Kara Northcott Financial Consultant

📊 Welcome to the weekly share update! In this video, I break down the latest performance of the NZSX 50 and the key trends in the New Zealand Stock Exchange over the past week. From analyzing candlestick patterns and resistance lines to diving into important indicators like the 200-day moving average and the MACD, I've got you covered! I also take a closer look at two ETFs—NZG and FNZ—that offer exposure to the NZ stock market, and discuss what’s driving market movements. 🏦 Whether you're a seasoned investor or just getting started, this video offers valuable insights to help you navigate the current market trends. 💡 Remember: This video is for educational purposes only and is not personalized financial advice. If you find this content helpful, don’t forget to like, subscribe, and hit the notification bell 🔔 so you never miss an update! Let’s dive into the charts together. 📈 👉 Got questions or topics you’d like me to cover? Drop them in the comments below—I’d love to hear from you! #NZShareMarket #InvestmentTips #FinancialEducation #ETFs #NZD650 #StockMarketAnalysis

Struggling with overspending? 😅 In this video, I’m sharing my simple, old-school method for keeping track of my spending so that I stay on budget—even with those small, everyday purchases like coffee or lunch. ☕🍔 💡 My Tip: I carry a piece of paper in my wallet and note down each expense as I go. By keeping my receipts, I can regularly subtract those amounts and see exactly how much I have left to spend. This habit helps me avoid overspending and stay on track with my financial goals! 📊 Why It Works: Keeps you mindful of your spending 💭 Helps you track your progress 💪 Makes budgeting feel easy 📝 Give it a try and let me know how it works for you! Drop your thoughts in the comments, and don’t forget to like, subscribe, and turn on notifications for more budgeting hacks! #BudgetingTips #TrackYourSpending #MoneyManagement #FinancialHabits #BudgetingMadeEasy #PersonalFinance #AvoidOverspending #SpendingTracker #SimpleFinanceTips #FinancialFreedom #KaraFinancialConsultant

Ever wondered how successful people manage their finances? 🤔 The secret often lies in their budgeting habits! In this video, I’ll share how I, and many of the most successful people I know, use budgeting tools to ensure we stay on track without overspending. It’s all about allocating money into the right accounts! 🏦✨ 💡 My Method: I allocate a set amount of spending money each fortnight—everything else gets funneled into dedicated accounts like: 🏠 House account 🌴 Holiday savings 📅 Large expense savings This simple system helps me know exactly how much I can enjoy without dipping into the funds I’ve set aside for the important stuff. 💬 Let me know in the comments if you have a similar system or if you're thinking of starting one! Remember to like, subscribe, and share for more insights on budgeting like a pro! #BudgetingSuccess #MoneyManagement #FinancialTips #SmartSpending #PersonalFinance #BudgetingTools #FinancialFreedom #SavingForGoals #MoneyMatters #SuccessfulHabits #KaraFinancialConsultant

💼 Are You Prepared for That Pay Rise Conversation? 💬 Talking to a human resources manager recently, I learned that many employees ask for a pay rise due to rising living costs—things like increased loan repayments and bills. But when asked about their performance or achievements, most couldn’t point to improvements or new skills. 😯 📚 If you've recently upskilled or improved your performance at work, make sure to highlight those achievements when you approach your employer about a raise! Not sure where to start, or struggling to balance those expenses? I’m here to help you get on track financially. 🧠💪 👉 Let’s chat and find the right solution for you. #AskForARaise #CareerGrowth #FinancialPlanning #InvestInYourself #CostOfLivingCrisis #MoneyManagement #KaraFinancialConsultant

In today’s video, we take an in-depth look at Vulcan Steel stock using Yahoo Finance’s free tools. Is Vulcan Steel in a downtrend or poised for a breakout? 📉 We’ll review the charts, look at moving averages, and analyze whether this stock is a potential buy or one to watch with caution. 🤔 Remember, this video is for educational purposes only and not personal financial advice. If you're looking for tailored investment advice, speak to your financial advisor. ✅ Key points covered: Vulcan Steel 2-year and 5-year stock performance Using exponential moving averages for trend identification Dividends: Is Vulcan Steel a solid dividend stock? Volume analysis: What do the spikes in selling volume mean? A comparison with the New Zealand Stock Exchange trends Like and subscribe if you find this content valuable! 💡 Want me to review a specific stock? Drop your suggestions in the comments below!👇 #VulcanSteel #StockAnalysis #StockMarketTips #InvestmentStrategy #Dividends #YahooFinance #NZStockExchange #ExponentialMovingAverages #ShareTrading #FinanceEducation #KaraFinancialConsultant

