The Fintelligent Investor

Why is "Insurance" a crucial part of personal finance discussion? After we started the personal finance series, a lot of you responded with your contact details in the google form that we shared and my team has been calling you all since today morning to discuss your insurance portfolio reengineering. In this process, we noticed that a majority of you had one question when we called you - Why are we discussing insurance in personal finance series? So I thought, let us address this question in today's video. See, your personal finance is like a huge building, which you are going on building higher and higher. But no matter how high the building, if the foundation is not strong, the building will collapse someday. Same way in personal finance, your insurance portfolio is your foundation. If your insurance portfolio is not adequate, then no matter what kind of investments you do, some serious illness or some major mishap has the potential to wipe out an entire personal finance portfolio. That is why we are discussing about insurance first. If you too want a discussion with us, please comment the words "interested" in the comment and we will connect with you. #PersonalFinance #InsurancePortfolio #FinancialLiteracy #MoneyManagement #WealthCreation #FinancialFreedom #InvestmentStrategies #RiskManagement #FinancialPlanning #InsuranceReengineering #PersonalFinanceSeries #FinancialWellness #MoneyMatters #WealthBuilding

Good Morning! Stocks in News! 📍 Zomato - Shareholders approve proposal to raise capital via QIP to raise ₹ 8500 crore. 📍 RVNL - Received LoA from Eastern Railway for an infrastructure project worth ₹ 837.67 crore. 📍RITES - Received revised estimates for its railway electrification project in LMG - BPB section for ₹ 531.77 crore. 📍 VST Industries - Completed immovable property Sale at Banjara Hills for ₹ 101.7 crore. 📍Mahindra Lifespace Developers - MWCDL announces second phase of industrial perks project of ₹ 225 crore in Tamil Nadu. 📍Tech Mahindra - Partners with 60 to 70 GCCs for providing specialized services. : We are not SEBI RIA, these updates are as per leading news sources. These are NOT our recommendations.

The "Business Idea Conclave" event under the umbrella of "Karavali Startup Programme 2024" was conducted yesterday, on November 22, 2024 by AIC NITTE Incubation Centre . This was an online event, wherein preincubation stage startups had to present their idea before a panel of experts. There were 40 participating startups with varied ideas. I, alongwith Bharath Anantha Srinivas had the opportunity to act as a jury and evaluate the ideas presented by around 20 startup founders. Our fellow jury members were Chandrashekar Bhat M and Shashidhar Bhat🇮🇳 who evaluated the other 20 pitches. The ideas presented were highly varied and from various diverse sectors. Many challenges faced by the coastal region of Mangalore- Udupi were addressed in some of these pitches. Many opportunities typical to this region were also explored in some. Many new, unique ideas were also presented which absolutely left me amazed about the high creativity which the young minds today are not hesitant to explore, address and structure as business propositions. Our main challenge was to choose the top best among all best ideas. As a finance professional involved in startup mentoring, I feel it is my duty to mentor and shape these nascent ideas into scalable businesses that create value, which are not only finance oriented but also give back to the society in a meaningful manner. I express my deepest gratitude to Dr Anantha Padhamanabha Achar , Puneeth Rai and Shodhan Moolya foremost for extending this opportunity to idea-level startups to present their ideas on this esteemed platform, and then for giving me this opportunity to act as jury for this absolutely talented group of founders. Also, it is wonderful that the Incubation centre chose to make this an online event, which makes the whole process highly easier for the participating founders as well as jury.

The MSME and Startup Conclave 2024 and Business Awards was jointly organised by The Global Chamber of Saraswat Entrepreneurs and MAHE Bengaluru at the bespoke, state-of-the-art Dr. Ramdas M Pai Convention Centre at the MAHE campus, Yelahanka, Bangalore on November 16, 2024, attended by 608 delegates who arrived from various parts of the world. I had the opportunity to put forth my thoughts as a panelist in the panel discussion "Re-engineering conventional MSMEs to enter the modern Startup ecosystem" wherein we discussed two of the important pillars of our economy that is conventional MSMEs and modern Startups and how we can create a "Marriage of purpose" among these two ecosystems to ensure profit growth and valuation growth. My fellow Panelists were Girish Hiremath Nayaz Ahmed Ajith Pai and the panel was moderated by Anup P. . Further, I had the opportunity to compere the Business Excellence Awards in the evening wherein achieving entrepreneurs in 28 categories were recognized and honored for being the best in business in their respective sectors. Overall, this was a day filled with knowledgeable sessions by industry leaders, thoughtful insights by experts, effective networking which led to a lot of business deals being exchanged, and a Gala evening celebrating our achievers. This has been an enriching and uplifting experience for me and I look forward to more such conclaves in future.

Good Morning! Stocks in News! 📍 Adani Group Stocks - Gautam Adani indicted in alleged multibillion dollar bribery and fraud scheme in New York 📍Godrej Industries - Raised 1000 crores in two tranches through redeemable NCDs from domestic debt capital market. 📍 Indian Hotels Company - Targets set to grow consolidated revenue 2x to 15000 crore and double the portfolio of hotels to 700+ by 2030. 📍 UPL - Invested $350 million in its hybrid seeds subsidiary Advanta Enterprises Ltd by private equity firm, Alpha Wave Global. 📍Vedanta - Vedanta Alumunium entered into a pact with GAIL (India) for supply of natural gas to its smelter at Jharsuguda in Odisha. 📍 Tata Power - Entered into partnership with Bhutan's Druk Green Power Corporation Ltd for development of 5000 MW of clean energu capacity in the Himalayan nation. : We are not SEBI RIA, these updates are as per leading news sources. These are NOT our recommendations.

