Brew Wealth

Isn’t it funny people can wait for even a year to buy that one car that they wanted and not withdraw their funds even after a slight downturn? I really salute the patience level of Indian investors! Car vs Fund Think about it. You’re ready to wait 6 months, maybe even a year, for that dream car. But when your fund dips by 5%, you panic and withdraw. Let’s put some numbers to it 📌 The Car- You save ₹20 lakhs for that shiny new ride. The moment you buy it, its value drops by 10–15%. A year later, it’s worth ₹18 lakhs. 📌 The Fund- Say you invested ₹20 lakhs in a mutual fund. The market dips, and your portfolio drops to ₹18 lakhs. But instead of pulling out, you stay invested. Over the next 10 years, compounding works its magic, and your ₹20 lakhs grows to ₹50 lakhs or more. I have created a retirement planner for you with the help of which you can calculate, how much money you need to retire! Get the link in the comment section!

The earlier you start, the less you have to invest!!! It’s that simple! Retirement planning isn’t something we think about in our 20s. Why? This is the magic of compounding—it works best when you give it TIME to grow. By starting early, your money earns returns, and those returns start earning returns too! The later you begin, the harder it becomes to reach the same goal because you’re left with fewer years for compounding to work its magic. What’s your excuse for not starting today? If ₹3,184 seems doable, this is your sign to get started. SIPs (Systematic Investment Plans) make it simple and consistent. Are you taking advantage of time, or are you planning to play catch-up later I have created a retirement calculator, check it to understand how much money you need to retire! Check it out in comment box

Key Factors to Consider Before Investing in Dynamic Bond Funds. Dynamic bond funds are gaining attention for their flexibility and potential returns, especially in a fluctuating interest rate environment. But before investing, here’s what you need to evaluate: 📌 Interest Rate Trends: These funds thrive in a declining interest rate environment. Assess the current and expected rate cycles before investing. 📌Investment Horizon: These funds are best suited for medium-term goals. Ensure your timeline aligns with the fund’s strategy. 📌Risk Tolerance: While they offer higher potential returns, they are sensitive to market fluctuations. Understand your risk appetite. 📌Fund Manager Expertise: The performance of dynamic bond funds heavily depends on the fund manager’s ability to predict interest rate movements. Choose funds with experienced managers and a strong track record. 📌Portfolio Allocation: Balance your portfolio by diversifying across asset classes to manage overall risk. Dynamic bond funds can be a great addition to your investment strategy if chosen wisely. Always align your investments with your financial goals and risk profile.

I deposit my weekly SIP for my wife. My wife used to send me reel reminders to gift her every Friday. (A typical Instagram astrologer reel) We both don’t believe in all these things, but still, these days I am supposed to buy her gifts every Friday as an SIP for our wealth creation! Do you ever do something silly just to show love, even if it doesn't make sense?

But where does freedom come from? 🤔 📌 When you start planning today, you will be able to earn that freedom for your child and peace of mind for yourself! 📌Education inflation is rising at a rate of 12%, and if you want to let your child choose what they want to become, you need to beat this inflation! 📌Starting a Rs 10k SIP/month today can help you sleep better, knowing your child’s dream is secure. So, do you want to secure your child’s freedom to dream?

Markets could see short rally with NDA's Maharashtra win, says Motilal Oswal Last five years in Maharashtra were characterised by political instability. With the results, the chronic instability is over in one of the most industrialised and economically the most important state of India.

Two amazing years of Brew Wealth! I wouldn’t have left my high-paying job and taken this leap without the support of my wife. Her belief in me and her own journey gave me the confidence to make the change. Thank you for being the real driving force behind this success! Veenita Mulchandani

₹25k crore SIP! All time high in India! What’s driving factor? In October, the SIP (Systematic Investment Plan) book reached an all-time high of Rs 25,322.74 crore It is surpassing Rs 25,000 crore for the first time! 📌 Here’s what’s driving this growth: 1️⃣ Increased Financial Awareness More investors are embracing the power of disciplined, long-term investing. 2️⃣ Preference for Equity Mutual Funds SIPs provide easy access to equity funds, offering potential for higher returns. 3️⃣ Digital Convenience Simple, online SIP platforms attract both new and seasoned investors. ❓ Are you not the part of this ₹25,000 crore? #InvestInSIPs #FinancialGrowth #MutualFunds #InvestmentJourney Become right away!

Upskill before you hire! I don’t have a specific HR in my team as we are a very small team but the interesting part is we are growing! I hired wrong and right people as well at the end of that day I realised if you upskill or at least research about the position you are hiring for, you will hire better ! Here’s what helped me avoid hiring mistakes: 📌 Deep Research Understand the role you're hiring for. Read up on industry standards, required skills, and even potential challenges for that position. 📌 Upskilling Take a course or dive into some reading to grasp the basics of the job. It gives you a clearer idea of what success looks like in that role. 📌 Trial Runs Consider project-based or freelance work first to see if the person fits the team's dynamic before fully committing. How you hire?

❓Did you know? ✈️The total air traffic in India, with approximately 18 crore passengers carried by all airlines, is nearly equivalent to the population of Bangladesh. Air traffic significantly boosts Indian consumption by stimulating various economic sectors and encouraging spending. This soaring air traffic fuels our economy, impacting sectors from retail to tourism. India's aviation industry is taking flight, and so should your financial goals! #IndiaAviation #EconomicGrowth #TravelAndTourism #AirTraffic