Payments NZ

We’re celebrating a second open banking implementation milestone today, opening the door for banks, fintechs and third parties to offer a wider range of open banking products and services. ANZ, ASB Bank, Bank of New Zealand and Westpac New Zealand have confirmed that they’re ready to partner using our API Centre’s Account Information v2.1 standard, ahead of a 30 November deadline under our minimum open banking implementation plan. The Account Information standard allows customers to securely share information related to their bank account with registered third parties – enabling useful services such as personal finance and budgeting apps and streamlined loan applications. Read more here: https://lnkd.in/gTkAJBFi Our recent Open Banking Showcase at #ThePoint2024 included a preview of the potential of account information in open banking – check out our video recap below for the highlights. Andrew Dentice | Phil Cass | Dr Scott Farrell | Jane-Renee Retimana | Dan Jovevski | Brenton Charnley | Lisa Ibarra | James McCann | Dermot Butterfield | Jamie K Leach (MAppFin - GAICD) | Tina Groark | Sasha Lockley | Julia N. | Mike McRoberts | WeMoney | Volley | Wych | Hudson Gavin Martin #OpenBanking #APICentre #PaymentsNZ #FuturePayments

What an incredible start to conference week! Last Monday, we kicked off The Point by hosting The Link event, a special gathering that brought together over 70 amazing women in payments. It was a fantastic afternoon of networking, connecting, and reflecting on the year that’s passed. We took time to engage in whakawhanaungatanga—a meaningful process of relationship-building. The conversation centred around important questions like where we consider "home" and what, besides our day jobs, we are most passionate about. Thank you to all of those who joined us for the afternoon, we look forward to The Link events in 2025! Special thanks to Jane-Renee Retimana, Angela Gill, Vanessa Ronan-Pearce, Sarah Hensen, Amy Katterns, Katie Wilson, Merilee Andrews, Nina Seja, Sajel Parsotam, Sheri-Lee Paulse-Lee, Sonali Jina, Justine Boyle, Susan Shearer, Venesse Chong, Lisa Ibarra, Natalie Vaughan-Sanders, Anna Bell, Yen Jong, Jade Ford This event truly set the tone for an amazing The Point 2024! #TheLink #WomenInPayments #Networking #Empowerment #ThePoint2024 #Aotearoa #PaymentsNZ

We’re proud to be looking back on yesterday’s second and final day of the premier payments conference for Aotearoa, #ThePoint2024 in Tāmaki Makaurau Auckland. While the excitement is fresh, here’s a recap of the action from yesterday, including our speakers and panelists from across the motu and around the world. Thank you again to all of our sponsors for making The Point 2024 possible!    FIS, Worldline, Swift, Mastercard, Visa, ACI Worldwide, Buddle Findlay, Open Payments Limited (New Zealand), Industrial and Commercial Bank of China, Hudson Gavin Martin, Middleware New Zealand, Skyzer NZ, Tranxactor, Yuno #ThePoint2024 #NavigatingBeyond #PaymentsNZ #FuturePayments

We’ve come to the end of a remarkable journey at #ThePoint2024 in Tāmaki Makaurau Auckland, with an insightful and inspiring second day of our premier payments conference for Aotearoa.   We led off with a fireside chat examining the impact of generative AI on financial services and everyday life, brought to us by our conference principal sponsor FIS.   Minister Hon Andrew Bayly delivered an address outlining his vision of the future of payments systems in Aotearoa, including his goals for the Customer and Product Data Bill in facilitating secure and efficient data services.   We expanded on Day One’s focus on the big picture, with Tim Groser addressing the conference on our economic and trade context, followed by a panel taking a closer look at macroeconomic headwinds, effective market strategies, and Māori economic development and indigenous trade policies.   From there we took deep dive into the future of payments, digital innovation and partnerships, and into central bank digital currencies and cryptocurrency as part of the wider future of money.   In the afternoon we looked at the potential of open banking in our second Open Banking Showcase of 2024, with international perspectives, demonstrations and dialogue on how open banking might unlock social as well as economic outcomes.   The focus on fintech innovation continued with banking and fintech leader Nektarios Liolios sharing insights on strategic innovation between corporates and startups and how large organisations can be “startup ready”.   Finally, our own Steve Wiggins brought the threads of the last two days together with his reflections on our time together and what it shows us about the path forward for the Aotearoa payments ecosystem as we continue to navigate beyond and seek new horizons.   We look forward to continuing our conversations and building on the relationships grown at The Point 2024. The road to #ThePoint2026 starts here!   A huge thank you to principal sponsor FIS along with our other sponsors who made The Point 2024 possible: https://lnkd.in/gBVJzWRH   #ThePoint2024 #NavigatingBeyond #PaymentsNZ #FuturePayments FIS, Worldline, Swift, Mastercard, Visa, ACI Worldwide, Buddle Findlay, PAYMTS Limited / Open Payments Limited (New Zealand), Industrial and Commercial Bank of China, Hudson Gavin Martin, Middleware New Zealand, Skyzer NZ, Tranxactor, Yuno

