Generation Life - Outthinking today.

As the conversations around retirement incomes continue, Generation Life’s General Manager of Retirement Solutions, Patrick Clarke, shares his insights in an InvestorDaily article by Maja Garaca Djurdjevic, weighing in on the industry’s latest discussion. Patrick welcomes the new draft best practice principles, and highlights the need for better retirement income solutions that combine account-based pensions with lifetime income streams. He emphasises that these principles recognise the diverse needs and circumstances of retirees, so can help Australians spend with confidence and live their best lives in retirement. Read the full article here: https://lnkd.in/gDq29pYU

In our latest podcast with Financial Standard, Vincent Stranges, Head of Product at Generation Life, sits down with journalist Karren Vergara to debunk common myths about investment bonds. He explores how investment bonds can serve as a tax-effective tool for wealth accumulation and estate planning.   Listen to the full podcast episode here: https://lnkd.in/g_F3SrZP

Don't miss the opportunity to visit the SMSF Association National Conference 2025, as we can’t wait to connect with you there! 🎉   Swing by booth 80 to meet Maree Cridland and Michael Jaeger located in the back right corner, for a chat with the Generation Life team and grab some cool merchandise while you're at it! Whether you’re keen to discuss tax smart investment strategies or just want to say hi, we’d love to see you!   See you there! #SMSF2025 #GenerationLife #NC2025

"The value of advice is clear and the solution is you" says Grant Hackett OAM, Chief Executive Officer at Generation Development Group. Generation Life’s recent Not Tomorrow’s Problem research revealed that 2 in 3 Australians who currently receive financial advice are happy with their financial situation and they’re almost twice as likely to be happy with their situation compared to those who don’t. Advised Australians also have a better understanding of financial themes and policies that may affect them. There is no denying the immense value of financial advice and over the next decade, it’s likely financial advisers will become even more important in building client wealth, but to appeal to more Australians it’s important for them to demonstrate value and build trust.   Read more: https://lnkd.in/gzi7JFf5 #outthinkingtoday #nottomorrowsproblem #taxawareinvesting #investmentbonds #investmentlinkedlifetimeannuity

We’re thrilled to announce our parent company Generation Development Group (ASX:GDG) is set to acquire Evidentia Group (Evidentia), Australia’s leading provider of investment management and tailored managed account solutions. GDG’s strategic acquisition strengthens the position of GDG and Evidentia in the rapidly growing managed accounts market.   We’re excited to join in welcoming Evidentia Group to GDG and can’t wait to continue contributing to the greater success of the new GDG.

John Laver, CIMA®, Head of Investments at Generation Life, provides his market commentary for the final quarter of 2024 and highlights the 12-month performance of our Tax Optimised investment series as of 31 December 2024. "The average after-tax returns on the reported Tax Optimised investment options within our investment bond tax structure for the 12 months to 31 December 2024 was an impressive 10.2%, compared to the average pre-fees and after-tax return for a direct investor on a 47% marginal tax rate (including Medicare levy) is 6.89%. This average additional return benefit of 3.31% (after-tax) highlights the significant impact that tax management can have on returns." Read the full market commentary here: https://lnkd.in/gMDvC-Z7 Professional financial advice is recommended. Past performance is not an indication of future performance. #marketcommentary #investmentreturns #taxoptimised #investmentbond #outthinkintoday #GenerationLife

🧧Celebrating the Year of the Snake! 🐍   At Generation Life, we proudly celebrate the Lunar New Year, embracing tradition, community, and prosperity as we welcome the Year of the Snake.   In many cultures, the snake symbolises wisdom, transformation, and resilience, which are qualities that align with our commitment to continuous growth and innovation throughout 2025.   We extend our best wishes for a year filled with success, new opportunities, and shared prosperity. Happy Lunar New Year to all who celebrate! #GenerationLife #LunarNewYear #YearOfTheSnake

Generation Life’s latest research reveals that while just 7% of aspiring Australians currently work with an adviser, 51% are open to it. This cohort in particular faces unique challenges, from rising housing costs to low awareness of the impact of tax. In our Guide, Rebecca Pritchard from Rising Tide Financial Services says, “Aspiring Australians benefit massively from financial advice, and as financial advisers, it’s our job to demonstrate this value from the outset of the relationship.” Read Keith Ford’s full article on ifa here: https://lnkd.in/gf_PVxQN

With the potential change to superannuation taxes, more Australians need guidance to help them understand if and how it could impact their retirement savings. “What does that mean for me?’ If they don’t totally understand, that again creates a level of anxiety.” says Grant Hackett OAM, Chief Executive Officer at Generation Development Group.. Many young Australians are anxious about stage 3 tax cuts and the new superannuation tax changes and are unsure of the best way to prepare for the future, but recent insights from our Not Tomorrow’s Problem Guide show just how crucial financial advisers are in helping Australians navigate these challenges. Read Shy-ann Arkinstall’s full article on ifa here: https://lnkd.in/g3k68pQj #GenerationLife #NotTomorrowsProblem

🎾 Game, Set, Match at Generation Life! 🎾   What an incredible afternoon celebrating the Australian Open spirit! We had a blast with mini tennis challenges and exciting trivia, testing everyone’s knowledge and love for the game.   It was the perfect opportunity to bring the team together, share some laughs, and soak up the excitement of tennis. A huge thank you to everyone who joined in and made the event an absolute smash hit!   #GenerationLife #AustralianOpen #Tennis