Veja como você pode otimizar o orçamento e a previsão como consultor.

Establish clear objectives that define financial goals for each project. Analyze historical data to identify trends that inform budgeting and forecasting accuracy. Engage stakeholders throughout the budgeting process to ensure comprehensive and realistic financial plans. Implement reliable forecasting tools that integrate with existing systems, enhancing data accuracy. Regularly review and revise budgets and forecasts to adapt to changing circumstances, ensuring plans remain relevant and effective. By adhering to these strategies, consultants can enhance budgeting and forecasting capabilities, leading to successful project outcomes and improved financial performance.

In my experience, adopting a Rolling Forecast Unlike static budgets, which are set annually and remain fixed, rolling forecasts are continuously updated, typically on a quarterly basis. This approach allows businesses to adjust their forecasts based on real-time performance and changing market conditions. Rolling forecasts provide greater flexibility, helping organizations respond quickly to unexpected changes and make more informed decisions.

Expected income from sales, services, or other sources.Projected costs, including fixed (e.g., rent, salaries) and variable (e.g., utilities, raw materials). The difference between revenue and expenses, indicating financial performance. Covers day-to-day expenses and revenues.Focuses on long-term investments and capital expenditures. Projects cash inflows and outflows to ensure liquidity. Uses the previous period’s budget as a base, making incremental adjustments.Starts from a “zero base” each period, requiring justification for all expenses.Adjusts budgets based on changes in activity levels or other variables.

Si bien es fundamental entender los conceptos básicos, en mi experiencia como consultor financiero, considero que el primer paso antes de construir un presupuesto es conocer profundamente la empresa. Es crucial entender la perspectiva del equipo directivo, sus principales desafíos y dónde perciben que están los problemas. Solo así podemos identificar mejor qué gastos son indispensables y cuáles podrían reducirse. Esta información nos permitirá alinear el presupuesto no solo con los datos financieros, sino también con las prioridades estratégicas y operativas de la empresa.

Na minha experiencia, previsões de OPEX geralmente são feitas com base no anterior ou a cada seis meses e esta previsão leva em conta padrões e histórico de anos anteriores, mas, como bem colocado no título deve-se entender o básico, se não entende os números, tendencias ou históricos dificilmente fará uma boa previsão.

Analyze balance sheets, income statements, and cash flow statements to understand your current financial position.Examine key financial metrics such as profitability, liquidity, and solvency. Recognize areas where your financial performance excels (e.g., high profit margins, strong cash flow).et goals that are clear and specific. For example, "Increase annual revenue by 10%," rather than "Increase revenue."Ensure goals can be quantified. For example, "Reduce operating expenses by $50,000" provides a clear target.Review historical data to identify trends and set benchmarks. For example, analyze past revenue growth rates to forecast future performance.

Para definir metas de ganhos, precisa ter pé no chão e mais uma vez conhecer os números e entender as tendências, se não existe previsão de se conectar a novos clientes, ampliar contatos, não seja imprudente, mantenha a previsões de recebimento de acordo com o que você tem definido, sem esquecer das despesas.

Establish clear criteria for prioritizing financial goals based on their impact on KPIs, strategic objectives, and ROI. This can help guide decision-making and resource allocation processes. Subsequently, evaluate resource availability and constraints, such as budgetary limitations, staffing levels, and time constraints. Allocate resources strategically to balance competing priorities and maximize overall value creation.

Setting clear, measurable, and direct strategic goals that can be achievable by using the correct methodology. Categorize the company objectives into short-terms and long-terms.

Consolidate financial data from multiple sources into a single platform for comprehensive analysis. Use built-in analytics and modeling tools to create sophisticated forecasts and financial scenarios. Offers cloud-based FP&A solutions with powerful modeling and analytics capabilities. A robust tool for enterprise performance management with capabilities for budgeting, forecasting, and financial reporting. Create interactive dashboards and visualizations to better understand financial trends and performance metrics. Aggregate data from various sources (e.g., ERP systems, spreadsheets) to provide a comprehensive view of financial performance.

Este ponto em minha opinião é controverso, para quem é o conselho de usar tecnologias? Grandes empresas que estão sólidas no mercado, empresas de médio porte? Porque muitas pequenas empresas não terão condições de investir em software neste caso, a melhor opção será usar as ferramentas mais acessíveis do mercado como o Excel por exemplo.

Explore budgeting and forecasting software solutions that offer features such as automation, collaboration, and real-time reporting. Investing in technology can significantly improve the efficiency and effectiveness of the budgeting process.

Leverage the technology by using and building flexible financial models that can be adapted to change business strategies. I should validate the risk assessment, identify the risk and then develop an emergency plan.

Clarify the financial goals and targets set in your budget and forecasts.Identify relevant KPIs to track progress and performance, such as revenue growth, expense ratios, or cash flow. Determine how often you will review your budget and forecasts (e.g., monthly, quarterly) based on your organization's needs and financial cycle. Analyze differences between forecasted and actual results to understand deviations and their causes. Utilize dashboards to visualize key financial metrics and trends. Tools like Tableau or Power BI can help create interactive and comprehensive dashboards. Instances where actual performance exceeds budgeted or forecasted expectations (e.g., higher revenue, lower costs).

Si bien esto es muy correcto, creo que es importante destacar que la frecuencia de la revisión depende de la situación específica de la empresa, el sector y la naturaleza de la actividad. Por ejemplo, si una empresa atraviesa una situación difícil, puede ser necesario revisar el presupuesto de manera semanal o incluso diaria. Además, en sectores donde se requieren compras frecuentes de insumos o materiales, una revisión mensual podría no ser suficiente. Adaptar la frecuencia con que se hace monitoreo a las necesidades del negocio me parece que es clave para mantener un control financiero efectivo.

To avoid or reduce any unexpected market fluctuation, I need to review the budget and forecast regularly which can enhance and improve data-driven decision making.

Use rolling forecasts that are updated regularly (e.g., monthly or quarterly) instead of static annual budgets. This approach allows you to adjust forecasts based on the latest data and changing conditions. Develop multiple budget scenarios (e.g., best-case, worst-case, and most likely) to account for different potential outcomes and adjust plans accordingly. Leverage predictive analytics and machine learning to forecast future trends based on historical data and emerging patterns. Create dynamic financial models that can be easily adjusted to reflect changes in assumptions, variables, or inputs.

Using the KPIs and advanced analytics by data mining or any tools can aid us in adjusting the budget and forecast if needed, so we can translate the available data into an actionable plan.

Companies can use scenario analysis to identify and manage budgeting risks by exploring various potential future situations and assessing their impacts on the budget. This involves creating detailed hypothetical scenarios, such as economic downturns, regulatory changes, or technological disruptions, and evaluating how these scenarios would affect financial performance and resource allocation. By considering a range of possible outcomes, companies can identify vulnerabilities and opportunities within their budget plans. This proactive approach enables the development of contingency strategies and flexible budget structures that can adapt to different situations.

Your budget model must be linked from A-Z incorporating the commercial input , Administrative input & Tax input . All budget holders must be in sync on all changes … effective communication is key

Engaging all stakeholders throughout the budgeting process is crucial for transparency and accountability. Communication of any changes made to the proposed budget to budget holders in a timely manner is essential for ensuring alignment and understanding. It is recommended that each budget holder signs off on the final budget after compilation to foster acceptance and commitment towards achieving the goals outlined in the budget. This level of involvement can lead to better collaboration and success in budget implementation.