GenZCFO ®

𝐖𝐡𝐚𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐋𝐨𝐨𝐤 𝐟𝐨𝐫 𝐢𝐧 𝐚 𝐏𝐫𝐨𝐟𝐢𝐭𝐚𝐛𝐥𝐞 𝐒𝐭𝐚𝐫𝐭𝐮𝐩 𝐄𝐱𝐢𝐭! A successful exit isn’t about luck—it’s strategy. Some founders cash out big, while others struggle to sell. So, what makes a startup truly attractive to investors? Let’s break it down. 👇 𝐒𝐜𝐚𝐥𝐚𝐛𝐢𝐥𝐢𝐭𝐲 & 𝐌𝐚𝐫𝐤𝐞𝐭 𝐃𝐞𝐦𝐚𝐧𝐝 → Big Market=Big Opportunity– Investors back startups in fast-growing industries. → Revenue Growth– Consistent growth signals strong market demand. → Competitive Edge– Unique product, tech, or model makes you irreplaceable. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐇𝐞𝐚𝐥𝐭𝐡 & 𝐏𝐫𝐨𝐟𝐢𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 → Cash Flow & Profit Margins – No investor wants a sinking ship. → Smart Spending – A sustainable burn rate is a sign of a well-run business. → Realistic Valuation – Overpricing your startup? That’s a dealbreaker. 𝐄𝐱𝐢𝐭 𝐑𝐞𝐚𝐝𝐢𝐧𝐞𝐬𝐬 → IPO-Ready? Compliance, governance, and transparent financials matter. → Acquisition-ready? Your startup should be an easy fit for potential buyers. → Strategic Positioning– Does your company align with industry giants? 𝐒𝐭𝐫𝐨𝐧𝐠 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 𝐓𝐞𝐚𝐦 → Experienced Founders – Investors back people, not just products. → Visionary Leadership – Can your team drive the company into the future? → Talent Magnet – Great teams build great companies. 𝐈𝐧𝐭𝐞𝐥𝐥𝐞𝐜𝐭𝐮𝐚𝐥 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 & 𝐂𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞 𝐌𝐨𝐚𝐭 → Patents & Proprietary Tech – Unique innovations drive long-term value. → Brand Loyalty – A strong customer base is a goldmine. → Legal Protections – If your IP isn’t secure, your business isn’t secure. 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 & 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐑𝐞𝐚𝐝𝐢𝐧𝐞𝐬𝐬 → No Red Flags – Regulatory issues can kill deals fast. → Clear Legal Structure – A solid framework makes acquisitions smoother. → Policy Risk Mitigation – Be prepared for changing regulations. 𝐌&𝐀 𝐓𝐫𝐞𝐧𝐝𝐬 𝐢𝐧 𝐘𝐨𝐮𝐫 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 → Active Buyers? If acquisitions are booming in your sector, you have leverage. → Strategic Fit – Can your startup integrate into a larger vision? Investors don’t just look for “good” startups. They look for scalable, profitable, and acquisition-ready businesses. If you were an investor, what’s your #1 priority before backing a startup exit? Drop your thoughts below!⬇️ Read more here: https://lnkd.in/gNrt4WRT Follow GenZCFO ® for more such posts. 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏.   𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 #GenZCFO #Startups #Funding #ExitStrategy #IPO #BusinessGrowth #Investing #MergersAndAcquisitions

CA Manish Mish₹a founder GenZCFO ® view featured on ET Now Swadesh Read full story here 👇 https://lnkd.in/gB2rPy8b