We’re continuing our journey towards the future of payments at #ThePoint2024 in Tāmaki Makaurau Auckland. Here’s a taste of the action from yesterday, including insightful keynote speakers and panelists from Aotearoa and around the world. Thank you to all of our sponsors for making The Point 2024 possible.    #ThePoint2024 #NavigatingBeyond #PaymentsNZ #FuturePayments FIS, Worldline, Swift, Mastercard, Visa, ACI Worldwide, Buddle Findlay, PAYMTS Limited / Open Payments Limited (New Zealand), Industrial and Commercial Bank of China, Hudson Gavin Martin, Middleware New Zealand, Skyzer NZ, Tranxactor, Yuno

We’ve just wrapped our first day of #ThePoint2024 in Tāmaki Makaurau Auckland, packed with insights and kōrero on what’s shaping the future of payments in Aotearoa and beyond. We began our conference with an inspirational view on mātauranga Māori and intergenerational knowledge from Matua Rereata Makiha – turning our eyes to the stars and setting the tone for our conference theme, Ki tua - #NavigatingBeyond.  Our chief executive Steve Wiggins shared his vision of where Aotearoa fits into a global context and where we’re headed, followed by remarks from Felicity Blake, Country Manager NZ at our conference principal sponsor FIS. Over the morning we heard from speakers and panels discussing regional and global trends and innovations in payments and omnichannel commerce, the balance of regulation and self-determination in a successful payments ecosystem, data and automation, and collaboration in delivering new customer offerings. In the afternoon, dedicated streams led by Jamie Wood and Lisa Ibarra took deep dives into the future-proofing and modernisation of payments, and into digital transformation and cyber. We closed out the day with a bank CEO panel discussing navigating global challenges and shaping our digital economy, indigenous perspectives on Aotearoa in 2024 and enabling Māori and Pasefika aspirations as the future of our sector, and a fascinating keynote from people hacker and social engineer Jenny Radcliffe exploring the art of ethical social engineering. Thanks to all who contributed to a remarkable first day at The Point 2024 – we’re excited to look ahead to all that Day Two promises!    Many thanks to our principal sponsor FIS along with our other sponsors who are making The Point 2024 possible: https://lnkd.in/gBVJzWRH    #ThePoint2024 #NavigatingBeyond #PaymentsNZ #FuturePayments 

Join us next week at The Point 2024 as we explore the future of the economy, payments, and the regulatory landscape. Regulation vs Self-Determination: Striking the Balance sponsored by Buddle Findlay Dr. John Small, Commerce Commission Chair, will discuss how the payment system in Aotearoa can meet evolving needs, with initiatives for a digital future. Panelists Ian Woolford from Reserve Bank of New Zealand, Catherine Beard from BusinessNZ and moderator Emma Geard join John to explore balancing safety, stability, growth, and innovation. Global View on an Open Ecosystem sponsored by Visa Ben Adams of Visa discuss how data and automation transform payments, enhancing consumer experiences and business outcomes. Panelists Joshua Fairfield from Washington and Lee University School of Law, Paula Milne from centrapay and moderator Jane-Renee Retimana join Ben to look at digital ID, modular payment processes, and innovation. Transforming Our Workplaces to Prepare for our Mokopuna By 2040, Aotearoa will have a younger, more diverse population, with Māori and Pasefika making up over 25% of the workforce and over 30% of the population. Our panel including Jason-Urranndulla Davis from HOLDACCESS (WUNA), Nu’uali’i Eteroa Lafaele from FIBRE FALE, Adrian Smith from BlinkPay and moderator Janelle Riki-Waaka look at how we prepare for this shift. Generative AI: Revolutionising Financial Services and Everyday Life sponsored by FIS Matt Collicoat and Rob Tesoriero from FIS will discuss how generative AI will transform financial services and daily life, with applications like AI-driven financial advice. A corporate cartoonist will capture the session. Charting the Uncertain Economic and Trade Waters of Aotearoa Our panel including Shamubeel Eaqub, Hon. Tim Groser, Jennifer henry from Bank of the Cook Islands and Traci Houpapa discuss macroeconomic trends, indigenous trade policies, and market strategies for Aotearoa. Future of Payments: Digital Innovation and Strategic Partnerships sponsored by Mastercard Ruth Riviere from Mastercard opens this session setting the stage for a discussion on the future of payments and the role of digital innovation and partnerships. Panelists Sulabh S. from Debut NZ, Sean Preston from Perpetual Guardian Investments and Priti M. from KPMG join Ruth to explore the advancements shaping the payments industry. Future of Money: Beyond Transactions to Transformative Experiences sponsored by ACI Worldwide This session looks at real-time payments, digital currencies, and DeFi. Trent Gunthorpe from ACI Worldwide delivers the keynote, joined by panelists Khairuan Abdul Rahman from Alto Group (Djarum), Shelley Powell from Westpac New Zealand, and moderator Andrew Weaver to discuss innovations and challenges in the payments ecosystem. https://lnkd.in/gSnSa-Tm #ThePoint2024 #PaymentsNZ #OpenBanking #Payments

