Rollee

Data is our superpower 📊 Over the past 3 years, we've quietly grown our infrastructure to put #alternativedata at the core of lenders' #underwriting. Our infrastructure is the foundation to accelerate the adoption of alternative data in financial services. In practice, this means: Workers can prove their income and taxes paid through a simple connection to their government portal. A fintech verifies a user's income, fiscal address, or employment for their KYC process. A gig economy worker proves his creditworthiness for a personal loan in an instant. Just to mention a few use cases… More and more financial services and companies are requesting access to our API, and we estimate that 2 billion people are #underbanked and need adapted #scoring methodologies.

It’s exciting to see more and more adoption of Underwriting driven by alternative data across the financial industry. The latest partnerships between FICO and Affirm confirm this trend. FICO will include Affirm BNPL data into their underwriting models - it shows that the appetite for alternative data coming from lenders is more than real today. Lenders are all looking for alternative data sources to enhance their credit scoring modeling and start underwriting people differently based on their background (not fitting one specific set of rules for everyone!) The natural evolution is to use: - Mobile data for the underserved - Gig economy data for mobility entrepreneurs - Tax portals data for general income verification - BNPL and Subscription bills data as proxies to boost credit score We're switching from a world where credit scoring rules allowed financial services accessibility to only a certain range of the population -> to another world where lenders are adapting to how consumers are producing data. What type of data can consumers produce on a daily basis? How can we leverage this data to make underwriting cover the majority of users? The reality is that lenders who have understood this shift will be more profitable and take more market share. Plus, they’re more innovative by creating new financial products based on different alternative data sets. At Rollee, we've been building the infrastructure to make this possible. The future of underwriting is about meeting consumers where they are - not where the traditional models expect them to be.

The key to better credit decisions isn’t more data—it’s smarter data. It is crucial to build credit models that adapt to the complexities of today’s workforce. Rollee offers a robust solution to take your underwriting to the next level. Our platform combines advanced data retrieval, verification, and modeling to help you: ✅ Understand income from multiple sources—ideal for users with diverse employment. ✅ Build accurate risk profiles using verified employment and income history. ✅ Reduce errors and biases in underwriting, improving outcomes for your business and customers alike. More about our product here: https://lnkd.in/eNeMdjXE #alternativedata #underwriting #creditrisk

Do your credit models truly reflect the diverse realities of today’s workforce? Flexible work and multiple income streams are ignored by traditional income verification methods, leaving businesses with blind spots. Rollee retrieves and standardizes income data from trusted, third-party sources, ensuring your credit assessments are both accurate and comprehensive. Here’s how we do it: ✅ Access verified income and employment data directly from trusted, governmental sources (70+ sources, and adding more) ✅ Create advanced credit models that fairly evaluate users, regardless of their employment type. ✅ Ensure compliance and reduce risk with bias-free data collection. Credit decisions are made with updated underwriting processes, to gain deeper insights into user risk profiles.

Traditional credit assessments miss a critical point: the reality of modern income sources. For many individuals, income doesn’t come from a single job—it’s often a mix of full-time work, freelancing, or even gig economy roles. Yet, many credit underwriting processes rely on outdated, one-dimensional models that fail to capture the full picture. That’s where Rollee steps in. Our platform retrieves and standardizes income data from multiple sources, including non-traditional employment types. By verifying employment history and income directly from trusted governmental sources, we help businesses build a more accurate and inclusive risk profile for their users. Imagine underwriting that goes beyond the bias of job titles or employment types. Discover the future of credit assessment with Rollee. #underwriting #incomedata #alternativedata

The key to building great financial products is: trusted, actionable data. You know how essential it is to have the right data at the right time for building your product. Rollee is your answer. Our platform provides: ✅ Account connectivity: Access alternative data to create banking services that work for them. ✅ Income aggregation: Verify earnings from multiple third-party sources to inform lending decisions. ✅ Risk modeling: Build unbiased credit scores using income patterns and activity data across platforms. With Rollee, you’re not just building great products—you’re reducing your operational risks with trusted, actionable data.

Unlock the full potential of alternative data - with trusted sources. If you’re building financial products, you know how critical accurate and comprehensive data is. Without a clear picture of a customer's income and activity patterns across platforms, delivering real value with your financial solutions becomes a challenge. Rollee bridges this gap with: ✅ Platform connections: Access alternative data sources to offer banking services that fit their unique needs. ✅ Income verification: Aggregate income across all platforms for smarter lending decisions. ✅ Activity insights: Deliver unbiased credit scores with data-driven assessments of income and work patterns. Leading fintechs trust Rollee to deliver reliable data from trusted sources. With our solution, you can build trust, reduce risk, and build financial products that truly meet the needs of your end-users.

The right data at the right time is decisive for today’s fintechs. Alternative data is the future, with data being spread more and more between different sources. When it comes to building financial services like banking, lending, or credit scoring, product teams often face the challenge of incomplete or siloed data. That’s where Rollee comes in. Our platform connects businesses directly to #alternativedata sources, enabling: ⇒ Banking services: Seamless data access for offering tailored financial products. ⇒ Lending solutions: Verification of overall income across multiple platforms. ⇒ Credit scoring: Unbiased risk assessments based on income and activity patterns. With Rollee, fintechs can finally access alternative data through trusted third-party sources, and build the financial tools their customers deserve.

The verification tool you’ve been looking for is here. You know how critical it is to have a solution that delivers reliable, verified income and employment data. Rollee is your answer. Our platform combines advanced data retrieval, verification, and analysis to help you: ✅ Retrieve and standardize income data from trusted sources, regardless of employment status. ✅ Verify employment records across 70+ governmental and authoritative sources. ✅ Identify income activity patterns to build accurate, trusted risk profiles. With Rollee, you gain not just data, but confidence in every decision you make. https://lnkd.in/eYyq56GM

When it comes to verification, trust is everything. If your business is struggling to verify income and employment data accurately and efficiently, you’re not alone. Manual processes, scattered data sources, and inconsistent formats can lead to delays and errors. With Rollee, you can simplify and streamline your verification workflows. 🔑 Here’s what sets us apart: Standardized income data: We pull from trusted sources, ensuring accuracy across all employment types. Verified employment status: Access real-time data from 70+ governmental and authoritative sources. Trusted risk profiles: Analyze income trends and activity patterns to build better profiles. Trusted by businesses across industries, Rollee delivers the data clarity and reliability you need to make informed decisions. https://lnkd.in/eYyq56GM