfinance #homeloan