City Wide Mortgage Services

City Wide Mortgage Services

Financial Services

Vancouver, British Columbia 132 followers

About us

City Wide Mortgage Services started as City Wide Financial Corporation in 1995 founded by Thomas Phillips and Shaun Zipursky. A third partner, Wayne Mah, joined them in 1999. Rowan Smith and Dara Fahy became partners of the firm in 2012. In 2004, City Wide Financial Corporation joined The Mortgage Centre, and most recently in 2013 it became part of the Dominion Lending Centres network. Being a national franchise allows City Wide Mortgage Services access to the country's leading lenders and a huge pool of funds to better serve their client base.

Website
http://www.citywidemortgage.ca
Industry
Financial Services
Company size
11-50 employees
Headquarters
Vancouver, British Columbia
Type
Public Company
Founded
1995
Specialties
Residential mortgages, Commercial mortgages, Purchases, Refinances, and Debt consolidation

Locations

  • Primary

    1245 W Broadway

    103

    Vancouver, British Columbia V6H 1G7, CA

    Get directions

Employees at City Wide Mortgage Services

Updates

  • Happy National Cheesecake Day! 🍰 Indulge your sweet tooth with a slice of creamy perfection right here in Vancouver. Here are some top spots to satisfy your cheesecake cravings: 🍰 Trees Organic Coffee & Roasting House: Known for their legendary New York cheesecake, this cozy cafe offers a classic slice that's sure to please. 🍰 Cheesecake, Etc.: True to its name, this dessert-focused spot specializes in all things cheesecake, with a variety of flavors to choose from. 🍰 Swiss Bakery: For a taste of European-inspired cheesecake, head to Swiss Bakery, where you'll discover rich and flavorful options to satisfy your cravings. 🍰 Bella Gelateria: Elevate your cheesecake experience with a twist by indulging in cheesecake gelato at Bella Gelateria, where creamy textures and bold flavors await. Treat yourself to a slice (or two) and celebrate this delicious holiday in style! #NationalCheesecakeDay #CheesecakeLove #VancouverDesserts #IndulgeInSweetness

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  • Financial Tip: Create a Home Maintenance Fund Take control of your home's upkeep by setting up a dedicated savings account for maintenance and repairs. By contributing to this fund regularly, you'll build a financial cushion to cover unexpected expenses and routine upkeep. Investing in your home's maintenance now can save you from larger repair bills down the road. Whether it's a leaky roof, a malfunctioning HVAC system, or a fresh coat of paint, having funds set aside can provide peace of mind and keep your home in tip-top shape. Start small and watch your home maintenance fund grow over time, ensuring your property remains a source of comfort and security for years to come. #HomeMaintenance #FinancialPlanning #SavingsGoals #ProtectYourInvestment

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  • FAQ: How long does it take to get a mortgage? The timeline for getting a mortgage can vary depending on several factors, including the lender's process, your financial situation, and the complexity of the transaction. ➡️ Pre-approval Stage: This typically takes a few days to a week, during which you submit your financial documents for review and receive a preliminary decision on your loan eligibility. ➡️ Home Search and Offer: Once you find a home and make an offer, the mortgage process enters full swing. This stage can take several weeks as you finalize the details of your loan and complete the necessary paperwork. ➡️ Underwriting and Approval: After your offer is accepted, your lender will conduct a thorough review of your financial information and the property's appraisal. This can take anywhere from two to six weeks, depending on the lender's workload and the complexity of your application. ➡️ Closing: Once your loan is approved, you'll schedule a closing date with the seller and complete the final paperwork. This typically takes a few hours and marks the end of the mortgage process. Overall, the entire process can take anywhere from 30 to 60 days on average, but it's essential to stay in close communication with your lender and be prepared for potential delays. #MortgageFAQ #HomeBuyingProcess #LoanTimeline #FinancialPlanning

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  • Neighbourhood Spotlight: Commercial Drive (The Drive) Step into the vibrant world of Commercial Drive, affectionately known as "The Drive." This eclectic neighbourhood is a melting pot of cultures, boasting a bohemian spirit and a multicultural atmosphere. Explore a diverse array of shops, restaurants, and cafes representing various cultural backgrounds, each offering a unique culinary and shopping experience. But it's not just about the amenities—Commercial Drive exudes a strong sense of community, with locals coming together to celebrate events like the Car-Free Day Festival. Experience the energy and diversity of Commercial Drive, where every corner tells a story and every visit promises a new adventure! #NeighbourhoodSpotlight #CommercialDrive #TheDrive #CommunityVibes #ExploreLocal

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  • We love being a part of this each year.

    Last Saturday wasn't just any regular summer BBQ; it was UGM’s 25th Annual Summer BBQ! 🎂 During the BBQ, we served around 3064 meals, including 3064 burgers, 3064 hotdogs, 3064 servings of potato salad, 3064 bottles of water,  and 3064 freezies! It wasn’t just the weather that kept our hearts warm during the BBQ. The day was filled with so much laughter, smiles, dancing, and connection! Beyond a delicious and hearty meal, events like our Summer BBQ are so important because they often serve as the first point of connection between our community members and UGM staff and programs. We are so grateful for the team at Glowbal Restaurant Group who not only donated the delicious burgers we served at the event but also helped make the event possible in the first place! We also want to thank Concert Properties, Acera Insurance, City Wide Mortgage Services, JSA Sales Inc., Quality Move Management Inc., 123Dentist, and Knight Piesold for being a part of making the event the success it was! Whether it was supporting the event or sending volunteers to help cook, serve meals, and ensure our community members stayed cool, we could not have done this without your generosity and heart for our community! Check out some of the photos from the event below!

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  • Glossary Term 💡 Home Equity Home equity refers to the difference between the market value of a property and the outstanding balance of any mortgage loans or liens secured by the property. It represents the homeowner's ownership stake in the property and can be leveraged in various ways, such as collateral for loans or accessed through a home equity loan or line of credit. #HomeOwnership #EquityMatters #FinancialLeverage

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  • FAQ: What Documents Do I Need to Apply for a Mortgage? When applying for a mortgage, you'll need several key documents to help your lender assess your financial situation and determine your eligibility. These documents typically include: ➡️ Proof of Income: Recent pay stubs, W-2 forms, or tax returns for the past two years to verify your employment and income. ➡️ Proof of Assets: Bank statements, investment account statements, and any other assets you own to demonstrate your ability to make a down payment and cover closing costs. ➡️ Identification: A valid government-issued ID, such as a driver's license or passport, to verify your identity. ➡️ Credit History: Authorization for the lender to obtain your credit report, which shows your credit score and payment history. ➡️ Debt Information: Details of any outstanding debts, such as car loans, student loans, or credit card balances, to assess your debt-to-income ratio. ➡️ Employment Verification: Contact information for your employer or proof of self-employment, including business tax returns if applicable. Having these documents ready before you apply can streamline the mortgage process and increase your chances of approval. #MortgageFAQ #HomeBuyingTips #FinancialPreparation #DocumentationNeeded

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  • Tip of the Day: Spring Cleaning for Your Deck or Patio! 🌼 Give your outdoor space some TLC by cleaning and sealing your deck or patio. This simple maintenance task helps protect it from moisture damage and extends its lifespan. Start by clearing away debris and giving it a good scrub with a deck cleaner. Then, apply a weatherproof sealant to shield it from the elements. Not only will this keep your deck or patio looking great, but it'll also save you from costly repairs down the road. #DeckMaintenance #PatioCare #SpringCleaning #OutdoorLiving

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