Bharat Fintech Summit

At recently concluded Bharat Fintech Summit 2025, A keynote session was delivered on the transformative impact of Aadhaar by Shri Manish Bhardwaj, Deputy Director General, Unique Identification Authority of India (UIDAI) Key Takeaways: ✅ 𝐀𝐚𝐝𝐡𝐚𝐚𝐫: 𝐓𝐡𝐞 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐈𝐝𝐞𝐧𝐭𝐢𝐭𝐲 141 crore Aadhaar IDs issued and 14,000 crore authentication transactions completed. Aadhaar plays a crucial role in enabling financial services, banking, and fintech innovation. ✅ 𝐀𝐮𝐭𝐡𝐞𝐧𝐭𝐢𝐜𝐚𝐭𝐢𝐨𝐧 & 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲 𝐢𝐧 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐈𝐝𝐞𝐧𝐭𝐢𝐭𝐲 - Aadhaar authentication is used by 550+ entities, including banks, NBFCs, insurance firms, and fintechs. - Secure biometric authentication using fingerprints, iris scans, and face authentication. - AI-powered liveness detection ensures fraud prevention and secure transactions. ✅ 𝐀𝐚𝐝𝐡𝐚𝐚𝐫'𝐬 𝐑𝐨𝐥𝐞 𝐢𝐧 𝐁𝐅𝐒𝐈 & 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 - Aadhaar authentication has revolutionized financial inclusion, enabling seamless onboarding for individuals and businesses. - UPI, digital wallets, and eKYC rely on Aadhaar for frictionless, real-time authentication. - Aadhaar authentication enables instant digital lending, credit risk assessment, and financial security. ✅ 𝐈𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐭𝐢𝐨𝐧 𝐨𝐟 𝐅𝐚𝐜𝐞 𝐀𝐮𝐭𝐡𝐞𝐧𝐭𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐀𝐧𝐲𝐭𝐢𝐦𝐞, 𝐀𝐧𝐲𝐰𝐡𝐞𝐫𝐞 𝐕𝐞𝐫𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧 - AI-powered face authentication enables contactless KYC, ensuring faster digital banking. - Available on any smartphone (Android & iOS), eliminating the need for specialized biometric devices. - 95+ BFSI entities have already adopted face authentication, with rapid adoption expected. ✅ 𝐔𝐈𝐃𝐀𝐈’𝐬 𝐄𝐱𝐩𝐚𝐧𝐬𝐢𝐨𝐧 & 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐒𝐮𝐩𝐩𝐨𝐫𝐭 - New rules allow private entities (fintechs, e-commerce, credit bureaus, telecoms, and digital lockers) to integrate Aadhaar authentication. - The introduction of customized eKYC solutions tailored to specific industries. - A dedicated Aadhaar authentication portal for private sector onboarding launching soon. 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐀𝐚𝐝𝐡𝐚𝐚𝐫 & 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐈𝐝𝐞𝐧𝐭𝐢𝐭𝐲 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚 - Seamless integration with travel, e-commerce, and BFSI services to improve user experience. - Aadhaar will support financial inclusion, risk-based lending, and fraud prevention. - Face authentication adoption is expected to scale to 5-6 crore transactions per day. This session highlighted how Aadhaar’s secure and scalable authentication framework continues to empower India’s BFSI sector, fintech ecosystem, and digital economy by fostering trust, inclusion, and seamless digital access. Watch now: https://lnkd.in/d7v8WXHX #Aadhaar #DigitalIdentity #Fintech #FinancialInclusion #UIDAI #DigitalBanking #KYC #FaceAuthentication #Biometrics #UPI #AIinFintech #CyberSecurity #FintechInnovation #BFSI #eKYC #RBIRegulations #SecurePayments #DigitalTransformation #BankingInnovation #FraudPrevention

