RD Technologies

🌏 Why RD Technologies Calls Hong Kong 🇭🇰 Home: A Global Financial and Web3 Leader 🚀 At RD Technologies, we strategically chose Hong Kong as our headquarters because it stands at the intersection of global financial leadership and Web3 innovation. This dynamic city provides the ideal ecosystem to bridge the gap between Web2 and Web3, empowering businesses with seamless financial solutions. Here’s why Hong Kong is the perfect home for us: A Proven Global Financial Powerhouse 💼 Hong Kong is Asia’s top cross-border wealth booking center, managing assets at an unmatched scale. 💰 The city handles 75% of global offshore RMB payments, with the largest offshore RMB liquidity pool in the world. 📈 For seven consecutive years, Hong Kong has led Asian international bond issuance, highlighting its dominance in capital markets. 🌍 A hub for international financial institutions, Hong Kong provides RD Technologies with seamless access to investors, partners, and customers across the region.  💎A Transparent and Predictable Regulatory Environment💎 Hong Kong has implemented clear and structured policies to foster the growth of virtual assets: ⚡️Policy Statement on Development of VA (October 2022): Outlined Hong Kong’s vision and direction for VA development. 🎯Licensing Regime for VA Service Providers (June 2023): Requires VA exchanges to obtain licenses from the Securities and Futures Commission (SFC). This framework aligns with international standards, ensuring transparency and investor protection. 💰Stablecoin Regulation (December 2023): The Hong Kong Monetary Authority (HKMA) launched a public consultation to regulate stablecoin issuers. Under the proposed regime, fiat-referenced stablecoins would require licensing. A sandbox arrangement will facilitate collaboration between regulators and the industry. RD Technologies is thrilled to be successfully admitted into the Stablecoin Issuer Sandbox of the Hong Kong Monetary Authority (HKMA)! 🎉 🎆A Thriving Web3 Ecosystem With 170+ Web3 companies 🏢 from over 20 economies already established here, Hong Kong is a magnet for blockchain innovation. The city’s vibrant ecosystem provides the ideal environment for RD Technologies to collaborate, grow, and scale. Hong Kong is more than just a headquarters for RD Technologies—it’s a launchpad for the future of finance. We’re proud to call this dynamic city our home as we continue to build bridges between Web2 and Web3, empowering businesses around the world. 💪

💡 Rethinking Payments: How Blockchain Can Revolutionize Modern Transactions 🚀 Did you know that in a typical open-loop payment system, like those powered by Visa or Mastercard, up to six intermediaries sit between a merchant and a consumer? Each of these middlemen adds complexity and cost to what should be a simple transaction. Let’s break it down: 1️⃣ Point of Sale (POS): Where the transaction starts. Providers like Square charge merchants 2.6% + $0.10 per transaction, with fees split across the intermediaries. 2️⃣ Payment Aggregators: Platforms like Stripe simplify payment acceptance but also screen for fraud. 3️⃣ Acquirers: Financial institutions process card payments for merchants and ensure authorization. 4️⃣ Card Networks: Networks like Visa and Mastercard facilitate data transfer between acquirers and issuers. 5️⃣ Issuers: Banks authorize transactions and debit accounts, adding yet another layer to the process. 6️⃣ E-Wallets: Digital wallets like Apple Pay store payment details and provide convenience, but often rely on the existing card payment infrastructure. With all these players, costs add up, and efficiency is compromised. Enter Blockchain: A Fresh Start 🌐 Blockchain technology offers an alternative, global, and decentralized payment network—a new form of open-loop system free from the middleman-heavy structure of traditional payments. ✨ Why Blockchain? Cost-Effective: By eliminating intermediaries, blockchain drastically reduces fees. Speed: Transactions are processed in near real-time, removing delays from legacy banking systems. Transparency & Security: The decentralized nature of blockchain ensures every transaction is secure and traceable, minimizing fraud. Borderless: Blockchain enables seamless, low-cost payments across countries without relying on traditional financial infrastructure. As we explore the future of payments, blockchain isn’t just a disruptor—it’s a solution to inefficiencies that have plagued global transactions for decades. What are your thoughts on blockchain’s role in transforming payments? Share below! #Blockchain #Payments #Innovation #Fintech #Decentralization #Efficiency Image Source: Binance research

