Accumn

📊 ITR Trends in India: Insights for Smarter Underwriting 💡 🔍 Did you know? ITR filings increased by 120% from 2014 to 2024. Income Tax Returns (ITRs) are more than just numbers – they’re a goldmine for credit risk analysis. 🎯 With advanced analytics, you can: ✅ Validate declared income against actual cash flows. ✅ Spot revenue or expense discrepancies. ✅ Mitigate risks for thin-file or new-to-credit customers. 📢 Ready to revolutionize your underwriting? Book a Free Demo today 👉 Click the link to learn more - https://bit.ly/4dB60YR Gaurav Kumar | Aniket Shah | Vipul Mahajan | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Pranshu Vats | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #CreditRisk #Underwriting #ITRInsights #Accumn

🌟New Feature Alert on the Accumn Insight Platform! 🌟 We’re excited to announce the launch of the Additional Disclosures sub-tab on our Insight platform! 🎉 🔎 Find it here: Financials > Standalone > Additional Disclosures With this new feature, you can now: ✅ Enhance Transparency: Gain detailed insights into companies' Forex transactions. ✅ Make Better Decisions: Accurately evaluate a company's Forex exposure and financial health. Stay ahead in your credit evaluation process with this powerful addition. 🚀 👉 Try it now – https://bit.ly/4dB60YR Gaurav Kumar | Aniket Shah | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #Accumn #CreditEvaluation #FinancialInsights #ForexAnalysis #Innovation

From hours of #manualwork to insights in #minutes— Accumn Bank Statement Analyzer is here to redefine efficiency in credit evaluation. 👉 Say goodbye to manual errors and hello to automated accuracy!" Book a Free trial today - https://bit.ly/4dB60YR Gaurav Kumar | Aniket Shah | Mathangi Sri Ramachandran | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #BankingInnovation #CreditSolutions #EfficiencyMatters

📰 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐩𝐥𝐚𝐲𝐛𝐨𝐨𝐤: 𝐇𝐨𝐰 𝐘𝐮𝐛𝐢 𝐛𝐮𝐢𝐥𝐭 𝐚 𝐝𝐞𝐛𝐭 𝐦𝐚𝐫𝐤𝐞𝐭𝐩𝐥𝐚𝐜𝐞 At Yubi, we’ve always believed that 𝘨𝘳𝘦𝘢𝘵 𝘪𝘥𝘦𝘢𝘴 𝘥𝘰𝘯’𝘵 𝘫𝘶𝘴𝘵 𝘤𝘩𝘢𝘯𝘨𝘦 𝘪𝘯𝘥𝘶𝘴𝘵𝘳𝘪𝘦𝘴—𝘵𝘩𝘦𝘺 𝘳𝘦𝘥𝘦𝘧𝘪𝘯𝘦 𝘵𝘩𝘦𝘮. Our journey, featured in a recent article by The Arc, highlights how we’ve built the world’s largest debt marketplace with a clear vision: empowering every stakeholder in the credit ecosystem. Our story stands out for its innovation, scale, and unwavering commitment to excellence: ✅ A ₹250 crore personal #investment by Gaurav Kumar, our Founder & CEO, underlines the confidence in our mission. ✅ We’ve grown over 50% year-on-year, with projected FY25 revenues of ₹720 crore. ✅ Our acquisitions—Accumn for credit #underwriting and Spocto X (A Yubi Company) for debt #collections—solidify our position as a horizontal platform with unparalleled capabilities. ✅ By facilitating over $15 billion in transactions, we’ve revolutionized access to debt across asset classes like retail, #SupplyChainFinance, and #securitization. 𝐖𝐡𝐲 𝐝𝐨 𝐨𝐮𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐚𝐧𝐝 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐢𝐧 𝐘𝐮𝐛𝐢? From the start, our ethos has been about enabling, not competing, with lenders. We don’t just connect borrowers and lenders; we create a seamless ecosystem powered by pioneering technology. Investors like Peak XV Partners, TVS Capital Funds, and partners like Indifi Technologies Private Limited trust us because we consistently deliver scalable solutions for compliance, risk, and efficiency. 𝐖𝐡𝐲 𝐬𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐢𝐧 𝐘𝐮𝐛𝐢? We’ve proven that fintech can grow responsibly, even in challenging markets. By focusing on #infrastructure, #interoperability, and innovation, we’re redefining how credit flows in India and beyond. Our story is a testament to the power of bold thinking, deep trust, and relentless execution. ✨ Join us on this journey of transformation. Whether you’re a lender, corporate, or just curious about the future of debt markets—there’s a place for you at the Yubi Group. We are incredibly grateful to our partners, clients and investors for believing in 𝐓𝐡𝐞 𝐘𝐮𝐛𝐢 𝐒𝐭𝐨𝐫𝐲. A special thanks to Kunal Talgeri of The Arc for capturing our journey with such authenticity and insight, bringing it to the world in the most compelling way. Read the full story here - https://lnkd.in/gxvkmtEq Alok Mittal | Sakshi Chopra | Gopal Srinivasan #GoGetGreat #Fintech #DebtMarkets #FinancialInclusion #Innovation

