doddl.ie

📰Our latest doddl article in the Business Post is an all you need to know about Mortgage Switching. Curious as to whether it would make financial sense for you to switch and what’s involved, then this article is worth a read. Read here -> https://lnkd.in/ecRsymu6 For market based advice always speak to a #broker. Contact the Doddl switching team -> https://lnkd.in/gyUBvJuC #mortgageswitching #mortgagerates

‼️At doddl we are always delighted to provide expert mortgage advice to companies, firms & groups. Our next webinar is to the fantastic members of Chartered Accountants Ireland - ACA Professionals ⚡️Get in touch if you feel an informative seminar on the mortgage & homebuying process or a mortgage rate & switching seminar could be of benefit to your team. We tailor webinars to your requirements. Contact - nicola@doddl.ie #employeebenefits #financialwellness

⚡️Two award winning teams with a fresh approach to homebuying. At doddl we are constantly looking to support our clients through their home buying journey. Our expertise is mortgages, but home buying cannot happen without conveyancing. We are delighted to partner with the legal experts at Beam to bring two digital first, human led processes together. The latest draft Programme for Government set an 8-week conveyancing target for the legal profession. Through collaboration and integration doddl & Beam are already hitting this target! In the last quarter of 2024 the doddl x Beam average timeline from loan offer to completion on a second hand home was 8 weeks, and #MortgageSwitch clients have had a super speedy 2 week completion timeline from loan offer to completion in 2025. True collaboration results in stronger outcomes for clients, reducing the timeline for home buying in Ireland. Innovative, proactive & Customer Centric – it's what we are all about. Start today at www.doddl.ie #teamwork #homebuying #innovation

🏆Doddl was recently awarded Brokers Ireland Mortgage Broker Expert award. In this months Brokers Ireland magazine I was delighted to discuss how I became a broker, why it’s an exciting time to be a broker & why Doddl is different. Read here: https://lnkd.in/e4usU6sV #gobroker #doddl #brokerexpert

📻🗞️ Delighted to contribute to three in a row articles on Irish Independent and to speak with Adam Maguire on RTE radio this week. Read & listen here -> 🗞️Could you save by switching your mortgage? Mortgage switching increased by 45% in Q4 2024 - here’s why… https://lnkd.in/epah-Pye 🗞️Who are the cash buyers in Ireland’s housing market, how come there are so many of them and why are they preferred? https://lnkd.in/eGgFau62 🗞️Buying a house at auction: why you need to be well prepared before bidding at auction. https://lnkd.in/e9jZ3at5 📻 Mortgage Switching, why it’s now quicker & easier to switch plus what’s next for interest rates… https://lnkd.in/e9-nzFzy #doddlinthenews #broker #marketbasedadvice #mortgagenews

🗞️ Latest doddl Irish Independent Mortgage Switching Index Read here - https://lnkd.in/epah-Pye What’s new? ✅ Mortgage Switching increased by 45% in the latest quarter to year end 2024 ✅ The huge spread of rates in the market is resulting in savings for those who review their rate and switch where it makes sense to do so ✅ Reduced document requirements, cashback offers & quicker digital processes make it easier to switch ✅ Who can save big - mortgage holders with lower loan to values (driven by double digit property price inflation), those with stronger building energy ratings or mortgages of €250,000 or more who can access high value mortgage rate products ✅ Who to contact - Brokers offering market based advice Start by speaking to one of our mortgage switching experts at doddl -> https://lnkd.in/gyUBvJuC #mortgageswitching #mortgagerates #gobroker #doddl

A fantastic day in the Kingdom at the RDI Hub in Killorglin for the reunion of the winners of the Mortgage Innovation Challenge. Thank you Liam Cronin for putting the event together and for the warm welcome. Continued collaboration with innovative partners in the home buying value chain to capitalise on our collective progress to date is needed to transform home buying in Ireland. We are here for it! Gráinne Forbes Beam OnlineApplication.com Geowox Delta Partners VC Fexco #mortgageinnovation #doddl #rdihub

⚡️The ECB today cut its main refinancing rate by 25bps. Twelve months ago the ECB rate stood at 4.5%, after today’s announcement the rate is 2.9%. Our analysis shows that a tracker mortgage holder with a €250,000 balance over a 15 year term will now repay €207 per month less than they did last year. With four more European Monetary Policy Meetings in the next six months, many analysts predict that the ECB refinancing rate will be closer to 2% by mid year. However, future cuts will come down to hitting inflation targets and the ECB will no doubt be keeping close watch on the potential impact of expected US trade tariffs. For those who do not have tracker rates it is important to be aware that ECB rate cuts do not automatically lead to a corresponding cut by the Irish lenders who price off Euribor rather than ECB rates. Fixed rates in particular have dropped in the last nine months some by over 1.5%. Banks have already priced in forward rates in recent cuts and the rate curve is at or near the bottom of what’s expected. What does this means? We may see lenders tweak rates to remain competitive but it is really competitive forces rather than funding costs that will impact further rate cuts for lenders currently at the lower end of the market. #ecbrates #mortgagerates #inthenews #doddl

‼️There has been an increase in mortgage switching - Why? The main reason is due to the fact that mortgage rates have decreased significantly in the last nine months, some by over 1%. This means mortgage holders can save hugely by switching - hundreds every month, thousands every year and tens of thousands during their mortgage term. It is so important to get market based advice from a #broker when reviewing rates. Don’t just accept the first rate your existing lender has to offer. Switching sweet spots - if you have a ✔️Lower loan to value Due to property price inflation our homes are worth more - rates start from 3% ✔️Higher building energy rating (BER) Green rates are available starting from 3% ✔️ ‘High value’ mortgage rates (mortgages of €250,000+) are eligible for lower rates What’s new? ✅Reduced document requirements make it easier to switch ✅Seven lenders now offer cashback offers of up to 2% of the mortgage balance back in cash to switchers ✅At #doddl we have a specialist switcher team and tailored digital journey via our DMx platform, exclusive to doddl clients Where to start? Start by asking if you could save by switching - Start here -> www.doddl.ie #mortgageswitching #lowerrates #switchandsave

🏠 How to Finance Home Renovations – Turning your first home into your forever home. Planning on carrying out home improvements when purchasing a second hand home or having settled into your home? Here are some ways to finance home improvements - ✔️Purchase and refurb mortgage at time of purchase ✔️Equity release or mortgage top up ✔️Home Energy Upgrade Loan Read all you need to know here -> https://lnkd.in/eDDv5ErF Want to understand options, contact our team at doddl -> www.doddl.ie #homeimprovements #homerefurb