SAT Home Loan Pty Ltd

Last day for Push for Better!! Link to donate: https://lnkd.in/gDPNX55u A heartfelt THANK YOU to everyone who has donated, given words of encouragement and showed support in any shape or form, it has been an incredible journey! @lifelineaustralia does incredible work supporting some of our most vulnerable so let’s support the community’s support line! All donations will go to Lifeline so that they can continue to do the amazing work that they do.

Check out Ashleigh Ton and Steven Ton at the MFAA awards night below!

Is how you’re thinking about buying your next home the only way of doing it? Watch and find out! Disclaimer: This is general advice and does not consider your objectives, situations or needs. You should consider if this advice is suitable for you and your circumstances.

Read this review for our director Steven Ton ! Honoured to be working with such great clients!

Have a listen to SAT Home Loan Pty Ltd director Steven Ton as he shares his thoughts on where we are in the economy leading into the RBA meeting and rate announcement.

How to surviving a property purchase. Purchasing a property can be a daunting endeavour, particularly if it’s your first purchase. The market is hot, the competition is stiff and you feel like you just can’t catch a break .. even after months and months of searching .. it can be soul destroying. Consider this your survival guide to purchasing a property. - Know your budget. It may seem obvious but you’d be surprise how easy it is to shoot above your budget after weeks and weeks of missing out on that property by a few tens of thousands of dollars. Getting caught up in this cycle can be a sure fire way to bid above your means, leaving you in a sticky situation of needing more money .. through a new lender or borrowing from family & friends. - Logic over emotions. To help with sticking to your budget, stick to a set of requirements and make logical decisions. By being logical in your search and bids, missing out on a property is therefore a logic outcome of circumstance, rather than an emotional sting of dealing with “the one that got away” - Do your research. Often the sale price of a property ends up being higher than an agent’s “market value assessment” of the property. Knowing this, target properties under your budget and ask one of our SAT Home Loan brokers for a free property profile report that will show sale history for similar properties in the area - Get pre-approved. Finally - nothing will give you more confidence come auction day than knowing that you have finance ready to go. To get pre-approved quickly, your free property report and to get more information on the above, reach out to SAT Home Loan today. Link in bio. Got a question for us? Post it below or reach out! We’re happy to answer any investment, purchasing, rate, home loan, finance questions you have (and anything else that’s on your mind!) Disclaimer: This is general advice and does not consider your objectives, situations or needs. You should consider if this advice is suitable for you and your circumstances.

Have a wonderful and safe Easter long weekend everyone! We will be closed for the long weekend and Ashleigh Ton and Steven Ton will be taking a well deserved break away from the office. See you all next week!

Our directors Ashleigh Ton and Steven Ton are sharpening their knowledge and skills at the Connective PD day. If you’re there, we’d love to say hi! Let us know below and we’ll connect.

We are lways grateful for the fantastic people we work with! Fred & Phybe are no exceptions to this. This is what they had to say about working with Steven Ton: “I am thankful for what SAT Home Loan had done for us. There are plenty of mortgage brokers and financial advisors out there, but what sets them apart is their proactive-ness. From the moment on our first call, I know I am in good hands. I had a fairly busy work and the last thing I would want was to follow up with my brokers about our application on a weekly basis. With SAT Home Loan, this is the other way around. They follow up with me every other day. There are plenty of useful advice everyday. At the end, I cannot be more happy with their service. Oh.. and what’s more - it’s not a one off thing. They will reach out to you on a regular basis - even when your loan(s) are settled. You won’t find a better financial service advisor in Sydney!” It was our absolute pleasure to be working with you Fred and Phybe! Disclaimer: This is general advice and does not consider your objectives, situations or needs. You should consider if this advice is suitable for you and your circumstances. #sathomeloan #mortgage #mortgagebroker #mortgagetips #finance #borrowingcapacity #firsthomebuyer #property #propertyinvestment #investment #wealth

Latest inflation numbers - What does this all mean for you? Well, in a nutshell, those rate rises we've experienced last year is really coming into affect and the likelihood of a rate cut is higher than ever. This could also mean an increase in property value as more and more buyers enter the market due to improved affordability. If you ever thought about dipping your toe into the property market, now is definitely the time to start a conversation with us to explore your situation and your options. Inflation data summarised: Inflation Steady in January, Below Economist Expectations:   - Consumer prices rose by 3.4% over the year to January, maintaining the same annual inflation rate as in December.   - This rate marks the equal lowest pace of annual inflation recorded since November 2021, contrary to economists' expectations of a slight increase to 3.6%. Contributors to Inflation:   - Stephen Wu noted that the key contributors to inflation included housing (+4.6%), food and non-alcoholic beverages (+4.4%), alcohol and tobacco (+6.7%), and insurance and financial services (+8.2%).   - Within housing, annual rent increases stabilised at 7.4%, while new home purchase costs saw a slight decrease to 4.8% over the year to January. RBA's Potential Interest Rate Cuts:   - AMP's deputy chief economist Diana Mousina suggests the RBA may start cutting rates even earlier, foreseeing three rate cuts in the current year due to continued weakness in household consumption and economic growth. Disclaimer: This is general advice and does not consider your objectives, situations or needs. You should consider if this advice is suitable for you and your circumstances. #sathomeloan #mortgage #mortgagebroker #mortgagetips #finance #borrowingcapacity #firsthomebuyer #property #propertyinvestment #investment #wealth