🚀 Panel Discussion: The Future of Infinite Banking with FinTech & Embedded Finance 🚀 The financial ecosystem is evolving rapidly, and collaboration between traditional banks, FinTechs, and embedded finance players is redefining innovation, compliance, and growth. Join industry leaders as they dive into Infinite Banking Ecosystem: Driving Innovation, Compliance, and Growth with Fintech and Embedded Finance Partnerships in this insightful panel discussion. 🎤 Speakers: 📌 Ramesh Aithal, CDO, L&T Finance 📌 Indraneel Pandit, FRM, Chief Digital Officer, Federal Bank 📌 Mercy Mau, Head of Partnerships and Digital Innovation, Britam 📌 Srijan Nagar, Co-Founder, FinBox 📌 Sameer Singh Jaini, Founder & CEO, The Digital Fifth 🔹 Key Takeaways: ✅ Accelerating innovation through FinTech and embedded finance collaborations ✅ Navigating regulatory frameworks to build a compliant banking ecosystem ✅ Leveraging partnerships to expand financial services accessibility and growth ✅ Integrating cutting-edge technology for a seamless banking experience 📺 Watch the full discussion here: https://lnkd.in/d2tp5U7n Let’s shape the future of finance together! 💡💰 #FinTech #EmbeddedFinance #BankingInnovation #FinancialInclusion #DigitalTransformation

Watch now: 𝐅𝐢𝐫𝐞𝐬𝐢𝐝𝐞 𝐂𝐡𝐚𝐭: 𝐒𝐦𝐚𝐫𝐭 𝐇𝐨𝐦𝐞𝐬 𝐁𝐞𝐠𝐢𝐧 𝐰𝐢𝐭𝐡 𝐒𝐦𝐚𝐫𝐭 𝐋𝐨𝐚𝐧𝐬 – 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧𝐬 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐇𝐨𝐦𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 The future of home financing is here! Join industry leaders as they explore how digital innovations are reshaping the mortgage landscape, making home loans smarter, faster, and more accessible. 📌 Key Discussion Points: ✅ Seamless Digital Processes – Faster application & approval with cutting-edge tools ✅ Tailored Home Loans – Personalized financing based on customer needs & property types ✅ PropTech Integration – Connecting property discovery, valuation & loans in one digital platform ✅ Alternative Credit Data – Expanding home loan access for underserved customers 🎙️ Speakers: Narendranath mishra, Head - Retail & Agri, DCB Bank Sameer Singh Jaini, Founder & CEO, The Digital Fifth 🏡 The future of home ownership starts with digital-first financing. 📺 Stay tuned for insights! Watch here: https://lnkd.in/dzKpUBkp #SmartHomeLoans #DigitalFinancing #PropTech #MortgageInnovation #FutureOfHousing #HomeOwnership #Fintech #BankingTransformation

𝐖𝐚𝐭𝐜𝐡 𝐍𝐨𝐰: 𝐅𝐢𝐫𝐞𝐬𝐢𝐝𝐞 𝐂𝐡𝐚𝐭 – 𝐅𝐫𝐨𝐦 𝐋𝐞𝐠𝐚𝐜𝐲 𝐭𝐨 𝐀𝐠𝐢𝐥𝐞: 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 𝐟𝐨𝐫 𝐅𝐮𝐭𝐮𝐫𝐞-𝐑𝐞𝐚𝐝𝐲 𝐁𝐚𝐧𝐤𝐬 The banking industry is evolving rapidly! In this insightful discussion, industry leaders dive into strategies for transforming legacy systems into agile, scalable architectures to drive innovation, efficiency, and customer-centric banking ecosystems. 📌 Key Takeaways: ✅ Modernizing legacy systems for agility and scalability ✅ Leveraging technology and data to fuel efficiency & innovation ✅ Building dynamic partnerships for a customer-first approach ✅ Preparing for future challenges with resilient, tech-driven strategies 🎙️ Speakers: GEORGE JOHN (Bobby), Executive Director, ESAF SMALL FINANCE BANK LTD Hussain Zaidi, Vice President, BFSI Client Unit, Kyndryl Sameer Singh Jaini | Shashank Shekhar | Sreekant Rudrabhatla | Vikrant Kulkarni 📺 Watch here: https://lnkd.in/dE_yXe8x #BankingTransformation #AgileBanking #FutureReadyBanks #LegacyToAgile #DigitalInnovation #TechDrivenFinance #BankingEcosystem #FinancialInnovation #BankingTech #Fintech

