Chris Holm & Associates

✨ 𝗔𝘀 𝘄𝗲 𝗿𝗲𝗳𝗹𝗲𝗰𝘁 𝗼𝗻 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗯𝗶𝗴 𝘆𝗲𝗮𝗿 𝗮𝘀 𝗮 𝘁𝗲𝗮𝗺, 𝘄𝗲 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘀𝗮𝘆 𝗮 𝗵𝘂𝗴𝗲 𝗧𝗛𝗔𝗡𝗞 𝗬𝗢𝗨 𝘁𝗼 𝘆𝗼𝘂; 𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝗮𝗻𝗱 𝗳𝗿𝗶𝗲𝗻𝗱𝘀, 𝗼𝘂𝗿 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝗮𝗻𝗱 𝗮𝗺𝗮𝘇𝗶𝗻𝗴 𝗰𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘀. Thank you for an incredible year of connection and for the chance to celebrate with you in your successes. Thank you for allowing us the opportunity to help you buy and sell North Okanagan real estate, we're so honoured to be a part of such big steps in your life. ✨ We hope you take a step back too, to reflect and be grateful for all of the growth, abundance and adventure that you've experienced this year We look forward to continuing to serve you as your trusted real estate professionals in 2025, with many exciting things happening for our team - stay tuned and may this year be your best year yet! ⠀ Best Wishes and Happy New Year!⠀ 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 Chris, Patric, Julie, Jasmine, Kristi & Brell

🏡 Buying a new home is a big financial investment, and getting the most out of your budget can make all the difference. Whether you’re a first-time buyer or looking to upgrade, there are smart strategies that can help you stretch your dollars further without compromising on what you want. Get started on our blog, where we covered these topics to maximize your budget and still land your dream home; 👇 ✨ Know Your True Budget ✨ Prioritize Must-Haves vs. Nice-to-Haves ✨ Look for Up-and-Coming Areas ✨ Be Open to Different Types of Homes ✨ Don’t Skip the Home Inspection ✨ Be Ready to Move Fast ✨ Plan for Future Improvements To get our take on each of these ideas, head over to https://lnkd.in/gasAHQZv 🔗 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

❄️ The holidays might be winding down, but winter is just getting started. Though this may not be the busiest season in most real estate markets, there are benefits to selling in the winter, like less competition from other sellers. Thinking about listing? We're diving into 4 ways you can attract motivated buyers on our latest blog, to ensure you can capture top dollar for your home. 👇 𝙏𝙝𝙚 𝙨𝙣𝙚𝙖𝙠 𝙥𝙚𝙚𝙠 𝙞𝙨; 1️⃣ Boost your curb appeal. 2️⃣ Maximize your natural light. 3️⃣ Stage your home for the season (think cozy!) 4️⃣ Pay extra attention to safety and comfort for your visitors. These tips will help to make your home stand out from the rest on the market. For more homeownership tips and real estate trends, be sure to head over to our blog at ChrisHolmRealEstate.ca 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

We're feeling extra grateful for wonderful clients like Ash. It’s always such a pleasure to help people find their piece of paradise here in the North Okanagan, or to showcase the home they've given so much love to as they prepare to move to the next chapter. ✨ If you’re ready to take the next step in your own journey, we are here to guide you every step of the way. 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

