Teachers Plus Credit Union

12 DAYS of GIVEAWAYS [DAY 4] 🎁🎄$25 to The Mellow Mug in Bedford, Happy December, and welcome to day 4 of our 12 days of giveaways! ✨ We wanted to support some of our staff's favourite local spots this year, so we've purchased 12 gift cards and will be giving them away to one of YOU every other day in December leading up to Christmas. 🎄 Today, we're giving away a $2️⃣5️⃣ gift card to The Mellow Mug - want to win?! Here's how: Enter to win by: ✅ Following our Page ✅ Liking this post ✅ Tagging a friend in the comments ➕ BONUS: Share this to post to your profile for an extra entry! (Make sure to tag us so we can see it!) This contest is also being run over on our Facebook (https://lnkd.in/evys_J7a) and Instagram (@teacherspluscredit) profiles, so to increase your chances of winning - head over there and follow the steps to enter! The contest ENDS tomorrow at 3pm and we'll be choosing the winner right away, so there's no time to waste! Tag, like, share + follow to be entered 💙 **Please note that this contest is in no way sponsored, endorsed or administered by, or associated with, Instagram, Facebook or LinkedIn.** ** Gift cards can be picked up at the Bedford branch or mailed - but please be aware of possible delays with the current Canada Post strike

12 DAYS of GIVEAWAYS [DAY 3] 🎁🎄$25 to Layers Cupcakes in Halifax. Happy December, and welcome to day 3 of our 12 days of giveaways! ✨ We wanted to support some of our staff's favourite local spots this year, so we've purchased 12 gift cards and will be giving them away to one of YOU every other day in December leading up to Christmas. 🎄 Be sure to turn on post notifications by going to our page and clicking the little bell icon if you want to make sure you don't miss a single one. Today, we're giving away a $2️⃣5️⃣ gift card to Layers Cupcakes - want to win?! Here's how: Enter to win by: ✅ Following our Page ✅ Liking this post ✅ Tagging a friend in the comments ➕ BONUS: Share this to post to your profile for an extra entry! (Make sure to tag us so we can see it!) This contest is also being run over on our Facebook (https://lnkd.in/evys_J7a) and Instagram (@teacherspluscredit) profiles, so to increase your chances of winning - head over there and follow the steps to enter! The contest ENDS tomorrow at 3pm and we'll be choosing the winner right away, so there's no time to waste! Tag, like, share + follow to be entered 💙 **Please note that this contest is in no way sponsored, endorsed or administered by, or associated with, Instagram, Facebook or LinkedIn.** ** Gift cards can be picked up at the Bedford branch or mailed - but please be aware of possible delays with the current Canada Post strike

Reminder that we will be closing today at 3pm for a staff event 🎊 We'll be back Monday at 10am 👋

Heads up 👋 We'll be closing the branch early at 3pm on Friday, December 6th for a staff event!

12 DAYS of GIVEAWAYS [DAY 2] 🎁🎄$25 to Lëvantic Bakery & Café in Bedford. Happy December, and welcome to day 2 of our 12 days of giveaways! ✨ We wanted to support some of our staff's favourite local spots this year, so we've purchased 12 gift cards and will be giving them away to one of YOU every other day in December leading up to Christmas. 🎄 Be sure to turn on post notifications by going to our page and clicking the little bell icon if you want to make sure you don't miss a single one. Today, we're giving away a $2️⃣5️⃣ gift card to Lëvantic Bakery & Café - want to win?! Here's how: Enter to win by: ✅ Following our Page ✅ Liking this post ✅ Tagging a friend in the comments ➕ BONUS: Share this to post to your profile for an extra entry! (Make sure to tag us so we can see it!) This contest is also being run over on our Facebook (https://bit.ly/3ZnxVGN) and Instagram (@teacherspluscredit) profiles, so to increase your chances of winning - head over there and follow the steps to enter! The contest ENDS tomorrow at 3pm and we'll be choosing the winner right away, so there's no time to waste! Tag, like, share + follow to be entered 💙 **Please note that this contest is in no way sponsored, endorsed or administered by, or associated with, Instagram, Facebook or LinkedIn.** ** Gift cards can be picked up at the Bedford branch or mailed - but please be aware of possible delays with the current Canada Post strike