Watch now: "𝐏𝐚𝐧𝐞𝐥 𝐝𝐢𝐬𝐜𝐮𝐬𝐬𝐢𝐨𝐧 𝐨𝐧 𝐔𝐧𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐕𝐚𝐥𝐮𝐞 𝐢𝐧 𝐚 𝐌𝐚𝐭𝐮𝐫𝐢𝐧𝐠 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐌𝐚𝐫𝐤𝐞𝐭: 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 𝐟𝐨𝐫 𝐁𝐡𝐚𝐫𝐚𝐭’𝐬 𝐍𝐞𝐱𝐭 𝐁𝐢𝐠 𝐋𝐞𝐚𝐩" Click here to watch: https://lnkd.in/dkA4i8fg Speakers: 📌 Mahesh Parasuraman, Co-founder & Partner, Amicus Capital Partners 📌 Hitesh Sachdev, Head - Startup Engagement & Investment, ICICI Bank 📌 Ajay Ramasubramaniam, Founder & CEO, Startup Réseau 📌 Sameer Singh Jaini, Founder & CEO, The Digital Fifth Key pointers discussed: - Scaling innovation to address underserved markets and drive inclusion. - Shifting investor focus: Profitability, valuations, and sustainable growth. - Leveraging collaboration: Synergies with banks, startups, and government frameworks. #Fintech #StartupGrowth #DigitalTransformation #FinancialInclusion #Investing #BankingInnovation #BharatFintech #ScalingUp #FintechStrategy #SustainableGrowth

Watch Now: 𝐓𝐫𝐢𝐚𝐥𝐨𝐠𝐮𝐞 𝐨𝐧 𝐖𝐢𝐧𝐧𝐢𝐧𝐠 𝐢𝐧 𝐭𝐡𝐞 𝐍𝐞𝐰 𝐀𝐈-𝐍𝐨𝐫𝐦𝐚𝐥: 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 𝐟𝐨𝐫 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐓𝐢𝐦𝐞 Link: https://lnkd.in/duVwnXas 𝐊𝐞𝐲 𝐩𝐨𝐢𝐧𝐭𝐬 𝐝𝐢𝐬𝐜𝐮𝐬𝐬𝐞𝐝: Balancing rapid digital growth with responsible financial planning. Mitigating risks in fast-paced decision-making environments. Ensuring ethical and sustainable practices in digital finance. Aligning long-term goals with agile financial strategies. Speakers: 📌 Nagaraj Garla, Executive Director, IDBI Bank 📌 Shalini Warrier, Executive Director, Federal Bank 📌 Sameer Singh Jaini, Founder & CEO, The Digital Fifth #AITransformation #FutureOfFinance #TechLeadership #DigitalBanking #FintechInnovation #RiskManagement #SustainableFinance #AgileLeadership #FinanceStrategy #EthicalLeadership #AIinFinance #BusinessGrowth #DigitalTransformation #FinancialPlanning #SmartBanking #AILeadership #BankingInnovation #DecisionMaking #ResponsibleAI #TechDrivenFinance

Watch now: 𝐅𝐢𝐫𝐞𝐬𝐢𝐝𝐞 𝐜𝐡𝐚𝐭 𝐨𝐧 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐓𝐫𝐮𝐬𝐭 𝐢𝐧 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐚𝐭 𝐁𝐡𝐚𝐫𝐚𝐭 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐒𝐮𝐦𝐦𝐢𝐭 2025 Click here to view: https://lnkd.in/d-bm5m5N Key pointers discussed: - Driving trust through robust fraud prevention and real-time monitoring systems. - Promoting safe payment practices through NPCI-led education and outreach initiatives. - Ensuring seamless and error-free payment experiences across platforms like UPI and RuPay. - Partnering with banks, fintechs, and merchants to create a secure payment ecosystem. - Scaling payment platforms to include rural and underserved segments, ensuring trust and inclusion. Speakers: Dilip Asbe, Managing Director and Chief Executive Officer - National Payments Corporation Of India (NPCI) Sameer Singh Jaini, Founder & CEO, The Digital Fifth #DigitalPayments #Fintech #UPI #RuPay #BharatFintechSummit #FinancialInclusion #TrustInPayments #PaymentsSecurity #FraudPrevention #RealTimePayments #FintechInnovation #NPCI #SecureTransactions #CashlessEconomy #Banking #FinancialTechnology