✨ 𝗦𝗰𝗼𝗼𝗽 𝘂𝗽 𝘁𝗵𝗶𝘀 𝗰𝗵𝗮𝗿𝗺𝗶𝗻𝗴 𝟭𝟵𝟯𝟬𝘀 𝗵𝗼𝗺𝗲 𝘄𝗶𝘁𝗵 𝗺𝗼𝗱𝗲𝗿𝗻 𝘁𝗼𝘂𝗰𝗵𝗲𝘀 – 𝗮𝗻𝗱 𝗮 𝗵𝗼𝘁 𝗻𝗲𝘄 𝗽𝗿𝗶𝗰𝗲 𝗼𝗳 $𝟲𝟵𝟵,𝟬𝟬𝟬! Get ready to discover the perfect blend of vintage charm and contemporary updates in this cozy 2-bed, 2-bath gem featuring a spacious kitchen, inviting living areas, and a private primary suite. Enjoy outdoor living with a covered patio, large yard, and tons of storage space in the double garage and detached shop. Recent upgrades include a new furnace, AC, and attic insulation for year-round comfort. 𝘼 𝙩𝙧𝙪𝙚 𝙤𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙮 𝙛𝙤𝙧 𝙛𝙞𝙧𝙨𝙩-𝙩𝙞𝙢𝙚 𝙗𝙪𝙮𝙚𝙧𝙨, 𝙙𝙤𝙬𝙣𝙨𝙞𝙯𝙚𝙧𝙨, 𝙤𝙧 𝙖𝙣𝙮𝙤𝙣𝙚 𝙘𝙧𝙖𝙫𝙞𝙣𝙜 𝙨𝙢𝙖𝙡𝙡-𝙩𝙤𝙬𝙣 𝙡𝙞𝙫𝙞𝙣𝙜. 𝙎𝙘𝙝𝙚𝙙𝙪𝙡𝙚 𝙮𝙤𝙪𝙧 𝙩𝙤𝙪𝙧 𝙩𝙤𝙙𝙖𝙮! 🌿🏠 𝟯𝟳𝟱𝟬 𝗪𝗼𝗼𝗱 𝗔𝘃𝗲𝗻𝘂𝗲 𝗔𝗿𝗺𝘀𝘁𝗿𝗼𝗻𝗴, 𝗕𝗖 $699,000 MLS® #10325292 https://lnkd.in/grjmyCwB 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

🌲 This week's edition of The Holm Stretch brings local market news, warm holiday wishes, Okanagan winter outdoor news and more. If you've been curious about where are home prices headed - we've also rounded up key expert forecasts and trends. Whether you’re actively looking to buy or sell, or just keeping an eye on the market, it’s always helpful to stay informed. 𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝗲𝘅𝗽𝗲𝗿𝘁𝘀 𝗮𝗿𝗲 𝗽𝗿𝗲𝗱𝗶𝗰𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝟮𝟬𝟮𝟱 𝗮𝗻𝗱 𝗯𝗲𝘆𝗼𝗻𝗱: 🔹 CREA projects a 5% increase in home prices in 2025, bringing the national average to $729,319. 🔹 BMO economists expect home prices to continue growing by 3% annually from 2025 through 2027. 𝘼 𝙛𝙚𝙬 𝙠𝙚𝙮 𝙩𝙧𝙚𝙣𝙙𝙨 𝙖𝙧𝙚 𝙡𝙞𝙠𝙚𝙡𝙮 𝙩𝙤 𝙨𝙝𝙖𝙥𝙚 𝙩𝙝𝙚 𝙝𝙤𝙪𝙨𝙞𝙣𝙜 𝙢𝙖𝙧𝙠𝙚𝙩: 🔹 Interest rates: According to BMO, the average 5-year mortgage rate is expected to fall to 4.25% by 2027, making homeownership more affordable over time. 🔹 Income growth: BMO also forecasts that incomes will rise just under 3% annually, giving more buyers the financial flexibility to offset increasing home prices. 🔹 Government policies: TD Economics highlights new federal measures, like 30-year amortizations for first-time buyers, which could stimulate demand and influence home prices in certain areas. 🔹 Population growth: Both BMO and TD Economics agree that while Canada’s population growth is expected to slow, it will still support housing demand in the coming years. The market is always changing, but these insights give us a clearer view of the trends that will likely shape Canadian home prices over the next few years. If this information leaves you with any questions, we are here to help. 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

🌟 𝙂𝙞𝙫𝙞𝙣𝙜 𝘽𝙖𝙘𝙠 𝙩𝙤 𝙩𝙝𝙚 𝘾𝙤𝙢𝙢𝙪𝙣𝙞𝙩𝙮 𝙒𝙚 𝙇𝙤𝙫𝙚 Did you know that in British Columbia, 1 in 5 people struggle with food insecurity? It’s a sobering statistic, but we know that by coming together, we can make a positive impact. ✨ We believe that a strong community is built on kindness, connection, and support. As we work, live, and play in the North Okanagan, it’s important to us to contribute to the well-being of this beautiful place we call home. We’re honoured to make our holiday donation to the Armstrong Food Bank, to help ensure that our neighbors have access to the resources they need. We’re proud to support the Armstrong Food Bank’s mission, and we encourage others in our community to consider how they can help, too. Whether it’s donating time, goods, or funds, every little bit counts! 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

