Associate Manager - Risk Management (Merchant Acquiring)

Roles and Responsibilities:

• Merchant due diligence, KYC validations, and onboarding monitoring using data analytics to ensure compliance with company standards.
• Monitor online transactions of merchants using BI tools to detect patterns and identify potential fraud.
• Conduct investigations on suspicious activities, leveraging data to propose process or product-level improvements.
• Develop and deploy interactive dashboards (Looker, Power BI, Tableau, or Excel) to monitor risk metrics and fraud trends.
• Analyze large datasets to uncover insights, identify fraud trends, and provide actionable recommendations to stakeholders.
• Provide data-driven reports on merchant reviews, highlighting critical gaps and tracking remediation status.
• Identify repeatable processes and automate workflows to improve operational efficiency and scalability.
• Collaborate with internal teams (Product, Compliance, Operations) to correct deviations in merchant onboarding and ensure compliance.
• Communicate insights effectively through presentations, supporting business initiatives with both quantitative and qualitative analysis.
• Respond quickly to escalations using data insights to guide decisions, ensuring swift resolution of issues.

Desired Skills and Experience:

• Bachelor’s or Master’s degree in Data Science, Engineering, Economics, Finance, Mathematics, Statistics, Business Administration, or a related quantitative discipline.
• Work Experience:
• 5+ years of experience in risk analytics, BI, fraud detection, or related fields, ideally in payments, banking, or fintech.
• Proven expertise in data analysis, dashboard development, and early fraud detection.
• Technical Skills:
• Advanced proficiency in SQL to manage large datasets and create complex queries.
• Expertise in BI tools (Looker, Power BI, Tableau, Excel) and proficiency in DAX expressions for dynamic dashboarding.

Please Note - We are looking for an immediate joiner, you can share your resume to nidhi.chawda@razorpay.com with the details of CTC, ECTC, Notice Period and Current Location.