🚀 Recruiting: Join the Team That’s Bridging Web 2 and Web 3! 🌐 November has been a month of love, celebration, and milestones at RD Technologies. Not only is it the birthday month for many of our RDers, but it also marks the one-year anniversary of RD Wallet, our very first product. In just one year, we’ve achieved exponential growth, and we’re not stopping anytime soon! Here’s where we stand today: 💡 Nearly 100 RDers, working from our offices in Shenzhen and Hong Kong. 💡 An international and talented team from traditional banking, financial institutions, global payment companies, and top CEX platforms. 💡 Hundreds of global Web3 businesses served with one-stop financial solutions, helping to bridge the gap between Web 2 and Web 3. At RD, we’re all about clear goals, teamwork, and mutual support. We’re passionate about creating a culture where we not only strive for success but also prioritize the well-being and career growth of every team member. And now, we’re growing even more in 2025! 🌟 We’re hiring for a wide range of roles across product, operations, marketing, and customer success. Whether you’re entry-level or a seasoned professional, if you’re passionate about our mission and have the skills to make a difference, we’d love to hear from you. Here’s how you can stand out: Drop us a comment below and introduce yourself in one sentence. Show us your passion and why you’d be a great fit. We’re excited to meet the next wave of RDers! 📩 Let’s build the future of finance together. Highlighting recruiting team lead: Daqi Luo Justin Chan, CFA Yuki Y.L. ChengJoJo LeungLucy Long-Marret 💗

📊 Institutions & Professional Investor are voting Yes to crypto: Insights from Sygnum Bank’s Future Finance Report 2024 🚀 Sygnum Bank’s recently published Future Finance Report 2024 provides a fascinating glimpse into the growing institutional interest in crypto assets. With 400 institutional and professional investors across 27 countries surveyed, the results confirm what many of us in the industry have been sensing: the institutional crypto wave is here to stay. Key Highlights from the Report: 🔹 83% of respondents are already “crypto-activated.” 🔹 More than half have 10% or more of their portfolios allocated to crypto assets. 🔹 90% invest in Layer 1 protocols, and 50% hold stablecoins. 🔹 57% intend to increase their crypto allocation. 🔹 A remarkable 79% plan to invest further or start investing within the next year. Top interests among institutions: 💎Spot trading major pairs 💎Spot trading stablecoins This report underlines the shifting priorities of institutional and professional investors, who are no longer just exploring crypto—they are actively participating and planning for deeper integration into their portfolios. At RD Technologies, we are proud to serve as a bridge between the Web2 and Web3 worlds, empowering institutions and individuals to navigate the evolving digital finance ecosystem. Our commitment to building seamless, secure, and compliant solutions enables businesses to thrive in this dynamic landscape. Together, we are shaping the future of finance. #CryptoInnovation #InstitutionalInvesting #FutureOfFinance #DigitalAssets #Web3 #RDTechnologies

