SYNChome | Unlocking the power of digital mortgages

🤯 Belgium faces a major housing challenge: to meet the country’s energy goals for 2050, approximately 170,000 homes must be renovated annually. 🤝🏻 The integration of Setle's technology into BNP Paribas Fortis's advisory services provides homeowners and buyers with access to powerful, data-driven insights that simplify and accelerate renovation decisions. Combined with the in-depth financial expertise of BNP Paribas Fortis advisors, this collaboration ensures customers receive both strategic financial guidance and a clear, actionable renovation plan.

Lloyds Banking Group has announced the appointment of Natasha Sayce-Zelem as the new Director of Digital and Business Platform across their Homes business. In her new role she will be responsible for re-imagining and digitising the #mortgage processes across Lloyds’ brands and channels to make the experience work better for customers whether they are buying, improving, or remortgaging their home. #DigitalMortgage | #MortgageProcess | #MortgageJourney | Andrew Asaam

According to new data from Mortgage Advice Bureau, only half (52%) of UK mortgage lenders currently offer green or net zero/energy efficiency linked mortgage products and/or schemes. Lenders admitted there are more pressing issues above selling #GreenMortgages. For example, more than a third (35%) cite addressing the #affordability of traditional #mortgages for a broader customer base as the most pressing. More than a quarter (26%) believe in exploring #digitalisation and improving the #efficiency of the mortgage application process, while almost one in five (17%) believe responding to #MarketCompetition and adapting lending strategies accordingly is key.

MortgagX | AI Mortgage App has just launched #AI employees for #MortgageBrokers, the first #agenticAI designed and developed specifically for the #MortgageIndustry. It aims to help lenders, brokers and clients by transforming the traditional #MortgageProcess by automating repetitive and time-consuming administrative tasks. This, in turn, gives brokers more time to focus on what matters most: their clients.

🇧🇪 Belgium's #PropertyMarket is tough, with accessibility and sustainability representing two major challenges. 🤝🏻 By integrating new solutions and two new partners – SoSimply AG and Setle – into its ecosystem, BNP Paribas Fortis is strengthening its role as a trusted partner for households engaged in a sustainable real estate project. 🔗 Check the linked files!

Legal & General Mortgage Club has launched an end-to-end digital mortgage solution, powered by Smartr365, to help deliver better outcomes for both brokers and their customers. The integrated digital workflow streamlines the #MortgageProcess and reduces admin for advisers, enabling them to focus on their clients’ individual needs. Clare Beardmore | Conor Murphy | #MortgageBrokers | #MortgageApplication

The first sub-4% #mortgages for months are going on sale, handing a much-needed boost to UK #FirstTimeBuyers and those worried about refinancing their home loan. Santander UK today will start offering fixed rate deals at 3.99% lasting for two and five years. Eligible borrowers need a 40% deposit, or a sizeable amount of equity to access the deals.

By building a high performing, Agile team and the high performing software to match, AND Digital helped Shawbrook slash its end-to-end #mortgage product switch processing time from 107 days to just 13.

A third of #FirstTimeBuyers believe now is a good time to buy a home, despite more than half – 54% – expecting house prices to continue rising this year, the Building Societies Association found. "Despite their optimism, we know that first-time buyers face an unprecedented affordability issue and the BSA has repeatedly called for a long-term strategy that will increase the number of first-time buyers," said Paul Broadhead, head of #mortgage and #housing policy.

2025 is a landmark year for the Building Societies Association and their members, as they celebrate 250 years of the building society movement. In his latest article for Mortgage Finance Gazette, Paul Broadhead, Head of #Mortgages & #Housing at the BSA, looks back to the origins of the sector and explains how their original purpose still holds true today.