𝐈𝐏𝐎 𝐯𝐬. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐒𝐚𝐥𝐞: 𝐖𝐡𝐢𝐜𝐡 𝐄𝐱𝐢𝐭 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 𝐢𝐬 𝐌𝐨𝐫𝐞 𝐏𝐫𝐨𝐟𝐢𝐭𝐚𝐛𝐥𝐞? Imagine you’ve built a thriving business from scratch. You’re at a crossroads—Should you go public (IPO) or sell privately? One path leads to high valuations and public fame.  The other brings quick liquidity and a smooth exit. But which one is more PROFITABLE? Let’s break it down.👇 𝐓𝐡𝐞 𝐈𝐏𝐎 𝐃𝐫𝐞𝐚𝐦: ✔️ Big Money: Raise massive capital for future growth. ✔️ Higher Valuations: Public markets often value businesses higher. ✔️ Brand Power: Listing boosts credibility and visibility. 𝐁𝐮𝐭 𝐭𝐡𝐞 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬? ❌ Heavy Compliance: IPOs require strict financial disclosures & reporting. ❌ Market Risks: Your stock price fluctuates with market trends. ❌ Ownership Dilution: More shareholders = less control. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐒𝐚𝐥𝐞 (𝐌&𝐀): ✔️ Quick Cashout: Owners get liquidity without stock market drama. ✔️ Fewer Headaches: No quarterly earnings pressure and fewer regulations. ✔️ Confidentiality: Deals happen behind closed doors—no public scrutiny. 𝐁𝐮𝐭 𝐭𝐡𝐞 𝐃𝐨𝐰𝐧𝐬𝐢𝐝𝐞𝐬? ❌ Lower Valuation: Private buyers may not match IPO valuations. ❌ No Future Upside: Once sold, you exit the game. So, which exit is right for you? If you want long-term market growth, brand expansion & higher valuation, IPO is your best strategic move. A private sale is your best bet if you prefer quick, hassle-free liquidity. Either way, preparation is KEY! The right financial, legal, and strategic moves will decide your success. What’s your take? If you were exiting your business today, would you go for an IPO or a private sale? Drop your thoughts in the comments! 👇 Read more here:https://lnkd.in/gbt_DCRn Follow GenZCFO ® for more such posts. 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏.   𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 #GenZCFO #Entrepreneurship #Startups #IPO #BusinessGrowth #ExitStrategy #Funding

𝘐𝘯𝘥𝘪𝘢’𝘴 𝘎𝘪𝘨 𝘞𝘰𝘳𝘬𝘦𝘳𝘴 & 𝘊𝘳𝘦𝘢𝘵𝘰𝘳𝘴 𝘌𝘢𝘳𝘯 𝘪𝘯 𝘓𝘢𝘬𝘩𝘴—𝘠𝘦𝘵 𝘚𝘵𝘳𝘶𝘨𝘨𝘭𝘦 𝘵𝘰 𝘎𝘦𝘵 𝘢 𝘓𝘰𝘢𝘯. 𝘞𝘩𝘺? Imagine this: ↳ A freelancer making ₹2L/month from global projects ↳ A YouTuber earning ₹50L a year through AdSense & brand deals They are financially strong, yet if they apply for a home loan or credit card, the bank’s response? "𝑺𝒐𝒓𝒓𝒚, 𝒚𝒐𝒖 𝒅𝒐𝒏’𝒕 𝒉𝒂𝒗𝒆 𝒂 𝒇𝒊𝒙𝒆𝒅 𝒔𝒂𝒍𝒂𝒓𝒚." The Gig Economy is not small anymore! ↳ 15 million Indians are already part of it. ↳ 90 million more jobs could be added soon. ↳ 1.25% of India’s GDP will come from gig work by 2030. From Uber drivers & Swiggy riders to Upwork freelancers & YouTubers, gig professionals are shaping the new workforce. Yet, when they apply for loans, they are rejected more often than salaried employees. ↳ 50% of gig workers face higher loan rejection rates. ↳ 76% struggle to get loans due to irregular income. ↳ 40% of freelancers are denied credit due to the lack of a steady salary. Why? 🤔 Traditional banks still rely on: ↳ Salary slips 📄 (Gig workers don’t have them!) ↳ Fixed monthly income 💰 (Their income fluctuates!) ↳ Conventional credit history (Many don’t have one!) ↳ Strict lending norms 🔒 (They don’t fit the old system!) It’s time to rethink credit for the new workforce! Why not accept YouTube AdSense, Upwork contracts & brand deals as valid income proof? Why not use AI to analyze earning trends instead of just asking for payslips? Some startups are already leading this change: ↳ AI-driven credit scoring using 12-24 months of earnings. ↳ Transaction-based lending models analyzing income trends. ↳ Predictive analytics to assess future earnings. The gig economy isn’t the future—it’s already here. Financial institutions need to catch up. Do you think banks will catch up? Or will fintechs take over? Drop your thoughts below! 👇 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏. 𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 🔗 𝑭𝒐𝒍𝒍𝒐𝒘 GenZCFO ® 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒓𝒕 𝒂𝒅𝒗𝒊𝒄𝒆 𝒐𝒏 𝒕𝒂𝒙 𝒂𝒏𝒅 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔. #GenZCFO #GigEconomy #Freelancers #YouTubers #CreditAccess #Fintech #FutureOfWork #homeLoans #personalloans

𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐭𝐨 𝐭𝐫𝐚𝐧𝐬𝐟𝐞𝐫 𝐢𝐧𝐜𝐨𝐦𝐞 𝐨𝐫 𝐚𝐬𝐬𝐞𝐭𝐬 𝐭𝐨 𝐬𝐚𝐯𝐞 𝐭𝐚𝐱? Many taxpayers unknowingly trigger clubbing provisions while transferring assets or income to family members. Even genuine gifts to your loved ones could lead to unexpected tax liabilities! Example: ↳ You transfer the rental income to your wife but keep the ownership. ↳ You think you've saved tax, but the income is still taxed in your hands! 𝐖𝐡𝐞𝐧 𝐃𝐨𝐞𝐬 𝐂𝐥𝐮𝐛𝐛𝐢𝐧𝐠 𝐨𝐟 𝐈𝐧𝐜𝐨𝐦𝐞 𝐀𝐩𝐩𝐥𝐲? ↳ Transferring income without transferring the asset ↳ Paying salary to a spouse without professional qualifications ↳ Minor child’s income (except earned via skill/disability) ↳ Assets transferred to spouse/daughter-in-law without adequate consideration ↳ Revocable transfers of assets 𝐖𝐡𝐞𝐧 𝐂𝐥𝐮𝐛𝐛𝐢𝐧𝐠 𝐝𝐨𝐞𝐬 𝐧𝐨𝐭 𝐚𝐩𝐩𝐥𝐲 ↳ Money given as a gift before marriage ↳ Household savings made by the spouse ↳ Income earned from already clubbed income ↳ Assets transferred to parents or major children 𝐇𝐨𝐰 𝐭𝐨 𝐚𝐯𝐨𝐢𝐝 𝐂𝐥𝐮𝐛𝐛𝐢𝐧𝐠 𝐨𝐟 𝐢𝐧𝐜𝐨𝐦𝐞? ↳ Gift before marriage – Transfers before marriage are NOT clubbed. ↳ Pay rent to parents – Claim deductions while they declare rental income. ↳ Take a loan instead of gifting – Loan agreements prevent clubbing issues. ↳ Invest in tax-free instruments – Use PPF, ELSS, or tax-free bonds for spouses/children. ↳ Transfer funds to parents – Their income slab may have a lower tax liability. ↳ Use joint accounts – Ensuring shared income prevents sole attribution. Strategic tax planning can significantly optimize your tax liability. Want to structure your finances correctly and reduce tax liability? 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏. 𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 🔗 𝑭𝒐𝒍𝒍𝒐𝒘 GenZCFO ® 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒓𝒕 𝒂𝒅𝒗𝒊𝒄𝒆 𝒐𝒏 𝒕𝒂𝒙 𝒂𝒏𝒅 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔. #GenZCFO #TaxPlanning #Clubbingofincome #FinanceTips #IncomeTax #TaxSaving

CA Manish Mish₹a founder GenZCFO ® featured on Business Today Read full story. 👇 https://lnkd.in/gsnzAs3j

𝐈𝐧𝐝𝐢𝐚’𝐬 𝐁𝐢𝐠𝐠𝐞𝐬𝐭 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐆𝐫𝐨𝐮𝐩𝐬! When we talk about India’s biggest businesses, most people think of Tata, Reliance, or Adani… but guess who’s actually on top? 𝐈𝐭’𝐬 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐏𝐒𝐔𝐬! Yes, State & Central Govt. listed PSUs are leading with a massive ₹53.07 Lakh Crore market cap! 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐁𝐚𝐜𝐤𝐛𝐨𝐧𝐞: SBI (₹6.34 Trillion) is more than a bank—it’s the financial lifeline for millions across India. 𝐄𝐧𝐞𝐫𝐠𝐲 𝐏𝐨𝐰𝐞𝐫𝐡𝐨𝐮𝐬𝐞𝐬: ONGC & Indian Oil keep the nation moving by meeting its fuel needs. 𝐈𝐧𝐟𝐫𝐚𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 & 𝐏𝐨𝐰𝐞𝐫 𝐆𝐢𝐚𝐧𝐭𝐬: NTPC & Power Grid ensure electricity reaches every home and industry. 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐆𝐢𝐚𝐧𝐭: LIC (₹4.79 Trillion), India's largest insurer, plays a key role in securing the future of millions. Here’s a snapshot of the biggest players by market capitalization. Which Indian business group will dominate the next decade? Drop your thoughts below! 👇 State Bank of India LIC NTPC Limited Reliance Industries Limited Tata Group HDFC Limited Adani Group 🔗 𝑭𝒐𝒍𝒍𝒐𝒘 GenZCFO ® 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒓𝒕 𝒂𝒅𝒗𝒊𝒄𝒆 𝒐𝒏 𝒕𝒂𝒙 𝒂𝒏𝒅 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔. #GenZCFO #StockMarket #BusinessGrowth #PSU #Tata #Reliance #SBI #HDFC #Adani #LIC #Investing #Economy

