Capitalis Advisors

🚀 Turning Challenges into Opportunities: A New Chapter for a Newmarket Convenience Store 🚀 Success stories aren’t just about numbers—they're about resilience, vision, and the right support at the right time. Recently, we had the opportunity to facilitate the acquisition of a well-established Newmarket-based convenience store—one that has been a community staple for over a decade, offering an exclusive counter for postal services, lottery, liquor, and even has a newly installed vape store in it. The buyers? A team of five young, enterprising individuals—full of ambition but with limited experience in business ownership. What they lacked in history, they made up for in sheer determination. Navigating the complexities of commercial business loans, structuring a realistic and forward-thinking business plan, and liaising with banks to secure the necessary funding was no easy task. But through expert guidance and strategic planning, we helped turn their dream into reality. Now, this beloved convenience store is in the hands of a new generation of entrepreneurs—ready to elevate its legacy while bringing fresh energy and ideas. This journey was a testament to how determination, expert support, and a well-crafted plan can open doors—even in challenging circumstances. To aspiring entrepreneurs out there: with the right guidance, your vision is within reach. Are you looking for professional help to secure a business loan? Let's connect! 🤝 #CapitalisAdvisors #SuccessStory #GrowthStory #Entrepreneurship #SmallBusinessSuccess #BusinessGrowth #Newmarket #ConvenienceStore #CommercialLoans #BusinessAcquisition #YoungEntrepreneurs #CommunityBusiness

In our experience as Advisors to businesses and start ups, one of the biggest challenges when applying for a commercial loan is meeting the lender’s stringent qualification requirements. Banks and financial institutions assess multiple factors, including credit history, business financials, cash flow, and collateral. For many businesses, proving consistent profitability and demonstrating the ability to repay the loan can be difficult, especially for start-ups or companies with fluctuating revenue. Additionally, the extensive paperwork and long approval process can slow down access to funds, which can be frustrating when financing is needed urgently. Understanding and navigating these requirements is often the biggest hurdle for business owners seeking commercial/business loans. Tell us what has been the biggest challenge or hurdle that you may have faced when applying for a commercial or business loan for your enterprise. #CapitalisAdvisors #Poll #SmallBusiness #CommercialLoan #BusinessLoan #Challenges #CreditHistory #BusinessFinancials #CashFlows #Entrepreneurs #Startups

🚀 We're Hiring! Join Our Team! 🚀 Are you looking for an exciting opportunity to grow your career? We're on the hunt for an Advisor to join our team at Capitalis Advisors! 🔹 Location/Workplace Type: India/Remote 🔹 Job Type: Contract 🔹 Experience Level: Mid-level ROLE DESCRIPTION This is a remote role for an Advisor at Capitalis Advisors who will work as a contract employee with us. The Advisor will closely work with our Business Plan team and be responsible for providing advice and guidance to clients. The Advisor will play a key role in assisting clients throughout the financing process, work with the writing team in analysing and reviewing business plans, evaluating personal, legal and financial documentation and in acting as a liaison between clients and financing institutions. KEY RESPONSIBILITIES: Business Plan & Financial Plan Review: 🔹Review and refine business plans to enhance clarity, feasibility, and investor appeal 🔹Identify potential gaps in the business plan and suggest improvements Documentation & Due Diligence: 🔹Provide clients with guidance on application procedures, documentation requirements 🔹Collect, review, and analyse all necessary documents (personal, legal and financial) related to the client’s financing request 🔹Ensure compliance with financing institution’s requirements and industry standards Banking & Investor Relations: 🔹Arrange and facilitate meetings between clients and financial institutions, including banks Application Support & Process Facilitation: 🔹Support clients in preparing and submitting financing applications 🔹Provide insights on financing terms, risk factors, and financial planning to help clients make informed decisions 🔹Follow up on financing applications and provide updates to clients on their status 🔹Explain term sheets and letters of offers to clients when issued QUALIFICATIONS & SKILLS REQUIRED: 🔹Bachelor's or Master’s degree in Finance, Business Administration, Accounting, or a related field 🔹Minimum of 2-3 years of experience in financial consulting or financing-related roles 🔹Strong knowledge of financial analysis, financial forecasting, and bank financing 🔹Strong knowledge in MS Excel, Canva and MS Office package 🔹Excellent at written and oral communications 🔹Ability to work between 9am to 5pm EST Interested candidates may send in their CV/Resumes to careers@capitalisadvisors.com.