On day one of The Point 2024 we’ll be taking a deep dive into future-proofing payments, digital transformation and cyber security across two breakout streams. Focussing on future-proofing payments, our Hunua Room stream features three fascinating sessions, including: 1️⃣ Future-Proofing Payments: Navigating Policy, Standards, and Innovations sponsored by Swift 🎤 Julie Bolan will discuss the impact of global payment standards on the financial ecosystem, focusing on adapting to new technologies and regulatory changes. 2️⃣ Global Retail Payment Trends: Asia’s QR Revolution, Europe’s Open Banking Wave, America’s Card Dominance sponsored by Industrial and Commercial Bank of China 🎤 Join our panel of experts Anna Pulante from IKEA, Joe Rastrick from Bank of New Zealand, and Carolyn Young from Retail NZ as they explore global retail payment trends including Europe’s open banking, Asia’s QR code revolution, and America’s card dominance, with insights on how Aotearoa can lead future payment innovations. 3️⃣ Perspectives on Global Payments Modernisation Approaches 🎤 Industry leaders Luke Wilson from Australian Payments Network (AusPayNet), Daniel Jonas from Pay.UK and Chad Haighmark from Payments NZ take the stage to discuss global payments modernisation, sharing successes, challenges, and lessons learned. Our Limelight Room stream is all about digital transformation and cyber security, with sessions including: 1️⃣ Navigating the Future of Payments sponsored by Stripe 🎤 Join Ben Hanna, Stripe’s NZ Country Manager, to explore the future of the internet economy, global money movement, AI’s role in revenue and fraud, and payment trends shaping businesses. 2️⃣ Fighting Digital Fraud in the Generative AI Age: Examining the Global Scam Economy 🎤 This panel examines how Generative AI has transformed digital fraud, creating a complex global scam economy. Learn how businesses can use technology and data analytics to combat fraud. Panelists include Avalon Ingram from Swift, Toby Evans from Australian Payments Network (AusPayNet), and Emilie McCallum from Mosaic, moderated by Binu Paul 3️⃣ The Intersection of Digital Identity, Payments, and Open Banking: Unlocking the Future of Financial Services 🎤 This panel featuring Rick Iversen from @ConnectID, Jason-Urranndulla Davis from HOLDACCESS (WUNA), and Julia N. from Worldline will explore how digital identity intersects with payments and open banking, enhancing security, privacy, and user experience. Topics include biometric authentication and blockchain-based identity management. Join us at The Point 2024 to gain valuable insights and connect with industry leaders: https://lnkd.in/gvbUNwm8 Connect with the team for more information: Steve Wiggins, Jane-Renee Retimana, Vanessa Ronan-Pearce 🎶, Lisa Ibarra, Chad Haighmark, Phil Cass, Jamie Wood, Angela Gill, Nina Seja, Richard V., Sam Finnemore, Sajel Parsotam #ThePoint2024 #PaymentsNZ #Banking #OpenBanking #Payments #Fintech #Innovation

