REAL Collective

This week on the REAL Collective Podcast, Sean Tasse and Kyle Miller discuss why waiting for lower rates might cost you more and why it's crucial to take a holistic view when buying or selling a home. They break down why interest rates aren’t the only factor to consider, emphasizing the importance of a comprehensive financial strategy. Instead of chasing minimal savings in the "race to the bottom," focusing on paying off debt and entering the market sooner can often lead to greater benefits. In the second half, they continue to explore Ottawa’s upcoming zoning changes, set to take effect in late 2025, and discuss how these adjustments aim to increase housing density and impact the local real estate landscape. Be sure to subscribe to our YouTube channel for more valuable real estate information or to see homes before they hit the market. #realcollective #podcast #ottawa #mortgages https://lnkd.in/gberB8mr

Are you ready to elevate your real estate career? With our friendly and approachable admin, marketing support and operations manager by your side, you can focus entirely on what matters most—your business and your clients! We’re actively seeking Selling Partners who are ethical, motivated, and eager to work as part of a dynamic team. To learn more about joining our team, visit: https://buff.ly/3FjaGVP #realestate #careers #realcollective

An essential first step in the home-buying journey is obtaining a mortgage pre-approval. This process not only gives you a clear picture of your purchasing power but also provides peace of mind as you move closer to finalizing your mortgage application. Surprisingly, you can get pre-approved in as little as an hour, provided you have all the necessary documentation and have compared rates. However, being pre-approved doesn't guarantee that your mortgage will be approved later on. Several factors can lead to a denial after pre-approval, making it crucial to understand the potential pitfalls and ensure your application stays on track. Read on to explore the common reasons for mortgage denial post-pre-approval and find out how you can safeguard your financing. #financing #ottawa #mortgages

Is climate change impacting where you plan to live? 🌍🏡 You’re not alone! According to a recent BMO report, nearly 40% of Canadians say climate-related factors like heatwaves, floods, and wildfires will influence their home-buying decisions in the next five years. With younger generations leading the charge, environmental concerns are playing a bigger role in shaping the real estate market. Discover why Ottawa and a few other top Canadian neighborhoods made the list for climate-conscious homebuyers! #realestate #climateconscious #homebuyers

In this episode, Sean Tasse and Kyle Miller kick things off by discussing how to get started with alternative lending, including what it takes to put these types of deals together. They touch on how this approach can benefit self-employed individuals and the advantages of using debt consolidation. In the second half, Sean breaks down the latest zoning developments in Ottawa, covering changes from Bill 23 and new updates that are coming down the pipe. These are changes that will significantly impact city density and are essential for all Ottawa residents to understand. The episode also covers the current parking challenges the city is facing. Don’t miss this episode full of insights that could influence your real estate decisions and strategy in Ottawa! #realestate #zoning #mortgages #ottawa https://lnkd.in/gNtNVcyH

Choosing between an apartment and a condo can be a daunting task, especially when you're looking for your next home or exploring your housing options. Understanding the differences between the two is crucial, as each comes with its own set of advantages and drawbacks that can impact your lifestyle and financial future. In this guide from RE/MAX, they delve into what distinguishes a condo from an apartment, highlighting their unique features, benefits, and considerations to help you make an informed decision. #realestate #condos #apartments

This week on the REAL Collective Podcast, Sean Tasse and Kyle Miller explore why trusting industry experts is essential for making informed real estate decisions. Our hosts break down the potential impact of the recent US presidential election on the Canadian market, with a focus on Ottawa. They also dive into current interest rate trends, market volatility, and how these factors affect fixed mortgage rates. You'll learn why pricing your property correctly from the start is crucial to avoid losses and how overpriced listings can backfire. The episode is packed with real-life stories showcasing the importance of leaning on professionals and why the cheapest service isn’t always the best. Plus, they explain why true experts will refer you to a specialist when needed. Don’t miss this valuable episode full of insights to help you navigate the market! #realestate #podcast #mortgages #ottawa https://lnkd.in/g7fHMamH

Take a look at our October 2024 Housing Market Report for Ottawa! At REAL Collective, we focus on analyzing both month-over-month and year-over-year data to empower you with the knowledge needed for confident decision-making. If you’re looking to work with a dedicated real estate team that prioritizes clients’ needs and offers strategic insights based on current stats, contact us at 1-888-REAL-585. #realestate #ottawa #homebuyers #homesellers

As we approach the end of the year, we’re taking a look back at October 2024 and reflecting on market trends over the past ten months. We are still in a sellers market, and homes priced correctly are attracting multiple offers, while those reaching with their price are sitting on the market. If you’re thinking about buying, selling, or investing in real estate and want to understand how these trends may affect you, contact us at 1-888-REAL-585. We’re here to provide insights and guide you every step of the way! #realestate #marketupdate #ottawa https://lnkd.in/ghMN3Z9u

Ready to buy your first home? 🏡 Understanding the mortgage stress test is key to securing that dream property! The stress test ensures you can handle payments even if interest rates rise or life throws a financial curveball. And with changes coming later this month, navigating the process will look a little different. 🤔 Want to learn more about how this impacts your home-buying journey? Read on or reach out to our team today! 1-888-REAL-585 #realestate #ottawa #mortgages #stresstest