🌟 Current Trends in the North American Spa and Salon Industry 🌟 The spa and salon industry in North America is experiencing significant growth, driven by evolving consumer preferences and innovative service offerings. Key trends shaping the market include: 🔷 Emphasis on Personalized Wellness Consumers are increasingly seeking tailored wellness programs that address individual health and relaxation needs. Spas are responding by offering customized treatments that integrate nutrition plans, fitness regimens, and mental health therapies, promoting holistic well-being and long-term health benefits. 🔷 Integration of Advanced Technologies The adoption of advanced medical technologies in spa treatments is on the rise. Services such as genomic testing and biofeedback therapies are becoming more prevalent, catering to clients interested in preventative health measures and personalized care. 🔷 Growth of Medical Spas (Medspas) Medspas, which combine traditional spa services with medical treatments, are gaining popularity. These establishments offer non-surgical aesthetic services, including laser hair removal and medical-grade skin therapies, appealing to clients seeking comprehensive wellness solutions. 🔷 Rising Popularity of Head Spas Head spas, focusing on scalp health through massages, exfoliation, and cleansing, are emerging as a new trend. These treatments not only provide relaxation but also promote healthier hair growth, attracting clients looking for comprehensive hair and scalp care. 🔷 Sustainable and Eco-Friendly Practices There is a growing demand for sustainable and eco-friendly practices within the industry. Spas and salons are incorporating organic products, reducing waste, and implementing energy-efficient technologies to meet the expectations of environmentally conscious consumers. 🔷 Expansion of Spa Services The range of services offered by spas is expanding to include treatments like hydrotherapy, cryotherapy, and flotation therapy. These innovative services cater to clients seeking unique and therapeutic experiences beyond traditional spa offerings. These trends reflect a dynamic industry adapting to consumer desires for personalized, technologically advanced, and sustainable wellness solutions. #CapitalisAdvisorsTrends #SpaandSalonTrends #BeautyIndustry #SustainableSpa #SalonTrends #BeautyBusiness #MedSpa #AestheticMedicine #CustomerExperience #NorthAmerica #Canada #UnitedStates #Mexico

🌟 Current Trends in the North American Supermarket and Grocery Store Industry 🌟 The supermarket and grocery store industry in North America is constantly evolving to meet the changing needs and preferences of consumers. The industry has been witnessing several notable trends. 🔷 Emphasis on Value and Private Labels Consumers are increasingly seeking value-focused shopping experiences. A significant 87% of shoppers have adjusted their habits, employing an average of 3.9 cost-saving strategies, such as shifting to value-focused retailers, opting for private-label products, taking advantage of promotions, and purchasing items in bulk. 🔷 Growth of Online and Hybrid Shopping Models The adoption of online grocery shopping has surged, with a 56% increase in delivery service usage in 2024 compared to 2022. Retailers are responding by enhancing e-commerce platforms and integrating hybrid models that combine online ordering with in-store experiences. For instance, Amazon is trialling a system where customers can purchase organic groceries in-store and order additional items via their phones for quick pick-up, aiming to create a seamless shopping experience. 🔷 Technological Innovations in Shopping Advancements in technology are transforming the grocery shopping experience. Amazon Fresh stores have introduced cashier-less shopping, utilizing surveillance cameras and other technology to automatically register purchases without the need for traditional checkout counters. Additionally, Dash Carts equipped with touchscreens, barcode scanners, cameras, and sensors allow customers to skip conventional checkouts, enhancing convenience and efficiency. 🔷 Rising Food Prices and Consumer Responses Inflation and supply chain disruptions have led to increased food prices, notably in essential items like eggs. In response, consumers are gravitating towards store-brand products, which are often priced lower than national brands. Retailers such as Costco, Walmart, and Aldi have expanded their store-brand offerings to meet this demand, with store-brand sales rising to $216.8 billion in 2023, accounting for 25.5% of grocery sales. 🔷 Consolidation and Market Dominance The industry is witnessing significant consolidation, with major retailers like Costco, Walmart, and Amazon increasing their market share from 11% in 2014 to about 17% in recent quarters. This growth has intensified competition, making it challenging for smaller retailers to maintain market presence. #CapitalisAdvisorsTrends #SupermarketTrends #GroceryStoreTrends #Sustainability #RetailTrends #GroceryIndustry #RetailInnovation #OnlineGrocery #RetailTech #NorthAmerica #Canada #UnitedStates #Mexico

