Aria

🚨 It’s a big day for Aria: new look, same mission! This transformation reflects our evolving purpose and commitment to make money move for tech, solidifying our identity as a leader at the intersection of tech and finance. Our colors and tones have evolved to enhance our mission: creating a payment solution that makes B2B payments fast, seamless, and easy for all companies. What’s new? • Our logo: symbolizing the fluid movement of money, easy and effective • Our typography: flexible and consistent, with a structured typeface and hyper-legible body copy font • Our visual identity: showcasing a dynamic, connected system that thrives on movement – just like the payments we facilitate • Our voice: clear and radically simple, making money matters easy to understand While our look has evolved, our vision remains unchanged: when two companies work together, everything has to move fast. Ready to move? Take a tour of our new website 🚀

What’s really on a finance team’s holiday wish list? 🎁 What does every finance team secretly hope for this season? Probably something like this: 1/ Invoices that approve themselves (Yes, Santa 🎅🏻, bring automation—and maybe a raise for whoever suggested it) 2/ Payments arriving faster than holiday shipping (timing is everything, especially in December) 3/ No more chasing overdue invoices (It’s the holidays, not panic season) 4/ More coffee—and fewer budget revisions (priorities, always…) This year, Aria is here to help make payments one less thing to worry about—so you can focus on what really matters (like cookies 🍪). ✍️ What would you add to the list?

Your team should focus on what matters most: delivering great projects 💫 But what happens when payment workflows become a bottleneck? Let’s imagine TechCo—a SaaS platform helping businesses manage large-scale projects, like organizing logistics providers to ensure on-time deliveries for retail supply chains. Every payment involves multiple teams: Finance verifying budgets. Operations confirming deliverables. Project Management approving milestones. Without a streamlined process, invoice validation drags on for days. Subcontractors wait for payments. Frustration builds, and delays ripple across projects. With automation: Invoice management and validation happen seamlessly. Approvals flow faster. Financing options unlock cash flow when needed. Teams focus on projects—not paperwork. Vendors get paid on time. Got another use case in mind? Let’s talk 🙌

Before you log off for some well-deserved rest, here are 3 quick ways to keep things running smoothly: 1/ Wrap up outstanding payments Unpaid invoices piling up at year-end? That’s stress no one needs. Prioritize clearing payments to suppliers and partners to keep trust intact. 2/ Simplify vendor payouts Managing payments across vendors can get tricky, especially with international ones. Automating payments means no delays—whatever the vendor or currency. Bonus tip: Use a tool that handles multi-currency transactions effortlessly (hint: we know a good one 😉). 3/ Lock in your cash flow Take a quick look at your Q1 budget. Are upcoming expenses covered? Payments delayed until January? Real-time clarity now saves surprises later. With these in place, you can step into the holidays stress-free. 👇 What would be your #4 tip? Let us know in the comments!

Late payments are costing businesses more than money 💳 In 2024, businesses faced an average of 13 days of late payments, up from 11 days in 2022, according to La Banque de France’s latest Guide to Reducing Payment Delays. And these delays? They have a real impact on your business. They’re often caused by: ☒ Unclear agreements: vague or incomplete contracts, quotes, or terms make delays inevitable. ☒ Complicated validations: too many steps to validate goods and services add unnecessary complexity, slowing down approvals. ☒ Slow processes: long and manual invoice validation processes delay decisions, causing frustration on both sides. The result? Strained buyer-supplier relationships, missed project deadlines, and rising costs due to lost discounts or penalties. The good news? B2B deferred payment solutions—especially when embedded—streamline invoice approvals and enable fast payments, helping businesses getting paid faster, improving cash flow, and avoid costly delays. 💡 Swipe through to discover 6 fixes from La Banque de France’s guide.

There’s more to invoice financing than just providing funds—it’s about managing risks too. From credit defaults to fraudulent invoices or undervalued assets, Marie’s job is to see it all coming—before it happens. Since joining us in 2023, she’s been designing processes to protect both Aria and our partners while keeping things moving fast. Her work touches everything: analyzing data, auditing client platforms, and even getting on calls with partners to uncover potential blind spots. It’s not always simple—some cases take days, others weeks—but it’s essential for keeping our solution solid. Looking ahead, Marie believes the role of Risk Manager will only grow in importance as business defaults rise. Fintechs will need to pay closer attention, relying on AI, smarter tools, and stronger collaboration with product and data teams to stay agile and ahead of these challenges. Her advice to companies building a risk function? “Hire people who are hands-on, pragmatic, and can prioritize. Risk should be approached as a lever for growth, not an obstacle.” Marie sums up her job in three words: curiosity, rigor, and pragmatism. She imagines every possible scenario, balances decisions with business realities, and always finds a way forward. 👇 Want to know more about Marie’s role? Share your questions below!

You've already met Adrien, our Compliance Manager who spent his first month diving deep into the heart of Aria's operating models. Spoiler: he didn't stop there. In his latest article, he breaks down AML risk in embedded finance using relatable examples (ever tried explaining your job to your mom?) to bring the topic to life. If you've ever struggled to explain compliance–or understand it— this one's for you. Don't just take our word for it. Check out Adrien's article to see how he simplifies compliance👇

Do you remember your first month in a new role? New challenges, fast learning, and finding your rhythm. We recently asked our recent teammates how their first month went—and what they’re excited to build next at Aria. Hélène kicked things off by tailoring pricing to match each client’s needs, diving deep into financial details. Adrien took on a similar challenge, diving into the richness of Aria’s operating models to support our partners. What’s next for them? Adrien is turning his insights into trust and compliance strategies that grow with Aria, while Hélène is focused on internationalizing accounting processes to support our growth as we scale. On the HR side, Guillaume is all about creating a culture where the team feels supported and connected. His focus? Bringing Aria’s HR DNA to life—like making sure every newcomer feels at home from day one. And Anthony? He spent his first month shaping Aria’s 2025 sales strategy—unlocking new markets while strengthening our core. Guided by a key question—“If I invest €1, how much revenue will it generate?”—he’s building a scalable, agile sales engine, all while keeping fun in the process. Four new teammates. Four different missions. One shared goal: shaping Aria’s next chapter. ⭐️ Meet the team below 👇

Deferred payment options can be a game-changer in B2B, boosting sales by up to 40%. But achieving this kind of ROI? Not that easy. Why? B2B transactions often involve higher amounts, longer repayment terms, and tighter cash flow pressures. They’re not just bigger, they’re more complex. For sellers, this means facing the challenge of maintaining liquidity while still meeting buyer demands for traditional payment terms. As Allianz Trade points out, it’s not just about offering flexibility — it’s about structuring it smartly. Adapting with the unique B2B needs. Balancing risk. Strengthening trust between buyers and sellers, so both sides can thrive. In B2B, payment terms are more than logistics — they shape cash flow, operations, and buyer-seller relationships. 💬 What’s your take on this?

Traditional payments? They don’t just slow you down—they throw everything off. Suppliers wait, trust fades, and cash flow becomes unpredictable. Not great for business, right? When staying ahead means staying fast, that’s a risk you can’t afford. With fast payments, these challenges disappear: → Multi-currency payments? Open to new markets, with no delays. → Suppliers waiting? A thing of the past. → Cash flow issues? Gone. Just smooth, real-time transactions. Fast payments are a game-changer—whether sealing a deal in London or paying a supplier in Paris, you're in control. No more waiting, just stronger relationships built on trust. Fast, efficient, and scalable. Ready to level up your payments? Let’s make it happen! 💬