Jigsaw Financial Solutions Ltd

#introduction Jigsaw Financial Solutions https://lnkd.in/g_DdBEE

What is inheritance tax? It’s 33% on assets received after a death—cash, property, cars, etc. It’s a hot topic right now. Do you think it’s fair? Let us know in the comments. Jigsaw Financial Solutions Ltd helps you plan for these situations. 💼 Gosia C. #InheritanceTax #FinancialPlanning

Make-A-Wish Ireland #christmaswishes #jigsawfinance

Employers and company directors—are you ready for pension changes coming in January? 🗓️ Starting 1st January, PRSA contributions will be capped by salary, with anything above taxed as Benefit-in-Kind. Act now to optimise your contributions before the deadline. Jigsaw Financial Solutions is here to help. 💼 Jigsaw Financial Solutions Ltd Gosia C. #PensionPlanning #BusinessFinance

What’s the biggest disadvantage of being self-employed? Getting a mortgage! 🏠 If you’re employed, mortgage approval can be as simple as showing 3 payslips. But for the self-employed, it’s a different story—requiring everything from tax records to business statements. It may seem unfair, but don’t worry—you don’t have to do it alone. At Jigsaw Financial Solutions Ltd, we help self-employed clients navigate the mortgage process with confidence and clarity. Getting a mortgage as a self-employed person isn’t impossible. Reach out for guidance. 💼 Gosia C. #MortgageAdvice #SelfEmployed

Are you ready for the mandatory pension changes coming in 2025? 📅 Right now, you may or may not have a designated PRSA (Personal Retirement Savings Account) provider for employee pensions. But with “auto-enrolment” arriving in 2025, everything changes. If you don’t have a pension plan in place, your employees will automatically be enrolled in the new scheme. This means contributions from their wages, matched by employers, and topped up by the state. Failing to comply could mean fines and back-pay with interest! Get ahead now—review your pension setup and make any necessary adjustments. Don’t let new rules lead to unnecessary costs and legal headaches. Jigsaw Financial Solutions Ltd is here to help. 💼 Gosia C. #PensionPlanning #Compliance

Entrepreneurs, are you overlooking the biggest risks to your business? Most think of car insurance, liability, maybe even pet insurance! 🐾 But what about protecting yourself? Injury, illness, loss of income—these can put any business owner at serious risk. Many don’t realise that there’s a range of personal insurance products business owners can take out through their company—without triggering Benefit-in-Kind tax. At Jigsaw Financial Solutions Ltd, we help entrepreneurs secure the protection they need. Follow us for more insights on financial planning. 💼 Gosia C. #BusinessProtection #FinancialPlanning

Here’s a controversial opinion: The #1 way to lose money in your sleep is to let your savings sit in your bank account. 💸 Inflation is a silent killer that eats away at the value of our hard-earned money. By leaving it idle, you’re losing purchasing power. But—there’s a way around this. 👇 At Jigsaw Financial Solutions Ltd, we can help you let your money work for you. Gosia C. #WealthBuilding #FinancialTips

Does your insurance policy include specified illness cover? 💡 This can be a real lifesaver. For one of my clients, it was. A few years back, they were diagnosed with an esophageal tumor. But because they had specified illness cover, they could focus on recovery—not finances. That’s why we always ensure it’s part of the policies for our clients at Jigsaw Financial Solutions Ltd 💼 Follow for more financial advice. Gosia C. #InsuranceMatters #FinancialSecurity

🤔 Frequent Question Alert: "What's the most tax-efficient way to extract money from my business?" As a business owner, protecting your income should be at the top of your list. 🛡️ Did you know there are cover options designed just for this? Not only can you protect your income, but you can do it in a way that minimizes your tax hit. It's a win-win, but surprisingly, not everyone takes advantage of it. Why leave money on the table? Lorraine Cooke | David Caffrey #TaxEfficiency #BusinessGrowth