🚨 🚨 DEAL ALERT! 🚨 🚨 NEW DEAL closed by Team Capitalis! 💡💡💡 An exciting commercial mortgage transaction was closed recently by Team Capitalis. A stunning hotel and suite with a vintage of 10 years located in Saskatoon, Saskatchewan was aquired (through a share purchase) by a client for $3.3 million. This prime property offers exceptional hospitality potential and a strong investment opportunity which includes amenities such as a fitness center and multiple dining options that serves traditional North American cuisine and a dining room that offers a spacious atmosphere consistent with the grandeur of the north. Additionally, the hotel also features a beer and wine store, as well as conference and banquet facilities capable of accommodating up to 200 guests. We assisted our client in securing a $2.65 million loan. Capitalis Advisors successfully assisted in the approval and the disbursal of the loan. Deal Structure 🔸 $2.65 Million Commercial Loan (74% LTV) 🔸 Capitalis Advisors brokered the deal from initiation to disbursal 🔸 Longer amortization at attractive rate of interest 🔸 Deal through a chartered bank 🔸 Limited personal guarantee and no covenants 🔸 Deal authorized and closed in 6 weeks after client first approached Capitalis Advisors Capitalis Advisors prepared the business plan, financial projections and month-wise cash flows and consistently followed up to ensure speedy resolution. Looking for help to prepare a professional business plan? Are you a business owner or a start-up looking for bank funding? Please feel free to contact us at info@capitalisadvisors.com for end-to-end support in obtaining financing for commercial loans (both secured and unsecured loans). AT CAPITALIS ADVISORS, WE EMPOWER YOUR FINANCIAL FUTURE! #dealalert #topdeal #closing #success #csbfl #commercial #hotelandsuites #saskatoon #saskatchewan #saskatoonrealestate #saskatchewanrealestate #loan #commercialmortgage #lineofcredit #corporatemastercard #smallbusiness #commercialloans #businessloans #loans #business #businessfunding #finance #smallbusinessloans #credit #entrepreneur #businessowner #businessloan #funding #money #workingcapital #businesscredit

Every business, big or small, thrives on smart financial planning. But when it comes to managing cash flow, investments, and long-term stability, different entrepreneurs/business owners take different approaches. We're curious to know—what’s your go-to strategy for financial planning? #Entrepreneurs #businessowners #financialplanning #strategies #smallbusiness #poll

