Derradda Financial Services

LAST CHANCE FOR COMPANY OWNERS! This is your final opportunity to transfer up to €2 million tax-free from your company profits into your PRSA. Act now! - After January 1st, 2025, this generous allowance will no longer be available, limiting your options for significant tax-free pension contributions. Contact us today for more information! Our team is ready to assist you! 📞 Call us: 01 8186104 📧 Email us: info@derradda.ie

Is the Market Too High to Invest? - While it might be tempting to try to time the market, history shows that staying invested and maintaining a long-term perspective is often the best strategy. But what if you invested at the worst possible times, right before major market crashes? If you never sold your investments and held on through the downturns, your portfolio could still grow significantly over the long term. The S&P 500 Index's historical performance demonstrates that despite short-term volatility, the market tends to recover and grow over time. By focusing on long-term goals, investors can benefit from compounding returns and avoid the pitfalls of emotional decision-making. It's important to remember that investment strategies should be tailored to individual needs. Your investment horizon and financial goals play a significant role in determining the right approach for you. Ready to take the next step? Contact us today to discuss your investment strategy and secure your financial future! 📞 Call us: 01 8186104 📧 Email us: info@derradda.ie #PensionPlanning #MarketFluctuations #SavingsStrategy #Investment

With the holiday season just around the corner, many are eagerly anticipating their Christmas bonuses. But did you know that by investing your bonus into your pension, you can avoid paying up to 40% in income tax on it? For example, if you earn an annual salary of €50,000 and receive a bonus through payroll, you will typically pay 40% in taxes on that bonus. However, by choosing to invest your bonus into your pension, you can benefit from the full amount being invested for your future, growing tax-free. Remember, employers can make a one-time contribution to a PRSA/PENSION with no limits until 31st December 2024. Take advantage of this opportunity to boost your retirement savings now! Contact us today for more information. 📞 Call us: 01 8186104 📧 Email us: info@derradda.ie #ChristmasBonus #TaxSavings #Pension

EMPLOYERS ACT NOW: BEFORE ITS TOO LATE! If you are an employer, you can make a once-off contribution to a PRSA/Pension, WITH NO LIMITS, up until 31st December 2024, subject to the €2m Standard Fund Threshold. From the 1st January 2025, you will no longer be able to avail of this, as contributions will be restricted to 100% of an employee's salary. ACT NOW, contact us today for more information. 📞 Call us: 01 8186104 📧 Email us: info@derradda.ie

💡Is Your Bank Ripping You Off? We’ve come across many cases where banks offering pensions don’t provide full allocation to their clients. Could this be happening to you? Chances are, it might be. It’s essential that 100% of your contributions are being allocated to your pension, without compromise. If you have an existing pension or even an old workplace pension currently sitting with a bank, why not let us take a closer look? Our FREE complimentary review will assure you that your hard-earned money is set up to deliver the future you deserve. 📞 Call us: 01 8186104 📧 Email us: info@derradda.ie

💡Are You Paying Too Much in Pension or Investment Fees? Excessive fees or reduced allocations—like receiving 95% instead of 100% of your contributions—can quietly eat into the value of your pension over time. Your pension is your future, and it should be working for you, not against you. It’s essential to know that your investments are managed transparently, fairly, and with your best interests in mind. If you have an existing pension or an old workplace pension, why not let us check this out for you with a FREE of charge complimentary review. 📞 Call us: 01 8186104 📧 Email us: info@derradda.ie Your future starts here. #PensionPlanning #FinancialAdvice #TransparentFees #SecureYourFuture #DerraddaFinancialServices

Your financial goals matter—but how often does your advisor check in to see how you're progressing? Life doesn’t stand still, and neither should your financial plan. At Derradda Financial Services, we understand that true financial guidance goes beyond this. It’s about: 📞 Contacting you to review your goals. 📈 Keeping you informed about changes that could impact your finances. 🤝 Ensuring your plan evolves with your life circumstances. 💬 Keeping the lines of communication open. If it’s been too long since your advisor made contact with you, it might be time to ask yourself: Are they as invested in your financial wellbeing as you are? Let’s put the focus back where it belongs—on you. 📞 Contact us at 01 8186104 or email info@derradda.ie to discuss your pension options today. You’ll be glad you did. #FinancialGoals #ClientsFirst #ProactivePlanning #DerraddaFinancialServices

How Do US Presidential Elections Affect the Market? For almost a century, the US stock market has shown a steady upward trend, regardless of whether Democrats or Republicans occupy the White House. The anticipation surrounding elections often raises questions about how financial markets will respond. While presidents can influence market trends, many other factors also play a role—foreign policies, interest rates, oil prices, and technological innovation, to name a few. For investors, a steady approach is often the best course. Stay focused on long-term goals and let market fluctuations run their course. 📈 If you would like to talk about your investment options, book a call back today https://lnkd.in/eRc5dJyw

💡 How much do you need to be financially secure in retirement? The answer depends on the lifestyle you would like to have. Planning ahead is key to ensuring you build up a substantial pension fund by the time you reach retirement age. To help you take control of your future, our Pension Calculator is here to guide you. It’s a simple tool that shows you how much you should set aside to achieve the retirement you need. Start planning today and take the first step towards a secure and comfortable future. 👉 Click here to try it: https://lnkd.in/eXSudzcU 📞 Contact us at 01 8186104 or email info@derradda.ie to discuss your pension options today. You’ll be glad you did.

🎉We’re proud to have been shortlisted… Honoured to have been shortlisted at the Broker Expert Awards for our commitment to excellent service for our clients. While we didn’t take home the win, this acknowledgment inspires us to keep delivering a personalised and bespoke service to our clients on our journey of continuous excellence. 🙌Thanks to our dedicated team, our loyal clients, and @brokersireland for the recognition. 👏Congratulations to all the nominees and winners. #SMEBrokerExpert #DerraddaFinancialServices #OnwardsAndUpwards