CRISIL Global Research & Risk Solutions

As technological landscapes continue to evolve, Generative AI (GenAI) is emerging as a transformative force, enabling financial institutions to drive efficiency and enhance decision-making. At the International Association of Credit Portfolio Managers (IACPM) Fall Conference in Miami, proudly sponsored by Crisil, one of the key topics discussed was how GenAI is revolutionizing credit decisioning. GenAI’s ability to automate processes and analyze large datasets is helping financial institutions streamline credit assessments, driving efficiency and cost savings. However, concerns around data accuracy and regulatory adherence persist. By combining GenAI with human oversight, institutions can ensure that outputs are accurate, reliable, and compliant, making GenAI a valuable tool for the future of credit assessment. To know more; click here: https://lnkd.in/duCDuwBd Maninder (Mandy) Singh | Amit Vora | Seema Joshi | Nishant Mittal | Ankur Kohli | Toshita Mukherjee #Crisil #IACPM #IntegralIQ #GenerativeAI #Innovation #CreditRisk #AIForGood #FutureOfFinance

Crisil Global Research & Risk Solutions is now Crisil Integral IQ As embedded and unwavering partners, we uncover the critical insights that drive our client’s confidence in decision making.   With a global presence spanning over twenty-five years, we work with the largest and most prestigious global and regional financial institutions. Bringing actionable intelligence to light, through our enhanced solutions and future-ready expertise, including AI and data science we deliver strategic transformation, optimize risk and drive operational excellence with great consistency.    As a part of CRISIL Limited, global, insights-driven analytics organisation and an S&P Global company, we are a bedrock of trust, known for our sophisticated knowledge and unparalleled industry experience across domains and asset classes.     When clarity and conviction are everything… Crisil Integral IQ is the only answer: https://lnkd.in/dhfPUHXT   We are the Coefficient of Confidence. Gurpreet Chhatwal | Maninder (Mandy) Singh | Amit Vora | Mike Winn | Priti Arora | Abhik Pal | Aditya N. | Sharmila Shah | Karina Monteiro #Crisil #CrisilIntegralIQ #CoefficientOfConfidence #BrandTransformation

Good governance isn't just a checkbox—it's the backbone of sustainable investments under Articles 8 and 9 of the EU's SFDR.  At CRISIL, we empower financial market participants (FMPs) to seamlessly integrate good governance into their investment strategies, enabling the creation of resilient and future-ready portfolios. Explore four actionable trends to help investment teams tackle unclear guidelines, data challenges, and compliance risks while building resilient portfolios. For more information, contact us: https://lnkd.in/ds_hjbgZ #CRISIL #GoodGovernance #SustainableInvestment #ComplianceRisks

Here's to a year of shaping possibilities, delivering value, and driving meaningful change. 2024 has been nothing short of extraordinary, and we're excited to carry this momentum forward into 2️⃣0️⃣2️⃣5️⃣. Onwards & upwards! ✨ #CRISIL #NewYear #YearEndPost #2024Wrapped #HappyNewYear

Three years of continued growth and sustained excellence, backed by a surge in rankings and three consecutive awards. Our journey of innovation, Gen AI-powered technology, and sharp domain expertise has earned us global recognition in risk management. Our products, solutions & analytics empower financial institutions with smarter decisions and stronger outcomes. Ashish Vora | Arunkumar Iyer | Mike Winn | Amit Vora | Maninder (Mandy) Singh | Sunay Jain | Nageswara Ganduri | Zahir Kotadiya | Aneesh Kumar Suresh | Salim Isaf | Mayank Gupta | Jatin Seth | Anish Shah | Chartis Research | Infopro Digital #CRISIL #ModelValidation #GlobalRecognition #CategoryLeader #GenAI #RiskManagement #RiskTech100 #Chartis

The ESG regulatory landscape is evolving rapidly, with mandatory reporting becoming the new norm. As businesses face stricter scrutiny and increased enforcement, navigating these complex standards is crucial for sustainable growth. Here are 4 key trends for you to stay ahead of the changes, optimize your reporting strategies, and meet growing demand for responsible investments. Want to dive deeper? Contact us: https://lnkd.in/ds_hjbgZ #CRISIL #ESG #Sustainability #RegulatoryLandscape #Investments

With a new era of US leadership on the horizon, the economic landscape is poised for change. China's innovative $1.4 trillion debt-swap programme and a 2.4% increase in energy prices in October are just a few factors driving growth and transformation in the global economy. Explore the key highlights, risks, and trends shaping global markets in our latest report. Link: https://lnkd.in/dNCRZcH6 #Global #Research #Risk #China #US #Trends