🚨 🚨 DEAL ALERT! 🚨 🚨 NEW DEAL closed by Team Capitalis! 💡💡💡 Earlier this week, we successfully closed a deal for an existing convenience store in Newmarket, Ontario which was being bought over. The assets of the store were valued at a price of $700,000 and including inventory and working capital the total project cost arrived at $900,000. We assisted the buyers in securing a $550,000 loan which was a combination of CSBFP Loan (Canada Small Business Financing Program), an operating line of credit to meet their day-to-day operational expenses and a corporate mastercard. The convenience store is a widely popular store in Newmarket which houses a Canada Post counter and a lottery shop. Capitalis Advisors successfully assisted in the approval and the disbursal of the loan. Deal Structure 🔸 $550,000 CSBF Loan + Operating Line of Credit + Corporate Mastercard (62% LTV) 🔸 Capitalis Advisors brokered the deal from initiation to disbursal 🔸 10-year amortization at attractive rate of interest 🔸 Deal through a chartered bank 🔸 Limited personal guarantee and no covenants 🔸 Deal authorized and closed in 2 weeks after client first approached Capitalis Advisors Capitalis Advisors prepared the business plan, financial projections and month-wise cash flows and consistently followed up to ensure speedy resolution. Looking for help to prepare a professional business plan? Are you a business owner or a start-up looking for bank funding? Please feel free to contact us at info@capitalisadvisors.com for end-to-end support in obtaining financing for commercial loans (both secured and unsecured loans). AT CAPITALIS ADVISORS, WE EMPOWER YOUR FINANCIAL FUTURE! #dealalert #topdeal #closing #success #csbfl #conveniencestore #newmarket #ontario #toronto #newmarketrealestate #ontariorealestate #loan #canadasmallbusiness #csbfl #termloan #lineofcredit #corporatemastercard #smallbusiness #commercialloans #businessloans #loans #business #businessfunding #finance #smallbusinessloans #credit #entrepreneur #businessowner #businessloan #funding #money #workingcapital #businesscredit

🚨 🚨 DEAL ALERT! 🚨 🚨 NEW DEAL closed by Team Capitalis! 💡💡💡 Assisted a business which was buying over the assets of the franchise of a popular Quebec-based breakfast and lunch restaurant chain. We helped them secure a $850,000 loan which was a combination of CSBFP Loan (Canada Small Business Financing Program) and a term loan to fund their purchase price of the restaurant which was pegged at $1.3 million. The restaurant is located in a commercially busy and upmarket location in London, Ontario and is extremely popular among the locals. Capitalis Advisors successfully assisted in the approval and the disbursal of the loan. Deal Structure 🔸 $850,000 CSBF Loan + Term Loan (65% LTV) 🔸 Capitalis Advisors brokered the deal from initiation to disbursal 🔸 10-year amortization at attractive rate of interest 🔸 Deal through a chartered bank 🔸 Limited personal guarantee and no covenants 🔸 Deal authorized and closed in 4 weeks after client first approached Capitalis Advisors Capitalis Advisors prepared the business plan, financial projections and month-wise cash flows and consistently followed up to ensure speedy resolution. Looking for help to prepare a professional business plan? Are you a business owner or a start-up looking for bank funding? Please feel free to contact us at info@capitalisadvisors.com for end-to-end support in obtaining financing for commercial loans (both secured and unsecured loans). AT CAPITALIS ADVISORS, WE EMPOWER YOUR FINANCIAL FUTURE! #dealalert #topdeal #closing #success #csbfl #breakfastrestaurant #london #ontario #toronto #londonrealestate #ontariorealestate #loan #canadasmallbusiness #csbfl #termloan #smallbusiness #commercialloans #businessloans #loans #business #businessfunding #finance #smallbusinessloans #credit #entrepreneur #businessowner #businessloan #funding #money #workingcapital #businesscredit

🌟 Season’s Greetings and Happy New Year! 🌟 As 2024 comes to a close, we want to take a moment to express our gratitude to all our connections, colleagues and partners. Your support, collaboration, and inspiration have made this year truly remarkable. The holiday season is a time to reflect, recharge, and celebrate. Whether you’re spending it with loved ones, exploring new adventures, or setting goals for the year ahead, we hope this season brings joy, warmth, and success to you and your loved ones. Here’s to an exciting 2025 filled with new opportunities, growth, and shared achievements. Let’s make it extraordinary together! 🎄✨ Happy Holidays and Happy New Year! ✨🎄 #CapitalisAdvisors #HappyHolidays #NewYear2025 #Gratitude #Growth #Success