Insightful Keynote Sessions at The Point 2024! In case you missed it, we have a stellar lineup of international keynote speakers for The Point 2024. Here are some sessions you won’t want to miss: ➡️ Inclusivity & Intergenerational Perspective 🎤 Rereata Mākiha will share valuable insights on how cultural worldviews, maramataka (the Māori lunar calendar), and kōrero tuku iho (oral traditions) can inform our future. Discover how ancient wisdom can tackle modern challenges. ➡️ Innovating Payments: Trends Shaping the Industry Landscape, sponsored by Worldline 🎤 Join Manish Sharma, Managing Director at Worldline, as he explores the evolving payments industry, focusing on technological advancements, changing consumer behaviour, regulatory shifts, and emerging business models. Sponsored by Worldline. ➡️ East Meets West: Global Trends in Payments & Omnichannel Commerce, sponsored by Payments NZ 🎤 Carol L. Grunberg, CBO at Yuno, will discuss global trends from super apps in Asia to open banking in the West, and how these innovations can benefit the payment ecosystem in Aotearoa New Zealand. ➡️ Beyond the Con: The Art of Ethical Social Engineering Unveiled, sponsored by Swift 🎤 Gain insights from Jenny Radcliffe - The People Hacker 🎤🎧🧠 who will reveal how psychology, con artistry, and subliminal linguistics can help expose vulnerabilities and secure information. ➡️Government View of the Future of the Payments Systems in Aotearoa 🎤 The Honorable Minister Andrew Bayly, Minister of Commerce & Consumer Affairs, will outline the coalition government’s plans to modernise financial regulations, foster innovation, and enhance competition in the payments sector. ➡️Navigating the Global Tradewinds and Geopolitics 🎤 The Honorable Tim Groser, former Minister of Trade and Ambassador to the United States, will provide a comprehensive overview of the global trade landscape and geopolitical dynamics shaping the payments industry. ➡️Strategic Fintech Innovation: Navigating Corporate-Startup Collaboration 🎤 Nektarios Liolios, Co-Founder of Startupbootcamp, The Future Farm, and Radish will explore the relationship between corporates and startups, sharing insights on how large organisations can collaborate with emerging fintech companies to drive innovation. Join us at The Point 2024 to gain valuable insights and connect with industry leaders: https://lnkd.in/gvbUNwm8 📅 November 19-20, The Point 2024 Conference 📍 Auckland Connect with the team for more information: Steve Wiggins, Jane-Renee Retimana, Vanessa Ronan-Pearce 🎶, Lisa Ibarra, Chad Haighmark, Phil Cass, Jamie Wood, Angela Gill, Nina Seja, Richard V., Sam Finnemore, Sajel Parsotam. #ThePoint2024 #PaymentsNZ #Banking #OpenBanking #Payments #Fintech #Innovation

With less than two weeks to go, there’s still time to secure your spot at Aotearoa New Zealand’s leading payments conference, The Point 2024! Get ready for two days of groundbreaking innovation, meaningful collaboration, and thought-provoking discussions. This year, our focus on fintech and banking innovation brings stories and insights you won’t want to miss: ➡️ Discover how a traditional bank joined forces with a tech innovator to launch Australia’s fastest-growing digital bank, and take home lessons on collaboration and leveraging technology to drive success. ➡️ Hear from four of New Zealand’s top bank CEOs as they share their strategies for steering through global challenges, from intergenerational strategies to rapid technological advancements, and outline their vision for the future of our digital economy. ➡️ Gain insights from global thought leaders on emerging payment trends such as real-time payments, open banking, and digital currencies, and learn how Aotearoa can harness these advancements to lead the payments revolution. ➡️ Experience our second Open Banking Showcase of 2024, sponsored by Hudson Gavin Martin. Explore open banking’s transformative potential across three immersive sessions, from global lessons learned to innovative uses of Account Information APIs that could reshape personal finance, business operations, and foster social good. Don’t miss this opportunity to connect with industry leaders and shape the future of payments in Aotearoa. Secure your spot now! https://lnkd.in/gtG4wWVi 📅 November 19-20, The Point 2024 Conference 📍 Auckland Dominic Pym Ryan Brosnahan Vanessa Ronan-Pearce 🎶 Vittoria Shortt Kerry Boielle Antonia Watson Catherine McGrath Brenton Charnley Andrew Dentice Dan Jovevski Dermot Butterfield James McCann Lisa Ibarra Sasha Lockley Tina Groark Jamie K Leach (MAppFin - GAICD) Julia N. Carol L. Grunberg Luke Wilson Daniel Jonas Jane-Renee Retimana #ThePoint2024 #PaymentsNZ #Banking #OpenBanking #Payments #Fintech #Innovation #DigitalTransformation