For the first time, CRISIL has been featured in the Model Risk Management Solutions, 2024: Quadrant Update report—and we've made it count! Secured pole position in: - Model Validation Solutions (Credit) - Model Validation Solutions (Derivatives) and recognized for excellence in: Model Governance Solutions This milestone reflects our unwavering commitment to delivering innovative, reliable, and best-in-class solutions to our clients. To know more, click here: https://lnkd.in/eSsyEdfU Together, we continue to lead with confidence and redefine standards. Maninder (Mandy) Singh I Mike Winn | Nageswara Ganduri | Sunay Jain I Prem Neupane | Mayank Gupta | Jatin Seth | Salim Isaf | Ashok Subramanian, CQF | Sivakumar Veluchamy, FRM | Steve Nutland | Vishal Mewasingh | Nishant Mittal | Nilesh Gharge | Rupesh Pandey | Chartis Research #CRISIL #Leadership #ModelRiskManagement #PolePosition #Excellence

The financial world is at an inflection point. The distinction between public and private markets is evolving rapidly, bringing new opportunities for asset managers to reimagine their portfolios. Traditional fixed income and equity buckets are now being complemented—and in some cases replaced—by private markets. The dynamics are clear: private markets offer high returns, bespoke solutions, and access to previously untapped opportunities. The move toward alternatives has already gained momentum, with private markets positioned as both safe and risky—an unprecedented balance. With increasing transparency and data-driven insights, even traditional fixed-income structures are being challenged by the scalability and returns of private investments. For asset managers, the challenge lies in transitioning seamlessly. This shift involves addressing the following: 1. Portfolio Re-Alignment: From fixed income replacement to equity augmentation, private markets are expanding the horizons of modern investment strategies. 2. Data Complexity: The transition demands robust frameworks to manage high volumes of data, compliance requirements, and asset-specific nuances. 3. Efficiency Gains: With advanced tools and services, asset managers can navigate these changes without compromising on governance and efficiency. At CRISIL, we are uniquely positioned to support asset managers in this transformative journey. With extensive experience across private debt, equity, real estate, and structured products, we empower our partners with: - Tailored valuation and shadow accounting solutions. - AI-driven solutions to streamline asset servicing workflows. - Deep insight into asset-class-specific challenges, ensuring future-ready - investment strategies. To learn more, please visit out website: https://lnkd.in/daUSW8Re Maninder (Mandy) Singh I Abhik Pal I Tom Butler I George Goldman I Laura N. I Moustafa Mousa I Nishant Mittal I Akshat R. I Pradeep Rajwani I Sheetal Aggarwal #PrivateMarkets #AssetManagement #CRISIL #InnovationInFinance #AlternativeInvestments

The International Association of Credit Portfolio Managers (IACPM) Annual Fall Conference 2024 concluded last month, leaving us inspired by the impactful discussions that continue to shape the future of credit management. As a proud sponsor, we were honored to contribute to this vibrant platform, with Amit Vora, our Global Head of Credit and Lending Solutions, offering valuable insights in his welcome address. The event provided valuable insights into the evolving financial landscape, fueled by shifting macroeconomic trends, innovative lending models, rising ESG concerns and the emergence of automation and Gen AI, which have necessitated agile credit assessments and monitoring. Here are some key takeaways from the event: - Events such as rising tensions in the Middle East and geopolitical uncertainties have had an adverse impact on crude oil prices, disrupted trade routes and increased business risks. - Regulatory norms are becoming increasingly stringent, compliance is becoming more rigorous and there is an ask for heightened transparency standards. - Lured by attractive return-generating opportunities and diversifying risk and exposure, Banks are now poised to embrace the burgeoning private market by adopting various strategies including both deploying their own capital with tailor-made solutions and entering into partnerships with private lenders. - The growing issuance of SRTs by US Banks is helping them to manage risk and reduce concentration, while also boosting their capital and strengthen financial position. - The evolving dynamics require reassessing portfolio management and leveraging AI driven insights to make informed decisions. Automation and generative (Gen) AI are making rapid waves in the financial ecosystem and many institutions are exploring how to prepare a credit report using LLMs, which can meaningfully enhance operational efficiency. As the credit ecosystem evolves, CRISIL remains at the forefront, empowering businesses with cutting-edge solutions and actionable insights. Together, let’s shape a smarter, more resilient financial future! Nishant Mittal | Maninder (Mandy) Singh | Seema Joshi | Mayur Patil | Ankur Kohli | Argie Simon #CRISIL #IACPM #KeyTakeaways #EventUpdates #CreditRisk #Leadership #RiskManagement