Money Over 50 Financial Advisers

In this episode, Ali explains his thoughts regarding travel after coming back home from a trip in Europe. He explains that even though he did enjoy his travels, he's gained a much larger appreciation for home and believes that finding enjoyment in the small things can be a lot more rewarding in life. For more information, please visit www.mo50.com.au

We have a listener question from Sue today, regarding investments outside of super. Her husband has no taxable income right now and Sue is considering investing his money to take advantage of franking credits or interest rates going up; maybe even taking the cash part of her husband’s super and investing it in a high-interest account or term deposit. (Our previous blog and podcast episode looks at 0% taxed super income streams in depth.)

What are you afraid of when it comes to money and security? And have you discussed this with anyone, or really taken the time to sit down and think about it carefully? In this episode, Ali and Dallas discuss how and when to say your fears out loud, and what it means for your wealth and financial planning. For more information, please visit www.mo50.com.au

This week, our listener Alice has sent us a question about downsizer contributions. She is 60 and her partner is 50, and she’d like to know how selling their primary place of residence (PPR) will affect their contribution limits, and the impacts of their age.

It’s not uncommon for the government to make changes to our superannuation rules, and a few new things have come into effect since the 1st of July 2023. In this episode, Ali discusses three significant changes to superannuation that everyone should be aware of, especially those nearing retirement. For more information, please visit www.mo50.com.au

If you held an investment for 15 years, would you prefer it to make nominal returns of 12.5% per annum, or 20.3% per annum? It may seem simple, but the choice is a lot more complex than most people realise. And the correct answer is: it all depends!

Do you see yourself as a retiree, or a pensioner? Turns out, there’s quite a difference! Self-talk and self-identity are more important than you may realise. In this episode, Dallas and Ali discuss the implications of how you may see yourself at different ages, and what this means for your finances. For more information, please visit www.mo50.com.au

For many people, getting their finances on track is high on the priority list. But how do you know which financial adviser is right for you?

Have you ever gone on a diet or started a new fitness plan? Chances are you found it painful at the start. Financial plans can be much the same. The good news is, the pain is only at the beginning! In this episode, Ali shares his expertise on starting a new financial plan, including how to build new habits and get rid of old ones in order to build yourself a better lifestyle. For more information, please visit www.mo50.com.au

In this episode, Ali discusses 4 potential options for a new retiree who doesn't have enough to retire on (Centrelink Age Pension, adjust lifestyle, downsizing your home, and semi-retirement). People may also find other options out there, or may even use a combination of these to achieve their retirement goals. For more information, please visit www.mo50.com.au