Lagos Financial

Short-term loans from big banks may not be as straightforward as they seem. Here’s what you need to know: Repayments are calculated over 20 years. Loans are renewed every 2-3 years if all conditions are met. Early exit fees can cost up to 3 months of interest. 💡 Understanding these terms can help you avoid financial surprises in your investment journey. Book a complimentary assessment today : https://lnkd.in/gZBgCCTz #ShortTermLoans #BigBankFinance #InvestmentTips #lagosfinancial

Big bank or other lender? The loan term you choose can impact your investment strategy. Find out why long-term flexibility matters—watch the clip!

Not all commercial loans are created equal. Big banks often prefer shorter terms (1-3 years) with annual reviews of your taxes, rental statements, and even property valuations. Other banks? They may offer loans of up to 25 years with fewer restrictions. 💡 Understanding these differences can help you choose the best financing for your property investments. 🔗 Book a complimentary assessment to explore your options: https://lnkd.in/gZBgCCTz #CommercialLoans #BigBanks #PropertyInvestingTips #lagosfinancial

Fairness in property investing is more than a principle—it’s the foundation of sustainable success. Here’s why working with a broker who genuinely values your goals makes all the difference: ✔️ Ensures every deal benefits you. ✔️ Provides trusted advice, not just profit-driven decisions. ✔️ Creates long-term financial stability for your investments. 💡 Work with a broker who cares about your success. Book a complimentary assessment today. 👉 https://lnkd.in/g7fN_VyG #FairDeals #TrustedBroker #SmartInvestments #lagosfinancial

Private lenders offer flexibility but come with higher risks. Here’s how to minimise those risks: ✔️ Choose MFAA, FBAA, or CAFBA-accredited lenders. ✔️ Rely on a broker’s experience and recommendations. ✔️ Check reviews on Google, product review sites, or Facebook groups. 💡 Don’t leave your property investment to chance. Consult an experienced broker and secure your investment strategy.👉 https://lnkd.in/g7fN_VyG #PrivateLenders #PropertyInvestmentFinance #SmartInvesting #lagosfinancial

Private money lenders operate outside the usual regulations, offering flexible financing for property investors. But what’s the catch? Here’s what you need to know: ✔️ Funded by private investors ✔️ High-interest rates tied to risk ✔️ Flexible but unregulated 💡 Is this the right financing option for your next property investment? Watch now to find out and book a complimentary assessment to explore your options. 👉 https://lnkd.in/g7fN_VyG #PrivateMoneyLenders #FlexibleFinance #PropertyInvestingTips #lagosfinancial

Non-bank lenders offer higher LVRs and longer terms, but are they the better option for commercial property investors? Here’s what sets them apart: ✔️ Higher LVRs (up to 90%) ✔️ Flexible loan terms (up to 30 years) ✔️ Tailored financing options 💡 Could this be the smarter choice for your investment strategy? Watch now and book a complimentary assessment to find out. 👉 https://lnkd.in/g7fN_VyG #NonBankLenders #CommercialFinance #FlexibleLoans #PropertyInvestingTips #lagosfinancial

Choosing between a bank loan and private finance for your commercial property? Here's what you need to know: ✔️ Banks: Lower costs but stricter regulations and longer approval times. ✔️ Private Finance: Quick approvals with fewer regulations but higher fees and interest rates. The right choice depends on your investment strategy, timeline, and financial goals. 💡 Need help deciding? Book a complimentary assessment today to explore your best options. 👉 https://lnkd.in/g7fN_VyG #CommercialFinance #BankLoans #PrivateFinance #SmartInvestments #AustralianInvestors #lagosfinancial

Lease doc loans: A flexible financing option for property investors. Here’s why they work: ✔️ No need for income statements like tax returns or payslips ✔️ Focus on assets and liabilities for serviceability ✔️ Perfect for self-employed and asset-rich investors 💡 Discover if this is the right financing option for your next investment. Book a complimentary assessment today! 👉 https://lnkd.in/g7fN_VyG #LeaseDocLoans #CommercialFinance #AustralianInvestors #SmartInvestments #lagosfinancial

Thinking about investing in commercial property but unsure how to fund the deposit? 🏠➡️🏢 Here’s a strategic approach: 🔹 Leverage Residential Equity: Use a full-doc loan to unlock equity from your home, turning it into cash for your deposit. 🔹 Combine with Lease Doc Loans: Pair it with a lease doc loan, which focuses on rental income rather than personal income, making it a great option for self-employed investors. 🔹 Tax Efficiency: Claim interest on both loans, helping you optimise your cash flow while building your investment portfolio. Why this works: This approach lets you minimise upfront costs, utilise existing resources, and strategically position yourself for long-term growth. 💡 Ready to make smarter moves in property investing? Book a complimentary assessment to explore your options today! 👉https://lnkd.in/g7fN_VyG