Woodbridge Capital

ASIC's latest discussion paper on ‘Australia’s Evolving Capital Markets’ is a major step forward in bringing much-needed transparency and oversight to the private credit industry in Australia. With private capital markets growing rapidly and superannuation funds shifting more investments into private assets, it's critical that regulators, investment managers, wealth advisors, investors, and industry leaders work together to ensure confidence, integrity, and accessibility in the financial system. Key takeaways: 🔘 Private credit and private equity are expanding significantly in Australia. 🔘 ASIC is focusing on transparency, valuation challenges, and investor protections. 🔘 There’s a call for better data and oversight to manage risks and support informed decision-making. 🔘 A well-balanced regulatory approach can maintain market attractiveness while ensuring fair participation. This is a timely and necessary step to ensure Australia’s capital markets remain competitive, well-functioning, and transparent. Woodbridge Capital was born out of a desire to be different, in an industry that is notoriously opaque. We have an unwavering commitment to bring something new to investors in private credit – transparency. ⚫ woodbridge // think different Click here to read our summary of ASIC's discussion paper - https://lnkd.in/g3gM3xyt #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt

Woodbridge Capital is a proud investor in the New Zealand property market through our funding support of developers and commercial real estate investors. With the Reserve Bank of New Zealand (RBNZ) cutting the official cash rate by a further 0.50% this month, to 3.75%, we believe there are strong green shoots within the property market. The RBNZ has forecasted growth of 19% in property prices over the next 3 years as strong demand continues and borrowing costs ease. There are also strong expectations of general economic recovery across the nation over the next 12 months, further fueling property market sentiment. Woodbridge is committed to providing bespoke funding solutions for our New Zealand partners for the long term. We are fast, we are transparent, and we are experienced asset lending specialists. If you are a developer, commercial property investor or broker in New Zealand, we’d love to hear from you and see how we can assist you close out your next property transaction. Nick Reardon Shaun Brown 🔘 not all lenders are the same ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt #welovenewzealand

Wealth Advisors - are you looking to expand your expertise and offer more diverse opportunities to your clients? As part of our commitment to industry education, we are excited to invite you to a free one-on-one learning session on private credit - a straightforward, accessible approach to understanding this unique asset class. These sessions are a safe place, where there are no silly questions, and gives you the unique opportunity to ask the questions you want to ask from our Managing Director and Chief Investment Officer, Andrew Torrington. And just to be clear—we’re not selling Woodbridge; we are selling the asset class and the knowledge to help you harness its potential for your clients. Click here to book a session - https://lnkd.in/gSx7wX5x ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters  #esgmatters #privatecredit #privatedebt

At Woodbridge Capital, all loans in the portfolio have a valuation prepared by an independent, qualified and registered valuer. And effective from this month, all of our valuations will now include ESG considerations in line with the new International Valuation Standards (IVS). Key points about the IVS ESG 2025 changes: 🔘 Valuers must consider ESG factors in the valuation of each asset. 🔘 Valuers must integrate ESG factors into existing valuation approaches, including market comparisons, where relevant. #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt

📉 The RBA Cash Rate is Falling – But Our Fund’s Returns Stay Strong 💪 With yesterday's drop in the RBA cash rate to 4.10%, many investors might be wondering about the impact on returns. The good news? Our fund returns remains resilient. 🔘 Over 90% of our loans have an interest rate floor - meaning that even as rates fall, our returns remain stable and unaffected. 🔘 This built-in protection ensures predictability and consistency for our investors. In an environment of shifting rates, having a well-structured loan portfolio in a private credit fund is key. Which is why at Woodbridge Capital we remain committed to delivering strong, reliable returns - regardless of market movements. 🔘 not all private credit funds are the same ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt

Looking for a lender for your next project? Choosing your financing partner for your next project should be based on several key components. The interest rate, whilst important, should not be your top priority as going with the wrong lender, could cost you much more int the long run. 🔘 Flexible Capital – Can the lender meet your unique situation and do they think outside the box and provide solutions? 🔘 Capital Availability – Does the lender have the cash required to settle your transaction on time? Is your construction loan fully funded from day 1? 🔘 Transparent Legal Documents – Are there any hidden fees, conditions or warranties that were never discussed and agreed to in your legal documents? 🔘 Simple and Fast Process – How quickly can you get a Term Sheet that is credit endorsed to provide certainty in your decision making. Are they easy to deal with and responsive? 🔘 Trust – Do you trust your lender that when things don’t go to plan, they will work with you? 🔘 Advice and Guidance - A number of lenders have extremely experienced property people within their firm. Can you access and leverage this experience? 🔘 Rates – Are interest rates, line fees, establishment fees fair and within market. Are all costs disclosed before entering into a loan agreement? Woodbridge prides itself on being a lender that is focused on Transparency, Speed and Experience. We use all these attributes to be your valued capital partner. These are just some of the key points to consider when choosing a lender that is right for you. We’d love to hear of anymore that you have to add! 🔘 not all lenders are the same ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt #commercialrealestate

In private credit, valuation is everything. Which is why 100% of our loans in the portfolio have a valuation prepared by an EXTERNAL independent, qualified and registered valuer. The key here is having an EXTERNAL valuation, rather than INTERNAL valuations prepared by the investment manager. External Valuations provide several benefits to investors in private credit - ✅ Independence and Objectivity – external valuations reduce potential conflicts of interest, ensuring that asset values reflect fair market conditions rather than internal biases. ✅ Investor Confidence – investors increasingly expect third-party assessments to validate fund performance and maintain transparency. ✅ Regulatory and Compliance Alignment – as scrutiny on private credit continues to grow, independent valuations help funds meet evolving regulatory requirements and best practices. ✅ Market Benchmarking – external experts bring a broader view of market trends, providing a more accurate assessment of credit risk, liquidity, and asset pricing. ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt #commercialrealestate

Each month Woodbridge Capital publishes key macro-economic indicators relevant to our private credit strategy - check out our latest report below. ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #privatedebt #commercialrealestate

We are excited to announce the launch a 'Woodbridge Learning', our dedicated resource to provide education to investors in private credit. Our intention is to sell the asset class, not the investment manager, and to educate wealth advisors and investors on what to look for when investing in a private credit fund. Check out our new website here - https://lnkd.in/gSx7wX5x As part of our commitment to industry education, we are pleased to offer free one hour learning sessions to Wealth Advisors to provide ‘a back to basics’ overview of private credit in Australia. These sessions are a safe place, where there are no silly questions, and gives wealth advisors a unique opportunity to ask the questions they want to ask. Please reach out to Andrew Torrington or Damian Casey if you would like to arrange a session for you and/or your staff. ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters  #esgmatters #privatecredit #commercialrealestate

The net return of the Woodbridge Private Credit Fund was 0.83% for January 2025 and 9.97% for the last 12 months. These are ACTUAL net returns, cash paid to our investors each month - not 'since inception returns' or 'annualised returns' - just for clarity! Interested in investing in private credit? Please click here - https://lnkd.in/gpRik5KS ⚫ woodbridge // think different #woodbridgecapital #woodbridge #thinkdifferent #transparencymatters #esgmatters #privatecredit #commercialrealestate