The Digital Fifth’s latest report—"𝐑𝐞-𝐈𝐦𝐚𝐠𝐢𝐧𝐢𝐧𝐠 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧𝐬: 𝐔𝐧𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐒𝐩𝐞𝐞𝐝 𝐚𝐧𝐝 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧"- in collaboration with Amicus Capital Partners and Altum Credo Home Finance Private Limited was officially launched at the Bharat Fintech Summit 2025 Download now: https://lnkd.in/dt8Xb7dV Unlocking New Possibilities in Housing Finance India’s home loan sector is evolving rapidly—valued at ₹27.37 trillion in 2024 and projected to grow to ₹46.60 trillion by 2029. With increasing demand, policy support, and financial innovation, lenders have a huge opportunity to make homeownership more accessible and seamless. Why Digitization is Critical for the Future of Home Loans For years, the home loan process has been complex, paperwork-heavy, and time-consuming—making it difficult for borrowers to get quick approvals and for lenders to scale efficiently. Today, with rising customer expectations and a growing focus on financial inclusion, digitization is no longer a choice—it’s the way forward. Lenders must move beyond traditional methods and embrace automation, AI-driven underwriting, real-time credit scoring, digital KYC, and seamless integrations with regulatory platforms. A true digital transformation journey is about enhancing speed, reducing operational friction, and ensuring a better borrower experience. While technology plays a key role, the future will be about striking the right balance between digital convenience and human expertise to build trust and accessibility. Why You Should Download This Report ✔ Exclusive insights from industry experts on where the sector is heading. ✔ A practical look at market trends and how lenders can stay ahead. ✔ Strategies to scale housing finance efficiently while improving customer experience. Sameer Singh Jaini | Shashank Shekhar | Vikrant Kulkarni | Sreekant Rudrabhatla #HomeLoans #HousingFinance #Fintech #DigitalLending #AIinBanking #MortgageTrends #FinancialInclusion #SecuredLending #IndiaFinance #RealEstate #BankingInnovation #RBI #AffordableHousing #FutureOfFinance #LendingTech #homeloan

🌟 Thank You for Making Bharat Fintech Summit 2025 a Grand Success! 🌟 We extend our heartfelt gratitude to Our Exhibitors for contributing to an incredible #BharatFintechSummit 2025! 🚀💡 📌 Alohaa 📌 AutomatR 📌 Benepik 📌 Craft Silicon 📌 CredResolve 📌 Doqfy 📌 Onsurity 📌 iServeU 📌 Jukshio 📌 Knight FinTech 📌 Locobuzz 📌 MapmyIndia 📌 MARGADARSI CHIT FUND PRIVATE LIMITED 📌 Miscot Systems Private Limited 📌 NotifyVisitors 📌 PaySprint Private Limited 📌 Rejolut- A GenAI & Web 3.0 Company 📌 Sarvam 📌 Servosys Solutions 📌 Simple Works 📌 Square Yards 📌 XLNC Technologies This year’s summit was a powerhouse of insights on: ✅ The evolution of digital banking, embedded finance & payments ✅ Fintech partnerships driving financial inclusion & innovation ✅ Critical discussions on MSME lending, risk, compliance, and data security Your participation and enthusiasm made BFS 2025 a truly impactful gathering! We look forward to continuing this journey of transformation and collaboration in the fintech space. See you all next year! 🔥 Stay tuned for more details: https://lnkd.in/g7g4w-2m #ThankYou #DigitalBanking #Fintech #FinancialInclusion #BankingInnovation #FutureOfFinance #BFS2025 #Collaboration #FintechEcosystem Sameer Singh Jaini | Shashank Shekhar | Sreekant Rudrabhatla | Vikrant Kulkarni | Deepak Sai

🌟 Thank You for Making Bharat Fintech Summit 2025 a Grand Success! 🌟 We extend our heartfelt gratitude to our Ticketing Partner TicketRoot for contributing to an incredible #BharatFintechSummit 2025! 🚀💡 This year’s summit was a powerhouse of insights on: ✅ The evolution of digital banking, embedded finance & payments ✅ Fintech partnerships driving financial inclusion & innovation ✅ Critical discussions on MSME lending, risk, compliance, and data security Your participation and enthusiasm made BFS 2025 a truly impactful gathering! We look forward to continuing this journey of transformation and collaboration in the fintech space. See you all next year! 🔥 Stay tuned for more details: https://lnkd.in/g7g4w-2m #ThankYou #DigitalBanking #Fintech #FinancialInclusion #BankingInnovation #FutureOfFinance #BFS2025 #Collaboration #FintechEcosystem Vineet Ahuja | Ragni Ahuja