🌟 Is it Time for a Pay Rise? Or Maybe Something More? 💬 I recently spoke with an HR manager who mentioned that not a week goes by without a staff member asking for a pay rise. With the cost of living on the rise, it’s easy to understand why. However, many of the reasons given were related to personal expenses like loan repayments or bills rather than contributions to the workplace. 🤔💰 Have you thought about how upskilling, improving performance, or gaining further qualifications could strengthen your case for a raise? 📈 If you're feeling the financial pinch or know someone who is, I can help create a plan to improve their financial wellbeing. 💡 👉 Reach out today and take the first step towards financial freedom. #PayRiseTips #FinancialWellbeing #UpskillForSuccess #CostOfLivingCrisis #ReachOutForHelp #MoneyMatters #KaraFinancialConsultant

In this video, we dive into a weekly analysis of the NZSX 50 and explore how the New Zealand Stock Exchange is performing. 📊 From recent trends to moving averages, ATR, and the Relative Strength Indicator (RSI), we cover it all! Join me as I review the main board, highlighting key resistance levels, and what that could mean for the market's future. Plus, I share my insights into the volume trends and why I remain positive about the market’s potential. 📌 Remember: This content is for educational purposes only, not personal financial advice. Always consult your own financial advisor before making any investment decisions. ✨ Key Takeaways: Analysis of NZSX 50's recent performance Using moving averages for stock trend identification Understanding resistance levels and their significance Insights into ATR and RSI indicators Free 30-day trial of my weekly stock signal service! 🔔 Like, subscribe, and leave a comment if you'd like to see more market analysis! Want me to review a specific stock next week? Let me know! Hit that like button if you find value in this analysis, and don’t forget to subscribe for more weekly market reviews! Share your thoughts in the comments—are you bullish or bearish on the NZSX 50? 👇🚀 #StockMarketReview #NZSX50 #NZSX50 #StockMarketAnalysis #NZStocks #InvestingTips #StockIndicators #RSI #ATR #StockTrading #FinancialLiteracy #NewZealandInvesting #KaraFinancialConsultant

We don't stick to our diets if they're too restrictive, and the same goes for our budgets! 🧁💸 In this video, I share why it's crucial to include fun money in your budget, and how doing so can actually help you stick to your financial plan longer-term. 🎥 What is fun money? It's the part of your budget you set aside for the little things that bring you joy—whether that's a coffee catch-up with a friend, dining out, a movie night, or any treat that makes you happy! A balanced budget is one that supports your financial goals and allows room for a little enjoyment along the way. After all, life's too short to cut out everything fun! 😊 💬 Drop a comment with your favourite way to spend your fun money, and let’s talk about how to build a budget that’s not only practical but enjoyable too! #FunMoney #BudgetingTips #PersonalFinance #MoneyManagement #BudgetingForBeginners #FinancialFreedom #MoneyMindset #BalancedBudget #EnjoyLife #FinancialWellness #KaraFinancialConsultant

Start Building Wealth Today! 💸 Is your money working for you, or are you working for your money? The ultimate goal for many is to have financial freedom—where your money grows through smart investments and planning. 📈 ❓ What stage are you in? Building your savings and investments? Or enjoying the rewards of financial freedom? 👇 Share your thoughts below and let’s talk about how you can start building wealth TODAY! 🔥 #MoneyWorkingForYou #FinancialGrowth #PlanForTheFuture #InvestInYourself #WealthBuilding #AchieveFinancialFreedom #KaraFinancialConsultant

What is a budget, and why do people use them? 🤔 In this video, we explore the essentials of budgeting, covering: 💡 What is a Budget? A simple definition to help you understand the concept. 💸 Why Do People Use Budgets? The benefits of budgeting for managing expenses. 📝 What Should a Budget Include? Key elements to make your budget effective, from household expenses like groceries, power, and insurance, to enjoyment spending—because a good budget isn't about restriction, but balance! We run through these concepts in our financial literacy sessions with the Retirement Commission to help you master your money. Don’t forget: A budget that includes some fun is more likely to stick, just like a balanced diet! 💬 Let me know in the comments if you have any budgeting questions or want to hear more on other financial topics. And make sure to LIKE, SUBSCRIBE, and SHARE for more tips on managing your money! #Budgeting101 #FinancialLiteracy #MoneyManagement #PersonalFinance #BudgetingTips #RetirementPlanning #BudgetingForBeginners #FinancialWellness #MoneyMatters #SavingsGoals #KaraFinancialConsultant