🌟 Celebrating a Major Milestone: RD Technologies Wins at the Hong Kong ICT Awards 2024 🌟 We are beyond proud to announce that RD Technologies has been honored with the HONG KONG ICT Silver Awards 2024 for excellence in the Fintech (Emerging Solutions) category, encompassing Virtual Assets, Payment, Blockchain, and AI Applications. 🎉 Organized by the Office of the Government Chief Information Officer (OGCIO), the HKICTA is one of Hong Kong’s most prestigious platforms for recognizing outstanding ICT achievements. Since its inception in 2006, this annual event has celebrated innovation and excellence, encouraging professionals and enterprises to push boundaries, create transformative solutions, and contribute to Hong Kong's smart city development. This award stands as a testament to the incredible work of our Product & Tech team. Their ability to understand market needs and deliver cutting-edge solutions in emerging technologies has solidified RD Technologies as a leading force in the fintech space. We are equally grateful for the visionary leadership of our management team Rita L. Justin Chan, CFA Yuki Y.L. Cheng SK LEE Daqi Luo, whose strategic direction and industry expertise have been pivotal in guiding RD Technologies toward this remarkable achievement. We are also grateful for the collaborative efforts across the ICT sector HKSTP - Hong Kong Science and Technology Parks Corporation Cyberport Hong Kong, academia City University of Hong Kong, and the Government Hong Kong Monetary Authority (HKMA), which have made events like HKICTA a beacon of inspiration. Winning this award not only validates our journey but also empowers us to continue driving innovation and explore opportunities in Mainland and international markets. This achievement is a celebration of teamwork, vision, and commitment to innovation. Here’s to building solutions that truly make a difference in the business and tech ecosystem! 🚀 #ICTAwards #FintechInnovation #VirtualAssets #Blockchain #AIApplications #Teamwork #Innovation #RDTechnologies #SmartCityDevelopment

🌟 Building a Vision Together: Empowering SMEs in Hong Kong 🌟 Yesterday, we at RD Technologies Group were honored to host an event alongside our affiliate partners, celebrating the collaborative journey we’ve embarked on to transform the financial landscape for SMEs in Hong Kong. Our story begins with our founder, Mr. Norman Chan, former Chief Executive of the Hong Kong Monetary Authority (HKMA) from 2009 to 2019. Witnessing the challenges SMEs faced in accessing sufficient banking support, he envisioned a solution—a platform that empowers ambitious SMEs to grow and thrive in Hong Kong's competitive market. This vision led to the creation of RD Technologies, built on the foundation of efficiency, accessibility, and empowerment for small and medium enterprises. Fast forward to 2024, and we’re proud to share that, together with our incredible partners specializing in company setup, business account opening, and tax advisory, we’ve helped a large numbers of SMEs open global business accounts. Each account represents a step toward fulfilling our mission: enabling businesses to succeed while strengthening Hong Kong’s position as a vibrant global financial hub. A heartfelt thank you to our partners Raymond Wong K Lai Irène Tchedre Marie Wegiera Josse Jack Ng Elton C. Chris Lau Alice W Asia Business Centre | AsiaBCSecond Talent Choco Up who share this vision and have been instrumental in making it a reality. Your expertise and dedication have been the backbone of our success, and we look forward to continuing this journey together. #SMEs #FinancialInnovation #Partnerships #HongKong #BusinessGrowth #RDTechnologies

💡 Gold vs. Bitcoin: Is the U.S. Pivoting to Digital Reserves? 🏦💻 Imagine this: The United States selling off Federal Reserve gold to buy 1 million Bitcoin, a move that could redefine the nation’s reserve strategy and shake up global financial norms. This is exactly what Senator Cynthia Lummis has proposed in her bold new bill. 📊 The Numbers: 💎1 million BTC (~5% of total Bitcoin supply). 💎$90 billion at current prices (and potentially more if markets react to the news). 💎Bitcoin held for 20 years, with hopes of value appreciation to chip away at the national debt. 💬 Lummis calls it a “neutral effect” on the U.S. balance sheet, thanks to the conversion of gold certificates into Bitcoin. But what’s really at play here? This isn’t just about diversifying reserves—it’s about recognizing the role digital assets might play in shaping the future of finance. Bitcoin, often dubbed “digital gold,” represents more than a currency; it’s a shift toward decentralized, tech-driven economic systems. 🌐 Whether you see this as visionary or risky, one thing is clear: the digital age of finance is here. If nations start adopting crypto as part of their strategic reserves, how will that impact global markets, innovation, and competition? What’s your take? Is Bitcoin the new gold, or are we witnessing an unprecedented financial experiment? Let the debate begin. 🔥 #Bitcoin #Innovation #DigitalAssets #Finance #Blockchain #FutureOfMoney

