Credit Analyst

DynaFin Consulting is a human-sized, flexible consulting company delivering services in the Financial Services Industry. Our company consists of more than 200 committed consultants in several business domains: Risk - Invest – Payments – Credits – Insurance – Data - Regulatory.

In 14 years, we have become a reference in the Belgian Financial Services landscape. In July 2017, we joined the Alan Allman Associates ecosystem, adding the international dimension to our ambitions.

What we offer :

- An attractive salary package (a competitive fixed salary with benefits: car (models in line with our "green fleet mobility" - net allowances - smartphone budget - full insurance & hospitalization insurances …).

- The opportunity to optimize your work-life balance.

- A team of dynamic and passionate colleagues, recognized for their expertise.

- An excellent collaborative working environment: One Team & One Dream

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DynaFin reinforces its teams of credit experts to answer all our projects in the field of credit.

Would you like to become our future expert?

WHAT WILL YOU DO?

• You perform in-depth credit analyses, determining the creditworthiness of customers and assess the ability of customers to meet and honour their financial obligations ( Assess credit risks & provide information on risk management)
• Calculate financial ratios (liquidity, profitability, solvency)
• You prepare credit files
• Advise on files and support clients on process, operational and systems issues
• You will prepare macro-economic projections and scenarios using modelling and forecasting techniques.
• You will ensure good coordination between the different stakholders
• You will be responsible for process optimisation projects, often in combination with the selection and implementation of credit management tools

Your Profile:

• You have a Master in Finance or Business Administration
• You have at least 2 years of experience in a financial consultancy (banking/insurance), with experience in credit management, business processes, risks
• Excellent oral, written and presentation skills in Dutch, English and French.
• You have experience in financial and balance sheet analysis
• You have good knowledge of credit assessment principles and instruments

SOFT skills :

• You have an analytical and critical mind
• You are diplomatic and rigorous
• You are strong in communication and able to work with different stakeholders across departments
• You are autonomous and enjoy working in a team
• You are able to manage your priorities