🌟 Accumn in the News! 🌟 🚀 India Factoring and Finance Solutions Private Limited (A Member of the FIMBank Group) Joins Forces with Yubi to Revolutionize Trade Finance! India Factoring, one of India’s leading NBFCs, is set to leverage Yubi’s cutting-edge tech stack to transform its trade finance operations. Accumn, a subsidiary of the Yubi Group, will play a pivotal role in: 📊 Enhancing credit assessments through advanced data-driven insights. 🌍 Supporting the onboarding of clients needing cross-border financing solutions in India. Together, we're redefining possibilities in trade finance! 👉 Read the full story: https://lnkd.in/gEgdSZzQ A big thank you to YourStory Media for highlighting this story! Gaurav Kumar | Aniket Shah | Mathangi Sri Ramachandran | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Sayanee Chatterjee | Aseem Rao #TradeFinance #NBFC #CreditInnovation #CrossBorderFinance #Accumn #YubiTech #Fintech

Tired of juggling multiple bank statement formats? 🤔 Streamline your process with Accumn’s Bank Statement Analyzer! 🚀 ✅ Analyze statements from any bank 🏦 ✅ Handle any format effortlessly 📄 Say goodbye to manual hassles and inefficiencies 🙌—experience the power of AI-driven insights for faster, more accurate credit decisions. 💡 👉 Book a Free Trial today! ✨ 🔗 Link - https://bit.ly/4dB60YR Gaurav Kumar | Aniket Shah | Mathangi Sri Ramachandran | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #BankStatementAnalysis 🏦 #FintechSolutions 💻 #CreditDecisioning 📊 #Accumn

🚀 Credit Compass - 3rd Edition is here! 🌟 This edition brings exciting updates and insights: 📌 Accumn launches new solutions for retail credit underwriting – Explore our cutting-edge tools like the Bureau Analyzer, Bank Statement Analyzer & Financial Statement Analyzer to simplify and streamline credit decisions. 📌 RBI Governor’s message to NBFCs – A call for responsible growth, with critical insights into the evolving credit landscape. Stay ahead in the credit ecosystem with Accumn’s exclusive updates and solutions. Subscribe today 🔗 Book Free Trail Today - https://bit.ly/4dB60YR Gaurav Kumar | Aniket Shah | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #Accumn #CreditCompass #RetailCredit #NBFCs #CreditUnderwriting #FintechSolutions #BureauAnalyzer #BSA #FSA

Discover how Accumn's AI-powered platform transforms credit underwriting with seamless, end-to-end integration. From evaluation to early warning signals, see how we streamline every step in the credit lifecycle. Book Demo Today - https://bit.ly/4dB60YR Gaurav Kumar | Aniket Shah | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #CreditUnderwriting #AI #EndtoEnd #Integeration #Accumn

🔍 Detecting Fraud in Bank Statement is Challenging – But it Doesn’t Have to Be! Introducing Accumn’s #BankStatementAnalyzer – your new tool to detect fraud and spot irregularities instantly. 🚀 Try it for FREE! Book a trial and experience seamless fraud detection at your fingertips. Click the link in the description to get started - https://lnkd.in/gBtpfxja Gaurav Kumar | Aniket Shah | Vipul Mahajan | Vinod Deiveegan | Saurabh Khatod | Anil Peswani | Ankit Gandhi | Manmeet Jain | Abhishek Patel | Sreeram Gopalakrishna | Vinay Ram Gokul | Bharti Paryani | Mandar Joshi | Vaishal Shah | Vivekanandan Lakshmanan | Manish Balani | Devasya Khira | Jainam Shah | Ishir Shah | Arwal Dhar | Aseem Rao #FraudDetection #BankStatementAnalysis #AI #Accumn #CreditDecisioning #FinancialSecurity #Accumn

#Shareyourthoughts: What's the biggest challenge you face when analyzing bank statements for credit decisions? Yubi | Spocto X (A Yubi Company) | Aspero #CreditUnderwriting #BankStatementAnalysis #CreditDecisions #Fintech #FinancialInsights #LendingSolutions #CreditRisk #DataDriven