𝘞𝘢𝘯𝘵 𝘵𝘰 𝘭𝘢𝘶𝘯𝘤𝘩 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘗𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘚𝘦𝘳𝘷𝘪𝘤𝘦 (𝘗𝘔𝘚) 𝘸𝘪𝘵𝘩 𝘮𝘢𝘴𝘴𝘪𝘷𝘦 𝘵𝘢𝘹 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴? Did you know that India's PMS sector has grown at a 33% CAGR, crossing ₹7.08 lakh crore in AUM? With rising affluence, financial literacy, and demand for professional wealth management, PMS is booming! But the real opportunity? Setting up your PMS in GIFT City—India’s only International Financial Services Centre (IFSC) with world-class tax benefits & regulatory ease. 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐏𝐌𝐒? Portfolio Management Services (PMS) offer customized investment solutions for HNIs & UHNIs, managed by experienced fund managers. Unlike mutual funds, PMS provides tailored strategies across stocks, bonds, and alternative assets. 𝐖𝐡𝐲 𝐢𝐬 𝐆𝐈𝐅𝐓 𝐂𝐢𝐭𝐲 𝐭𝐡𝐞 𝐁𝐞𝐬𝐭 𝐏𝐥𝐚𝐜𝐞 𝐟𝐨𝐫 𝐏𝐌𝐒? GIFT City is India’s only International Financial Services Centre (IFSC) with unmatched tax benefits & regulatory ease. → 100% Tax Exemption on business income for 10 out of 15 years → No Securities Transaction Tax (STT), Commodity Transaction Tax (CTT), or Stamp Duty → No GST on services to offshore clients → Lower Minimum Alternate Tax (MAT) at just 9% → Capital Gains Tax Exemptions within IFSC → No CSR Obligation for the First 5 Years → Flexible Compliance & Governance Norms 𝐇𝐨𝐰 𝐭𝐨 𝐒𝐭𝐚𝐫𝐭 𝐘𝐨𝐮𝐫 𝐏𝐌𝐒 𝐢𝐧 𝐆𝐈𝐅𝐓 𝐂𝐢𝐭𝐲? 𝐆𝐞𝐭 𝐒𝐄𝐁𝐈 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧– Ensure a minimum net worth of USD 750,000 𝐒𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 𝐘𝐨𝐮𝐫 𝐏𝐌𝐒– Register as a subsidiary or branch (parent company’s net worth can be considered) 𝐒𝐞𝐜𝐮𝐫𝐞 𝐒𝐩𝐚𝐜𝐞 𝐚𝐭 𝐆𝐈𝐅𝐓 𝐒𝐄𝐙– Get a Provisional Letter of Allotment (PLOA) 𝐎𝐛𝐭𝐚𝐢𝐧 𝐈𝐅𝐒𝐂𝐀 𝐀𝐩𝐩𝐫𝐨𝐯𝐚𝐥– Submit your business plan & get a Letter of Approval (LOA) 𝐒𝐞𝐭 𝐔𝐩 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬– Build infrastructure & hire qualified professionals 𝐎𝐩𝐞𝐧 𝐚𝐧 𝐈𝐅𝐒𝐂 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐔𝐧𝐢𝐭 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 – All client funds must be maintained here 𝐏𝐚𝐲 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐅𝐞𝐞𝐬– USD 15,000 (one-time), USD 10,000 (Renewal fee) GIFT City is not just a tax haven—it’s India’s gateway to global financial markets. If you're serious about wealth management, this is where you should be! Are you considering setting up a PMS in GIFT City? 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏. 𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 🔗 𝑭𝒐𝒍𝒍𝒐𝒘 GenZCFO ® 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒓𝒕 𝒂𝒅𝒗𝒊𝒄𝒆 𝒐𝒏 𝒕𝒂𝒙 𝒂𝒏𝒅 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔. #GenZCFO #PMS #PortfolioManagement #GIFTCity #WealthManagement #Finance #Investing #TaxSavings #HNIs #UHNIs