Do you have these in your portfolio?

Indians choosing SIPs as a way of investment! Know these astounding facts! Indians are becoming more and more aware and knowledgeable on the finance side and are responsibly investing their money. I'm saying this on the basis of the fact that the SIP inflows for the month of October have crossed ₹ 25,000 crores for the very first time! The contribution towards SIPs have surged to an all time high of ₹ 25,323 crores, which is almost an ₹ 800 crore increase from the month of September. Not only this, but 63.7 lakh new SIPs were registered in October. So now the total number of SIP accounts itself is 10.12 crores, thereby breaching the 10 crore mark as well. And finally, the most important thing, the SIP Assets Under Management has reached ₹ 13.3 lakh crores in the month of October. If you also want more knowledge on mutual funds, let me know in the comments #IndianFinance #ResponsibleInvesting #SIPInflows #MutualFunds #FinancialAwareness #InvestmentGoals #MoneyMatters #FinancialLiteracy #SIPAccounts #AssetUnderManagement #OctoberFinanceReport #IndianInvestors #FinancialGrowth #WealthCreation #InvestSmart #FinancialFreedom #MutualFundInvesting #SIPInvesting #IndianStockMarket #FinancialNews #InvestmentTips #PersonalFinance #FinancialPlanning #WealthManagement #InvestmentStrategies #FinancialEducation

MSME & Startup Conclave 2024 and Business Excellence Awards - Get ready to take your Business to the NEXT LEVEL! Join us for the MSME and Startup Conclave 2024 and Business Excellence Awards jointly organised by the GCSE - Saraswat Chamber (Global Chamber of Saraswat Entrepreneurs) and Manipal Academy of Higher Education, Bengaluru (Manipal Academy of Higher Education - Yelahanka, Bangalore), which will be attended by 1000+ entrepreneurs, Venture Capitalists, Fund Managers, Bankers, Industry Experts, Small business owners, startup founders and Business Organisations. This is your chance to: ⚡Learn from the Best: Sessions and Panel discussions on various aspects like funding, scaling up, corporatising by industry experts like Pranav Pai, CA Ullas Kamath, Anup Pai, Girish Hiremath, Nayaz Ahmed, Ajith Pai ( Pranav Pai , Ullas Kamath , Anup P. , Girish Hiremath , Nayaz Ahmed , Ajith Pai ) 💬 Ask your Burning Questions: A special MSME Townhall where banking leaders (AGMs/ DGMs and other executives) answer YOUR questions on various banking schemes. 🤝🏻 Make Connections that matter: Meet bankers, Venture Capitalists, Fund Managers, Industry Leaders. We have many special invitees attending like Nanjunda Palecanda, Shreeharsha Hadigalu, Bharath Ananth Srinivas, Dr A P Achar. ( Nanjunda Palecanda P , Shreeharsha H A , Bharath Anantha Srinivas , Dr Anantha Padhamanabha Achar and many more!) 🏆 Celebrate Success: Participate in a one-of-its-kind Business Excellence Awards. 💫 End with a Gala: Enjoy an evening of dinner, entertainment, networking, collaborating and inspiration with fellow business owners. Date: November 16, 2024 Time: 9 AM onwards Venue: Dr. Ramdas M Pai Convention Hall, MAHE, Bengaluru Campus, Yelahanka, Bengaluru Registration: Please scan the QR code at the bottom right of the Flyer, to register yourself for the event. Who should Attend the MSME/Start up Conclave: - Aspiring Entrepreneurs - Established Entrepreneurs - Professionals - Students with Entrepreneurial Ambitions - Retired individuals - Start-ups seeking financial assistance  - Academicians and Faculty members from engineering, MBA, and commerce fields - Educational Institutions  - Retail and Wholesale traders - Software and IT industry professionals   - Venture capitalists We look forward to welcoming you to the MSME and Startup Conclave 2024 and Business Excellence Awards! Thanks & Regards, CA Pratiksha Pai Director, Global Chamber of Saraswat Chamber

Good Morning! Stocks in News! 📍 Yes Bank - Reported 145.56% Y-O-Y jump in net profit at ₹ 553 crore for Q2 FY25 📍Coal India- Reported 21.9% Y-O-Y decline in net profit at ₹ 6289 crore for Q2 FY25. 📍 Waaree Energies - Set to list on stock market today with analysts forecasting a significant premium on listing. 📍 Bank of Baroda - Net profit up 23.2% Y-O-Y at ₹ 5238 crore for Q2 FY25 📍Shriram Finance-Reported increase in net profit at 18.3% Y-O-Y at ₹ 2071.3 crore for Q2 FY25 📍Torrent Pharmaceuticals - Reported 17.4% increase in profit of Q2 FY25 at ₹ 453 crore : We are not SEBI RIA, these updates are as per leading news sources. These are NOT our recommendations.

Good Morning! Stocks in News! 📍 Bajaj Housing Finance - Reported 21% Y-O-Y increase in net profit at ₹ 545.6 crore for Q2 FY25 📍Axis Bank Reported an 18% increase in net profit to ₹6918 cr, 📍 Bharat Forge - Set to acquire AAM India Manufacturing for ₹ 544.5 crore 📍 Zomato - Board considering raising funds via QIP on October 22. 📍 Adani Enterprises - Raised ₹ 4200 crores through QIP to fund future growth plans. 📍Nestle India - Reported 8.6% increase in net profit - to ₹986.4cr for Q2FY25 : We are not SEBI RIA, these updates are as per leading news sources. These are NOT our recommendations.