Comment gérer les dons de bienfaisance tout en épargnant en vue de la retraite ?

One thing that you can do is search for a good blockchain liquidity pool that has pretty much fixed returns, OKX or Binance, you can set weekly, monthly, or daily investments into these yield products or contracts, Odysea is a place to go

So many folks wait to either save or give. Both are about consistency and intent. No amount of giving is too small to start making an impact now, and as you move toward a fixed retirement income, building in the set amount of yearly charitable giving is a great step to giving to causes you believe in. Another great step while moving into retirement is considering charitable giving within a will, either a percentage of your remaining funds or physical assets.

What I have counseled folks, is to use life insurance to build cash and once per year give a percentage to the charity of their choice. You can use RMD's from Annuity savings the same way. By the way, done right, insurance savings is tax free as you give.

Plan your charitable contributions thoughtfully, aligning with your values and priorities. Learn to understand your 'why' to contribute meaningfully; what would you like to help with; what cause or mission resonates with you. Even smaller percentages of 2% here and there can make a significant impact overtime, especially for those lesser-known charities in your community who will find ways to make the money go further, and giving will help them grow, and can make such a tangible difference, especially during the cost-of-living crisis. If you feel you could contribute more then absolutely do, but it can allow for own personal savings too, and peace of mind in multiple ways.

There is a Binance Charity board out there and there are some cool GitCoin Projects who have a impact and try to solve or at least to it with the web3 community

For transparent reasons, you should use Blockchain for donations and savings, donations so that the money goes where it is needed, for savings I would use liquidity pools, if you want to stay on the safe side I would use BTC/USD

to do that, I started to write things down again or use the AI history which can be used for pretty much anything as a coach, teacher, and also finance, or team up with teams, use a MultiSig and set limits, let the community help

I agree that it’s important to revisit your plan and budget, especially in uncertain times like these. Things fluctuate all around us, as does ability. Exploring new options for giving can feel rewarding; looking for other or new opportunities to extend your giving, even if you aren’t able to donate more money, can help you adjust your plan and overall contribution. On top of looking for opportunities like employer matching and nominations, you could also donate your time, your knowledge, create or take part in fundraising events, offer your business services or skills, etc. This can all be so fulfilling and often even a fun thing to do by getting yourself and people more involved in a cause. Don’t wait to give when it could help now ☺️

Allocate a portion of your income for charitable donations and another for retirement savings. Create a budget so you prioritise both goals, and periodically reassess to ensure a balanced financial approach

Yes, you absolutely can! You have to separate each one. This will definitely take time but also requires consistency. Depending on how much your income is, you can set aside a certain percentage each pay period for what it is you can't to contribute to.