𝐆𝐨𝐨𝐠𝐥𝐞 𝐏𝐚𝐲 𝐢𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐞𝐬 𝐜𝐨𝐧𝐯𝐞𝐧𝐢𝐞𝐧𝐜𝐞 𝐟𝐞𝐞! The days of free digital payments might be ending! We’ve enjoyed free digital payments for years, but that’s slowly changing! Google Pay, has started imposing a convenience fee on bill payments made via credit and debit cards. But UPI-linked bank transactions remain free—for now! But Google Pay isn’t alone: PhonePe already charges for card-based bill payments. Paytm levies fees (₹1 to ₹40) on UPI recharges & bill payments. This move isn’t surprising. As UPI usage surges and fintechs look for sustainable revenue models, platform fees are becoming the norm. UPI transactions in January 2025 alone hit a massive ₹23.48 trillion, growing 39% YoY! The cost of processing UPI payments reached ₹12,000 crore in FY24, and fintech companies are now looking for ways to stay profitable. With digital payments becoming the backbone of India’s economy, should we expect more charges in the future? Do you think UPI should stay free, or is a small fee justified? Drop your thoughts in the comments! 👇 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏. 𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 🔗 𝑭𝒐𝒍𝒍𝒐𝒘 GenZCFO ® 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒓𝒕 𝒂𝒅𝒗𝒊𝒄𝒆 𝒐𝒏 𝒕𝒂𝒙 𝒂𝒏𝒅 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔. #GenZCFO #UPI #GooglePay #DigitalPayments #Fintech #India #RBI

𝖲𝗍𝖺𝗋𝗍𝗂𝗇𝗀 𝖺 𝖡𝗎𝗌𝗂𝗇𝖾𝗌𝗌? 𝖧𝖾𝗋𝖾’𝗌 𝖶𝗁𝖺𝗍 𝖸𝗈𝗎 𝖭𝖾𝖾𝖽 𝗍𝗈 𝖪𝗇𝗈𝗐 𝖠𝖻𝗈𝗎𝗍 𝖦𝖲𝖳 𝖢𝗈𝗆𝗉𝗅𝗂𝖺𝗇𝖼𝖾.. Launching a business is exciting—new opportunities, and growing sales. But in the middle of all the hustle, GST compliance often gets overlooked—until a missed deadline or incorrect filing leads to penalties and cash flow disruptions. This happens to a lot of new businesses. GST compliance isn’t just about filing returns—it’s about ensuring smooth operations and financial stability. Here’s how you can get GST right from the start: 𝐆𝐒𝐓 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧: Registration is mandatory if your turnover exceeds the threshold (₹40 lakh for goods, ₹20 lakh for services). 𝐈𝐧𝐯𝐨𝐢𝐜𝐢𝐧𝐠 𝐑𝐮𝐥𝐞𝐬: Your invoices must be GST-compliant—mentioning HSN/SAC codes, GSTIN, and correct tax rates. A small error can lead to ITC mismatches and tax liabilities. 𝐅𝐢𝐥𝐢𝐧𝐠 𝐆𝐒𝐓 𝐑𝐞𝐭𝐮𝐫𝐧𝐬: Timely filing of GSTR-1, GSTR-3B, and annual returns (GSTR-9) is crucial. Late filing attracts hefty penalties and interest. 𝐌𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐈𝐧𝐩𝐮𝐭 𝐓𝐚𝐱 𝐂𝐫𝐞𝐝𝐢𝐭 (𝐈𝐓𝐂): Claiming ITC can reduce your tax burden, but only if your vendors file their returns correctly. Reconcile regularly to avoid surprises. 𝐀𝐯𝐨𝐢𝐝 𝐂𝐨𝐦𝐦𝐨𝐧 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬: Delayed registration, incorrect tax classification, and missing deadlines can lead to unnecessary trouble. Get it right from the start. GST compliance might seem overwhelming, but a little discipline today can save you from major headaches tomorrow. To know more visit: https://lnkd.in/g2pi_Tuy What’s been your biggest challenge with GST so far? 𝑪𝒐𝒏𝒕𝒂𝒄𝒕 𝒖𝒔 𝒇𝒐𝒓 𝒂 𝒇𝒓𝒆𝒆 𝒄𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏. 𝐄𝐦𝐚𝐢𝐥 𝐮𝐬: 𝐡𝐞𝐥𝐥𝐨@𝐆𝐞𝐧𝐙𝐂𝐅𝐎.𝐜𝐨𝐦 📞+𝟗𝟏 𝟗𝟑𝟏𝟏𝟑 𝟒𝟕𝟎𝟎𝟔 🔗 𝑭𝒐𝒍𝒍𝒐𝒘 GenZCFO ® 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒓𝒕 𝒂𝒅𝒗𝒊𝒄𝒆 𝒐𝒏 𝒕𝒂𝒙 𝒂𝒏𝒅 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔. #GenZCFO #GSTCompliance #NewBusiness #Taxation #Entrepreneurship #Startup