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Let’s bust some common myths about Estate Planning! Here’s what you need to know to protect your loved ones: Myth 1: "Only the wealthy need estate planning." Truth: Estate planning is for everyone. Even small assets need to be distributed properly to avoid disputes. Myth 2: "A will alone is enough." Truth: A will is crucial, but aligning it with nominations (e.g., EPF) ensures your wishes are honored seamlessly. Myth 3: "It’s only needed later in life." Truth: Life is unpredictable. Planning early protects your family in case of unforeseen events. ✅ Practical Tip: Start with a simple will and update it as your life evolves. 📩 Need guidance? Reach us at https://lnkd.in/d7Ay6dSj #EstatePlanning #FinancialSecurity #WillWriting #MythBusting #SecureFuture

We at Kustodian.life are grateful that we were able to share our insights and partner with Mint for such an important article. Thank you Aprajita Sharma, CFP® for covering such a rarely discussed and widely misconceived topic. We hope this will wake up at least a few more people to plan better for their loving families. ❤️

Making a Will vs. Nominating an EPF Beneficiary: What's the Difference? 🤔 Proper estate planning ensures your loved ones are financially secure. Here's a quick comparison:  ➡️A Will: A legal document specifies how all your movable and immovable assets are distributed.  ➡️EPF Nomination: Specific to your Employee Provident Fund (EPF), it determines who receives your EPF savings in case of your demise. 💡 Tip: EPF nominations usually override a will. Keep them aligned for seamless estate planning. A will and an EPF nomination are complementary tools in estate planning. 👉 Have you reviewed your EPF nominations recently? Share your thoughts or questions in the comments below! Reach us at https://lnkd.in/d7Ay6dSj #KustodianLife #EstatePlanning #EPF #FinancialSecurity #WillWriting #RetirementPlanning

Very well presented Neil. However, this is just the tip of the iceberg. EPFO is laden with hundreds of such fine-print rules and regulations, most of which do not stop the employers from depositing the contributions but come into effect the moment you want to withdraw or transfer your own money. And that's where so many people need help. If you are one of them, book your call today at https://lnkd.in/d7Ay6dSj, maybe we can help.

Grateful! 🙏

What happens if parents pass away without a will? 🤔 When parents pass away intestate (without a will), it can create challenges for families. Here's what you need to know: ✅ Equal Division: Assets are divided equally among the surviving spouse and children, including married daughters and sons. 🏠 Real Estate Hurdles: If the family home is part of the inheritance, all heirs (even those living abroad) retain a share. Selling or transferring the property requires everyone's consent, which can lead to delays and extra legal work. ⚖️ Legal Frameworks: Under Hindu Succession Law, the spouse and children inherit equal shares. Other religions have different laws that dictate how inheritance is handled. 💡 Why Plan Ahead? Without a will, families may face legal disputes, financial strain, and prolonged inheritance processes. Writing a will ensures your assets are distributed according to your wishes, offering clarity and peace of mind for your loved ones. 📩 Take action today! Learn how to secure your family's future and simplify inheritance planning: https://lnkd.in/d7Ay6dSj #KustodianLife #EstatePlanning #Inheritance #FinancialPlanning #HinduSuccessionLaw #FamilyWealth

Wondering how to trace a deceased loved one's properties or digital assets? 🤔 While the government is advancing in digitization, not everything is accessible yet. 🏠 Some land records and assets remain tricky to locate. But here’s where you can start: 🔍 Bank Accounts: Accessible via specific government portals 🏦 🔍 Insurance Policies: Often still in paper form and harder to trace 📑 Navigating this maze can be complex, but starting with the right steps makes all the difference.💡 🔗 Reach out to https://lnkd.in/d7Ay6dSj for tailored support in uncovering and securing your loved one’s estate. DM us to learn more! #EstatePlanning #DigitalAssets #PropertySearch #KustodianLife #InheritanceTips

Do You Inherit the Debts of a Deceased Loved One? 🤔 Here’s what you need to know: ➡️ Personal Loans: Generally, you’re not obligated to pay off personal debts unless you co-signed. Collecting repayment can be complex. ➡️ Bank Loans & Assets: Loans secured by collateral, like mortgages, may impact the estate. Liability could shift if a guarantor or insurance is tied to the loan. ➡️ Good Practice: In a will, specify how debts should be managed to protect your loved ones. 🔑 Planning ahead ensures peace of mind and safeguards your beneficiaries. 👉 Take the next step to secure your assets and liabilities—contact an expert today! https://lnkd.in/d7Ay6dSj #EstatePlanning #Inheritance #FinancialSecurity #WillPlanning #starttoday #KustodianLife

For months, I was struggling with my PF withdrawal. My case was complicated and I had pretty much lost hope of ever seeing that money again. That’s when Kunal from Kustodian.life came to my rescue. He took the time to understand my situation and handled the entire process with dedication and persistence. It was clear he genuinely cared about getting this resolved for me. After a lot of effort and follow-ups, Kustodian.life finally got my money back. I’m incredibly grateful to Kunal Kabra and his team for going above and beyond. For anyone facing similar challenges, I highly recommend Kustodian.life. Kunal Kabra Kustodian.life

Does estate planning feel like an emotional rollercoaster? 🎢 It’s not just about managing your wealth; it's also about managing the fear, anxiety, and even family rivalries that come with discussing life after you're gone. Avoiding these conversations only leaves your family to deal with the emotional and legal turmoil later. 💼 Here are some tips to ease the journey: - Discuss your wishes: Engage in open dialogue with your family to ensure everyone is aware of the plan. - Get professional help: Involve legal experts to guide you through drafting the right documents like wills, trusts, and powers of attorney. - Prepare for the future now: Don’t delay estate planning out of discomfort—it’s about protecting your loved ones. Estate planning is an act of love, and addressing it early ensures your wishes are carried out smoothly, with less stress for your family. Book a free consultation with us today! https://lnkd.in/dpgnCTiC