Experian India

Your credit score is more than just a number—it’s a key to better financial opportunities. Learn how Experian credit score can improve your access to loans, credit cards, and other financial products, helping you achieve your financial goals at ease. Regularly reviewing your Experian credit report keeps you informed about your creditworthiness and safegaurds you from potential fraud. Recently, Livemint featured Experian India, shedding light on why your credit score matters, the key factors that influence it and how you can maintain a healthy credit profile. Read more: https://lnkd.in/dGr6pmGx #ExperianIndia #CreditScore #FinancialWellness #EmpoweringCredit

This Valentine’s Day, Experian attended Srujna’s Sheroes event in Mumbai—a celebration of resilience, entrepreneurship, and financial independence. Our Head of Operations & Transformation, Aditya Agrawal, spoke about the importance of financial awareness, covering key topics like banking basics, fraud prevention, mule account risks, and responsible borrowing. His session reinforced Experian’s commitment to helping individuals make safe and informed financial decisions. As honorary guests, our team—Aditya, Vanessa Fernandes, and Olivia Monteiro—also had the opportunity of presenting an award to an inspiring woman supported by Srujna, recognising her achievements and contributions to society. A big thank you to Jyotika Sehra and Prasanna Almah Rai from the Srujna team for inviting us to be part of this meaningful initiative. At Experian, we continue to support financial education and initiatives that create lasting impact. #Experian #Srujna #FinancialAwareness #EmpoweringWomen #Sheroes #CSR

Experian’s white paper, Small is BIG: How Fintechs are Revolutionising Lending, uncovers how Indian lenders are embracing digital transformation to reshape the lending landscape. With 81% of lenders focusing on digital and cloud technologies, and 64% adopting machine learning for better risk management, the adoption of Open Banking is accelerating rapidly. These advancements are driving more efficient, secure, and scalable lending models across India. Download the whitepaper to gain more valuable insights: https://lnkd.in/dGPCeAsM #ExperianIndia #FintechLeadership #LendingInnovation #OpenBanking #ExperianInsights #FintechWhitepaper

The digital world continues to evolve, bringing both opportunities and risks. With cyber fraud, phishing scams, and data breaches on the rise, informed decisions are the first line of defence. 1. Verify before clicking – Untrusted links can lead to data breaches 2. Safeguard financial information – OTPs, passwords, and personal details should never be shared 3. Stay updated – Awareness and vigilance help prevent online threats This Safer Internet Day, reinforcing digital security is more important than ever. #SaferInternetDay #OnlineSecurity #ExperianIndia #StayProtected

Experian’s white paper, Small is BIG: How Fintechs are Revolutionising Lending, uncovers how Indian lenders are embracing digital transformation to reshape the lending landscape. With 81% of lenders focusing on digital and cloud technologies and 64% adopting machine learning for better risk management, the adoption of Open Banking is accelerating rapidly. These advancements are driving more efficient, secure, and scalable lending models across India. Download the whitepaper to gain more valuable insights: https://lnkd.in/dGPCeAsM #FintechLeadership #LendingInnovation #OpenBanking #ExperianInsights #FintechWhitepaper

Experian’s whitepaper, Small is BIG: How Fintechs are Revolutionising Lending, examines the balance between growth and risk in Tier-4 markets. With fintechs capturing 69% of sub-₹1L loans in these regions, rising delinquency rates pose significant challenges. To succeed, fintechs must enhance their collection strategies and adopt risk-based pricing models, leveraging Open Banking and machine learning insights. Download the whitepaper for more insights: https://lnkd.in/dGPCeAsM #FintechLending #OpenBanking #RiskManagement #Tier4 #ExperianInsights

As 2025 approaches, the lending and finance sector is preparing to tackle critical challenges. Key areas of concern include rising loan delinquencies, cybersecurity risks, adapting to new regulations, and managing economic instability. Which of these challenges is expected to have the greatest impact? Share your perspective in the poll below.  Explore how to navigate these challenges effectively: https://lnkd.in/g-uzbpXZ #ExperianIndia #RiskManagement #BusinessGrowth #2025Outlook

This Republic Day, let’s honour the spirit of freedom by working towards a secure and financially bright future. Together, we can build a stronger tomorrow. #HappyRepublicDay #ExperianIndia #FinancialSecurity

Majid Asadullah, Head of Products, Experian India presented on “𝐓𝐡𝐞 𝐒𝐭𝐚𝐭𝐞 𝐨𝐟 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐒𝐞𝐜𝐭𝐨𝐫 – 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐚𝐧𝐝 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬” at the Digital Lenders Association of India (DLAI) India Fintech Conclave 2025. He showcased trends like the shift from personal loans to credit cards and the growing role of NBFC-fintech in meeting customer needs. Majid also underscored the importance of data analytics and innovative underwriting to scale fintech solutions and strengthen the financial ecosystem. Experian India remains dedicated to enabling financial inclusion and supporting MSMEs with innovative and data-driven solutions. #ExperianIndia #MSMEGrowth #FintechSector #InnovativeSolutions #FinancialInclusion

At the Digital Lenders Association of India (DLAI) India Fintech Conclave 2025, Manish Jain, Country Managing Director at Experian India, participated in a panel discussion on “Fintech and MSME Growth – Building an Inclusive Financial Ecosystem.” Manish highlighted how combining diverse data signals with bureau data can pave the way for more effective and inclusive lending solutions. He also emphasized the importance of sector-specific strategies and leveraging alternative and behavioural data to address the unique challenges faced by MSMEs. These innovations are crucial for unlocking credit access and driving sustainable economic growth. #ExperianIndia #DLAIConclave2025 #FintechAndMSMEs #FinancialInclusion