This stunning 4-bedroom, 3.5-bath beauty in one of the area’s top neighbourhoods is everything you’ve been waiting for—and more! From breathtaking lake and city views to luxurious living spaces, every inch of this home is designed to impress. 🏡 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀 𝗶𝗻𝗰𝗹𝘂𝗱𝗲: 🔹 Open-concept main floor perfect for entertaining, with a gourmet kitchen, oversized island, and walk-in pantry 🔹 Cozy living room with a fireplace and sliding doors leading to a covered deck with postcard-worthy views 🔹 Private master suite with its own balcony, luxurious en-suite, and spacious walk-in closet 🔹 Bonus suite with a separate entrance—ideal for guests, in-laws, or extra income! Ready to elevate your lifestyle? 🔑 Don’t miss out—schedule your tour today! 𝟱𝟭𝟭𝟵 𝗧𝘂𝗿𝘁𝗹𝗲 𝗣𝗼𝗻𝗱 𝗣𝗹𝗮𝗰𝗲 𝗩𝗲𝗿𝗻𝗼𝗻, 𝗕𝗖 MLS® 10330419 $995,000 https://lnkd.in/dVCeT3cW 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039

🏡 Discover this stunning 3-bedroom, 3-bathroom custom-built home, 𝗻𝗼𝘄 𝗽𝗿𝗶𝗰𝗲𝗱 𝗮𝘁 $𝟭,𝟮𝟮𝟵,𝟰𝟬𝟬, offering breathtaking hilltop views of farmland and mountains, just minutes from town. Whether you’re seeking privacy, space, or stunning scenery, this property has it all! ✨ 𝙁𝙚𝙖𝙩𝙪𝙧𝙚𝙨 𝙔𝙤𝙪’𝙡𝙡 𝙇𝙤𝙫𝙚: • Vaulted ceilings and a cozy wood-burning stove in the living room • Beautiful kitchen and dining area with direct access to a west-facing deck for sunset views • Two spacious bedrooms and a bonus loft space upstairs, plus smart storage solutions • Walkout basement with tons of potential—create a suite, rec room, or workshop! • Expansive acres of flat land—perfect for a hobby farm or orchard • A garage, carport, and plenty of space for all your outdoor gear and toys! 🚗 Come and see this sanctuary for yourself ✨ 1618 Simons Road Spallumcheen, BC MLS® #10328899 📲 Chris Holm & Associates ReaL Okanagan (250) 309-0039

✨ We’re so excited to share that our clients will now be calling this incredible 101-acre property "home" – their dream come true! 🌾 Nestled in our favourite four-season paradise, this stunning home is surrounded by forests, wildlife, mountain views, and endless tranquility. Just minutes from Mara Lake and with access to the vast trails of Hunters Range, it's the perfect escape! 𝙃𝙚𝙡𝙥 𝙪𝙨 𝙞𝙣 𝙘𝙤𝙣𝙜𝙧𝙖𝙩𝙪𝙡𝙖𝙩𝙞𝙣𝙜 𝙩𝙝𝙚𝙢 𝙤𝙣 𝙘𝙖𝙥𝙩𝙪𝙧𝙞𝙣𝙜 𝙩𝙝𝙞𝙨 𝙜𝙤𝙧𝙜𝙚𝙤𝙪𝙨 𝙛𝙖𝙢𝙞𝙡𝙮 𝙝𝙤𝙢𝙚 - 𝙬𝙚 𝙘𝙖𝙣’𝙩 𝙬𝙖𝙞𝙩 𝙩𝙤 𝙨𝙚𝙚 𝙬𝙝𝙖𝙩 𝙩𝙝𝙚𝙮 𝙙𝙤 𝙬𝙞𝙩𝙝 𝙩𝙝𝙚 𝙥𝙤𝙩𝙚𝙣𝙩𝙞𝙖𝙡 𝙤𝙛 𝙩𝙝𝙞𝙨 𝙖𝙢𝙖𝙯𝙞𝙣𝙜 𝙨𝙥𝙖𝙘𝙚! Ready to find your slice of paradise too? We know the best neighbourhoods in the North Okanagan and Shuswap regions - let us show you what's possible. ✨ 𝗖𝗵𝗿𝗶𝘀 𝗛𝗼𝗹𝗺 & 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗥𝗲𝗮𝗟 𝗢𝗸𝗮𝗻𝗮𝗴𝗮𝗻 📲 250.309.0039