OneInsure

The Power of Social Media in the Financial World 📈 In today’s fast-paced digital age, social media is more than just a platform—it's a bridge to trust, transparency, and expert advice in sectors like insurance and finance. At Oneinsure, our trusted advisory and experienced claims team is here to simplify and demystify the insurance journey for you. Follow us for exclusive, valuable insights on insurance, industry updates, and content crafted to empower your financial decisions. Have questions? Book a free advisory session through the link in our bio and let’s secure your future together!

Dreams of parenthood take many paths – whether it’s IVF or adoption, each journey deserves support. 💫 And here’s some good news: Insurance is catching up! Imagine a policy that’s there for you through every step of growing your family. Let’s break barriers to parenthood and make financial worries a thing of the past [health insurance, term insurance, insurance, advisory, ivf, adoption, oneinsure]

If you are planning to buy a new car this diwali or planning to renew your insurance in the coming days, note down these two must have insurance addons that could save you thousands tomorrow. 1. Road side assistance addon - car having problems in the middle of a trip could ruin the whole vacation. This addon provide you 24/7 assistance wherever you want, whenever you want. 2. Key replacement addon - loosing a key could set you back too, this addon provides 25000 Rs for key replacement All these addons for a low cost of 500 Rs.

Want to become super rich? Here’s a smart insurance hack you need to know!💸 There are two types of term insurance: one with zero return on investment and the other with a return on premium. If you’re 30 years old and opt for a 30-year return on premium term plan, you’ll pay around ₹20,000 in annual premiums. Alternatively, a pure vanilla term plan will cost you about ₹10,000 annually which will protect your family in case of your demise. While getting a return on premium sounds tempting, after 30 years, the approximately ₹6 lakh you receive won’t be as impactful due to inflation. Instead, if you invest the extra amount in mutual funds or the stock market, you could potentially earn over ₹25 lakhs! Before making a decision, consult our advisors to find the best option for you. Follow “OneInsure” for more valuable tips and insights!

When deciding between loan insurance and term insurance, it's important to understand the difference and what each offers: Loan Insurance : - Purpose-Specific: Loan insurance, also known as mortgage insurance, is designed to cover your outstanding loan amount if something happens to you. This ensures that your family doesn't have to bear the burden of repaying the loan. - Limited Coverage: The coverage decreases over time as your loan balance reduces, and it only covers the specific loan. Once the loan is repaid, the coverage ends. - No Flexibility: Loan insurance is tied specifically to your loan, offering no additional financial support for other needs your family many have. Term Insurance: - Comprehensive Coverage: A term insurance plan offers a broader safety net. It provides your family with a lump sum in case of your untimely demise, regardless of whether it's for paying off a loan or covering other expenses like education, living costs, or medical needs. - Fixed Sum Assured: Unlike loan insurance, the sum assured doesn't reduce over time. Your family gets the full amount, which can be used for various purposes, not just loan repayment. - Flexibility: With term insurance, your family has the flexibility to manage the payout as they see fit, ensuring not just the loan is covered, but also other financial needs are met. - Better Value: Often, the premiums for two separate term insurance policies might be close to or even lower than loan insurance, but with much higher and flexible coverage for your family. Why Choose 2 Term Insurances Over Loan Insurance? By opting for two term insurance plans, you ensure that not only is your loan paid off, but your family has additional funds for other expenses. This creates a safety cushion that loan insurance alone cannot provide. Moreover, term insurance gives them the freedom to manage finances in your absence, making it a more secure and versatile option.

Total Temporary Disability is a feature that may provide peace of mind at the times of dire situations. Watch the whole video to understand the feature, its benefits, capping and eligibility criteria. To know more about this plan, reach out to us.

What Makes OneInsure’s Journey Special: Authentic Content: Our motivation is to deliver meaningful information that empowers you to make informed decisions about your insurance. Commitment Beyond the Sale: Our relationship begins when you choose us and continues until your claims are settled. Tailored Coverage: We focus on finding insurance solutions that fit your unique needs, rather than just selling policies. Ongoing Support: We provide guidance throughout your entire journey, ensuring you understand your options and rights. Partnership Approach: We see ourselves as your partner, committed to supporting you every step of the way.

Don’t stress if you’ve had a bump with a luxury car – it’s easier to handle than you think! Just follow these quick steps: 1. Snap some photos of the damage and send them over to your insurer. Note: It is not compulsory for private vehicles, but it is mandatory for commercial vehicles. 2. Notify your insurance provider by phone, message, email, or even through their app (whichever’s easiest for you!). 3. If your car is drivable, take it to one of the insurer’s approved service centers, and their experts will handle the rest. Remember, there’s no such thing as “big car, small car” when it comes to claims – you’re always covered!

Did you know your credit card can do more than just help you shop or dine? It can also act as a protective shield in unexpected situations! Depending on your card, here are some hidden gems of coverage you might already have: - Air Accident Insurance: Fly with peace of mind, knowing you’re covered for air travel mishaps. - Hospitalization Coverage: If you’re ever injured in an accident, your card might cover your hospital bills. - Travel Incidents Whether it’s lost baggage, trip delays, or cancellations, your card has your back when things go sideways during travel. - Lost Card Liability: If your card is ever lost or stolen, you’re protected against fraudulent charges. - Purchase Protection: Your big-ticket buys can be covered against damage or theft for a certain period. - Credit Shield: In case of disability or unfortunate demise, your outstanding dues might be cleared. - Counterfeit Card Protection: If someone tries to use a fake version of your card, you’re safeguarded. While these perks sound fantastic, do note that some cards only offer personal accident insurance. It’s always a good idea to check the details of your card’s insurance benefits to make sure you know exactly what you’re covered for!

If you haven’t checked out Part 1 yet, make sure you do it now! Let’s talk about claiming your health insurance from 2 Policies—whether you’re going for cashless or reimbursement. Here’s how it works: Reimbursement Claims: - Keep your duplicate copies ready. - Get them stamped as "Seen & Verified" to authenticate them. - Submit all your duplicate bills and the completed claim form. - Boom! Your personal health policy will take care of the rest and process your reimbursement. Cashless Claims: - With cashless, the hospital will keep updating you on how much you’ve spent from your policy. - If you’re nearing the limit of your corporate policy, switch to your personal policy in time! - Ask the hospital’s TPA desk to apply for cashless approval from your personal insurer. - It usually takes around 24 hours for the approval, and once that’s done, the claim will be transferred from one insurer to the next!