🌐 Empowering the Future of Web 3.0 Compliance with HK Law Enforcement 🚔💡 We’re thrilled to share that our Chief Executive of RD Wallet, Mr. SK LEE, was recently invited to the Hong Kong Police Force Headquarter to share his thought leadership on the evolving Web 3.0 landscape in Hong Kong! During the session,Mr. SK LEE discussed: 🔹 The fundamentals of Web3.0 and trends in virtual assets 🔹 Regulatory frameworks a development in HK as an international digital financial centre 🔹Case studies of DeFi applications and differences between CBDC and Stablecoin This training session was attended by 38 police officers from Hong Kong and the Greater Bay Area, demonstrating a remarkable commitment to staying ahead of technological innovation. We’re honored to support this initiative and proud to see Hong Kong’s law enforcement leading the charge in protecting the rights and wealth of citizens in this digital era. A special thanks to Brian Tang from Hong Kong Commercial Crime Bureau for hosting this important event and for inviting RD Technologies to contribute. Together, we’re building a safer, more compliant future for Web 3.0 in Hong Kong. #Web3 #Compliance #Innovation #Cybersecurity #HongKong #DigitalFinance #ThoughtLeadership

🌍 The Astonishing World of Cross-Border Payments: A $39 Trillion Market Running on Old-age Tech 🤔 Did you know that the global B2B cross-border payments market was valued at an eye-watering $39 trillion in 2023 and is expected to surge by 43% to $53 trillion by 2030? Despite this massive scale, the technology powering these transactions is quite shockingly outdated and fragmented. Many of today’s systems, like SWIFT, were groundbreaking when introduced in the 1970s, but they now show their age. Global payments infrastructure is still analog, costly, and inefficient, relying on limited banking hours, multiple intermediaries, and systems that lack a unified global standard. A simple international bank-to-bank transaction can take up to five business days to settle and costs an average of 6.25% of the transaction value. Even more surprising? The process often operates like a black box, where both senders and recipients are left in the dark about the movement of funds. As the world becomes increasingly interconnected, these inefficiencies stand in stark contrast to the incredible opportunities within the payments landscape. With a projected market growth of trillions, there's a clear demand for innovative, modern solutions that streamline cross-border transactions. 🌐 💡 At RD Technologies, we are committed to shaping the future of the payment network ecosystem, driving innovation and creating seamless, efficient solutions that redefine the way the world transacts. #CrossBorderPayments #FinTech #Innovation #GlobalEconomy #FutureOfFinance

✨This week, the RD Technologies team and HashKey Exchange had the privilege of hosting for our honored guests Felipe Oriá Agita Pasaribu Magsud Mammadov, PhD Magdalena Łągiewska (麦迪), PhD 法学博士 Sougar M.Thinley Choden Desirée Viteri Almeida 郭國全 KC Kwok from Asia Global Institute during their visit to Hong Kong, diving into the transformative world of stablecoin payments and global transfers.✨ What touched us most wasn’t just the discussions or insights shared – it was the sheer diversity of perspectives in the room. From commodity traders and international trade professionals to investment fund managers, compliance experts, and legal advisors, the curiosity around crypto and its potential is undeniable. Just a few years ago, this level of interest across industries might have felt unimaginable. But today, we’re witnessing a pivotal shift: a gradual but unstoppable adoption of technologies that are redefining what’s possible in global finance. At RD Technologies, we’re not just building solutions; we’re helping to shape the future – a future where financial systems are no longer hindered by inefficiencies or borders. It’s a mission we’re deeply proud to champion, and it’s inspiring to see so many leaders from around the world embracing this vision. Here’s to collaboration, innovation, and creating a financial system that works seamlessly for everyone. Special thanks to Ben El-BazJessie Huang and Kudos to our amazing RD Technologies team: Rita L.Yuki Y.L. Cheng SK LEECarmen L.Crystal TAIZack KhanJonathan A. D LuoLucy Long-Marret ❤️ #Stablecoins #GlobalFinance #CryptoInnovation #RDTechnologies