12 DAYS of GIVEAWAYS [DAY 1] 🎁🎄$25 to Rob Bitar's Ristorante in Elmsdale. Happy December, and welcome to day 1 of our 12 days of giveaways! ✨ We wanted to support some of our staff's favourite local spots this year, so we've purchased 12 gift cards and will be giving them away to one of YOU every other day in December leading up to Christmas. 🎄 Be sure to turn on post notifications by going to our page and clicking the little bell icon if you want to make sure you don't miss a single one. Today, we're giving away a $2️⃣5️⃣ gift card to Rob Bitar's Ristorante in Elmsdale - want to win?! Here's how: Enter to win by: ✅ Following our Page ✅ Liking this post ✅ Tagging a friend in the comments ➕ BONUS: Share this to post to your profile for an extra entry! (Make sure to tag us so we can see it!) This contest is also being run over on our Facebook (https://lnkd.in/evys_J7a) and Instagram (@teacherspluscredit) profiles, so to increase your chances of winning - head over there and follow the steps to enter! The contest ENDS tomorrow at 3pm and we'll be choosing the winner right away, so there's no time to waste! Tag, like, share + follow to be entered 💙 **Please note that this contest is in no way sponsored, endorsed or administered by, or associated with, Instagram, Facebook or LinkedIn.** ** Gift cards can be picked up at the Bedford branch or mailed - but please be aware of possible delays with the current Canada Post strike

We're closing early on December 6th @ 3pm for a staff event! Make sure to come visit us for any of your banking needs this week 🏦

Money-Smart in a Month [Day 28/30] ➡️ 4 Most Common Registered Investment Choices We get it, there are enough investment options to make your head spin. Today, for our Money-Smart tip of the day, let's break down the differences between the 4 most common investment options so you can make the best, most INFORMED decision. ➡️ To learn about a registered vs. non-registered account: check out [Day 14] of the Money-Smart in a Month Series. Our financial advisors can talk through these options with you, and help you develop the best plan for your financial future. Make an appointment by: Dropping in 📍16-36 Brookshire Court, Bedford Calling us 📞 (902)477-5664 Emailing us 📧 info@teachersplus.ca Questions? Drop them in the comments ⬇️⬇️⬇️

Money-Smart in a Month [Day 27/30 ➡️ Understanding Inflation + it's impact on your future What is Inflation? Inflation is the rate at which the general level of prices for goods and services rises over time, decreasing the purchasing power of money. (We know we're all seeing this in our grocery bill right now) The effect on your savings ➡️ Inflation reduces the value of money over time, slowly eroding the purchasing power of savings. Low-interest savings accounts or fixed-income sources may not keep up with rising prices, which means less financial flexibility as the cost of living increases. The impact on future planning ➡️ Inflation means that you need to factor in higher expenses when you're planning for long-term goals like retirement. Inflation will require higher savings targets and can also affect investment choices. Consider the fact that low-return options may not outpace inflation, and future borrowing may cost more due to rising interest rates. How to mitigate the impact ➡️ To combat inflation, invest in growth-focused assets like stocks, real estate, or inflation-protected securities. Diversify your portfolio, use tax-advantaged accounts (TFSAs, RRSPs), choose high-interest savings options, and regularly adjust your financial plans to account for rising costs and changing economic conditions. (Don't panic - we can help you with this.) We'd love to know - what is one area of your budget that you feel has been most affected by inflation in the recent past? 👇👇

Money-Smart in a Month [Day 26/30 ➡️ Busting Bad Investing Advice As we near the end of #FinancialLiteracyMonth - It's time to debunk some of the most common pieces of bad investing advice that are floating around. Let's get those facts straight and make smart decisions with our hard-earned money! 1️⃣ "Timing the Market is Everything" We've all heard it – buy low, sell high. But the truth is, trying to time the market can be a risky game. Instead, focus on long-term strategies and consistent investments. Remember, it's about time in the market, not timing the market. 2️⃣ "Investing is Only for the Wealthy" False! You don't need a fortune to start investing. The best tactic is to start as early as you can, be consistent and know that little steps are still taking you in the right direction. Every little bit counts! 3️⃣ "High-Risk, High Returns" While it's true that higher risk CAN lead to high rewards, it's FAR from a guarantee and a very dangerous game to play. Diversification can balance risk and potential returns. If you do want to gamble with higher-risk options, do so accordingly...as a gamble. That means in addition to (not replacing) your dependable investment plan. 4️⃣ "Follow the Herd" Just because everyone else is jumping on a new hot trend, doesn't mean it's the right move for you. Do your research, understand the fundamentals, and make decisions based on your own financial goals. 5️⃣ "Set It and Forget It" While investments are not chequing accounts, they do still need regular check-ins. Markets fluctuate, and so do life circumstances. Reassess your portfolio periodically to ensure it aligns with your current goals and risk tolerance.