JAY FINANCE

🤔 What’s negative gearing all about? 🤔⁣ ⁣ It's where the cost of owning a rental property (such as loan interest and rates), outweighs rental income.⁣ ⁣ You can then claim a loss on the property come tax time.⁣ ⁣ This loss can be offset against other income - potentially providing tax savings.⁣ ⁣ DM us for more info. 👇⁣ ⁣ To find out more, DM us or contact Jay Finance on: ☎️ – 0431 897 286 💻 – jay@jayfinance.com.au #jayfinance #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #adelaide #adelaideproperty #adelaiderealestate #adelaidebroker #adelaidefinance #southaustraliaproperty #stagnes #stagnesproperty #stagnesrealestate #southaustraliarealestate #southaustraliafinance #southaustralialoans #southaustralia

It makes our day when our clients leave us a cracker of a review like this one so we couldn't help ourselves but share 😊 Thanks for the amazing review Dhillon!

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. 🏘

💪 Landing a home loan if you’re self-employed 💪⁣ ⁣ Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣ ⁣ So it helps to be prepared when applying for a home loan:⁣ ⁣ ✅ Have evidence you’ve held an ABN for a year or two⁣ ✅ Gather proof of income like your latest business activity statements and tax returns⁣ ✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣ ✅ Grow savings to show you can handle home loan repayments.⁣ ⁣ If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣ ⁣ Talk to us for home loan help when you’re your own boss. 👇⁣ ⁣ To find out more, DM us or contact Jay Finance on: ☎️ – 0431 897 286 💻 – jay@jayfinance.com.au #jayfinance #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #adelaide #adelaideproperty #adelaiderealestate #adelaidebroker #adelaidefinance #southaustraliaproperty #stagnes #stagnesproperty #stagnesrealestate #southaustraliarealestate #southaustraliafinance #southaustralialoans #southaustralia

🙌 Why Aussies return to their broker - again and again 🙌⁣ ⁣ Close to 9 out of 10 Australians say they trust their mortgage broker, according to Agile Market Intelligence research.⁣ ⁣ In fact, borrowers are almost twice as likely to ‘completely trust’ their broker compared to lenders that home buyers deal with directly.⁣ ⁣ Here's what we could help you with during your next home purchase:⁣ ⁣ ✅ Understanding your borrowing power⁣ ✅ Providing you with valuable support and guidance⁣ ✅ Streamline the finance process⁣ ✅ Understanding affordability, savings and deposit options, and⁣ ✅ Settling on your property.⁣ ⁣ Contact us today for help buying your first, second or third home. 👇⁣ ⁣ To find out more, DM us or contact Jay Finance on: ☎️ – 0431 897 286 💻 – jay@jayfinance.com.au #jayfinance #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #adelaide #adelaideproperty #adelaiderealestate #adelaidebroker #adelaidefinance #southaustraliaproperty #stagnes #stagnesproperty #stagnesrealestate #southaustraliarealestate #southaustraliafinance #southaustralialoans #southaustralia

How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025. 🙌

🎉 Happy New Year! 🎉⁣⁣ ⁣⁣⁣⁣ Whatever your goals, plans, or resolutions for 2025, we’re here to support and cheer you on as you smash them! 🙌⁣⁣⁣ ⁣⁣⁣ If there’s anything we can do to help you out along the way, don’t hesitate to reach out. 😃⁣⁣ ⁣⁣⁣ Here’s to an amazing 2025!⁣⁣⁣⁣ ⁣⁣⁣⁣ From the team @ Jay Finance

🎉 Happy New Year's Eve! 🎉⁣⁣ ⁣⁣⁣⁣ Hope you have a wonderful evening, and an even better 2025!⁣ ⁣ Whatever your goals, plans, or resolutions for the year ahead, we’re here to support you! 🙌⁣⁣⁣ ⁣ Wishing you a successful, prosperous, and enjoyable year! 🥳⁣⁣⁣⁣ ⁣⁣⁣⁣ From the team @ Jay Finance

🤔 What’s your New Year’s resolution for 2025? 🤔⁣⁣ ⁣⁣ Here are some financial resolution ideas to help get you started:⁣⁣ ⁣ ✅ Contact us for a home loan health check⁣⁣ ❌ Cut back on unnecessary expenses⁣ 💰 Build up a savings fund to perhaps invest in property, shares or ETFs⁣ 💳 Tackle any lingering credit card debt⁣ ⁣⁣ Whatever you decide, we're wishing you a successful, prosperous, and enjoyable 2025! 🥳⁣⁣⁣⁣ ⁣⁣⁣ To find out more, DM us or contact Jay Finance on: ☎️ – 0431 897 286 💻 – jay@jayfinance.com.au #jayfinance #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #adelaide #adelaideproperty #adelaiderealestate #adelaidebroker #adelaidefinance #southaustraliaproperty #stagnes #stagnesproperty #stagnesrealestate #southaustraliarealestate #southaustraliafinance #southaustralialoans #southaustralia

🎅🏽 Ho, ho, ho! Merry Christmas! 🎅🏽 ⁣ ⁣ Wishing you and your loved ones a wonderful day full of joy, love, and laughter. May this holiday season bring you warmth and happiness! 🎄✨⁣ ⁣⁣ From the team @ Jay Finance