Você está considerando uma carreira em Gerenciamento de Riscos. Quais são as coisas mais importantes a ter em mente?

Be practical and realistic. My criticism of ERM practioners (before I became one myself) was that the risks were either generic or too theoretical and did not reflect a credible understanding of business. You want risk management to drive change and be part of management discussions. Understand the business and its environment, its strategy and objectives, and then develop relevant risks.

Sobre el ámbito de acción de la gestión de riesgos hay que decirn que cada vez es más amplio abarcando y complementando disciplinas muy variadas como la seguridad laboral, los riesgos financieros (mercado, crédito y liqyudez), la calidad, la ciberseguridad, etc. etc. Es muy probable que en un futuro cercano la gestión de riesgos sea una actividad de caracter imprescindible e incluso de obligada aplicación en un mayor número de industrias.

In risk manageme­nt, understand various risks and prioritize them base­d on how likely they are to happe­n and their effect. Follow industry rule­s. Use good ways to lessen risks such as avoiding the­m, lessening them, sharing the­m with others, or accepting them. Cle­arly share risks with those involved. Improve­ at looking at data to see patterns ove­r time. Adjust to changing situations. Work together with othe­r teams. Always keep le­arning and do what's right.

Be patient. You don't have to go straight there with a formal qualification. Learn business first, learn the organisation, get a grounding in how things work (or why they don't). Be curious and speak to people around you in all different kinds of roles. A grounding in organisational culture and psychology is absolutely invaluable. Be holistic, not narrow, in your self-improvement. Read (quality) current affairs publications. Familiarise yourself with topics and trends like ESG/sustainability, cyber security, AI and demographics. Don't just obsess over taxonomies and methodology. Be realistic. Risk managers rarely end up as CEO. But there is a huge amount of value associated with doing this job well.

In considering a career in Risk Management, focus on: 1) Developing strong analytical and decision-making skills to assess and mitigate risks. 2) Understanding financial principles, regulations, and compliance standards. 3) Gaining expertise in risk assessment tools and technologies. 4) Building communication and negotiation skills to effectively convey risk implications and strategies. 5) Staying adaptable and continuously learning to keep up with evolving risk landscapes. 6) Cultivating a proactive mindset to anticipate and address risks before they escalate. 7) Networking with professionals in the field for growth and opportunities.

En mi opinión, para que te vaya bien en gestión de riesgos se requiere, entre otras cosas, una combinación de habilidades técnicas, analíticas e interpersonales pues el trabajo se desarrolla en variados frentes. Es necesario estudiar permanentemente y estar dispuesto a jornadas con mucha interacción con distintas áreas y niveles de las organizaciones en las cuales te desempeñes.

Developing a broad range of abilities and credentials is necessary for pursuing a career in risk management. Soft skills like communication, critical thinking, and problem-solving are just as vital as hard skills like data analysis, financial modelling, and risk assessment techniques. A solid foundation for success in the industry can be created by making investments in additional degrees, professional development opportunities, and pertinent certifications.

Combination of 3 type of skills !! Technical, Analytical and Interpersonal Communication and negotiation skills are vital alongside technical abilities. Balancing technical proficiency with communication fosters collaboration and comprehensive strategies. Ethical conduct is crucial for handling sensitive information with integrity.

The best risk managers have deep experience in the sector or industry they’re assessing. Maybe they were practitioners on the front lines of the business, building or manage products or services. AND these people are able to recognize that there are many ways to deliver that product or service and are always thinking about a better way. It’s harder to come in as a generalist without much specialized knowledge of the industry you’re addressing.

Ein Risikomanager sollte über eine Reihe von Qualifikationen und Fähigkeiten verfügen, um effektiv zu sein. Die wichtigsten sind: -Fachwissen in Risikomanagement - Analytische Fähigkeiten - Kommunikationsfähigkeiten - Problemlösungsfähigkeiten - Projektmanagementfähigkeiten - Teamfähigkeit - Branchenspezifisches Wissen - Integrität und Ethik - Flexibilität und Anpassungsfähigkeit - Fortbildung und Weiterentwicklung ... und am Ende viel Erfahrung und vor allem Empathie

It's critical to understand that risk management offers industry professionals both possibilities and problems. Although managing intricate and changing risks can be intimidating, there are chances for creativity, astute decision-making, and career advancement. A proactive attitude to risk management, agility, and acceptance of challenges can set people up for professional success and growth.

Continuous Learning !! However, the field's unpredictability poses challenges in anticipating emerging risks effectively. While balancing costs and benefits is crucial, overlooking potential threats may lead to costly oversights. Nevertheless, risk management presents opportunities for career growth and societal impact. Navigating uncertainties can enhance organizational performance and resilience. Yet, advancing in the field requires strategic career moves and continuous education.

Embrace the dynamic nature of risk management as an opportunity for continuous growth and development. By committing to ongoing learning, you can stay ahead of evolving regulations, technological advancements, and shifting business landscapes. This continuous learning journey presents the chance to expand your knowledge and skills, explore new risk management practices, leverage innovative tools and techniques, and ultimately enhance your effectiveness in navigating complex risk scenarios. Embracing lifelong learning in risk management not only ensures that you remain relevant and competitive in your field but also opens doors to new opportunities for professional advancement and personal fulfillment.

In my view, risk management presents both challenges and opportunities for organizations. Understanding and effectively addressing these aspects is crucial for ensuring resilience and sustainable growth. Challenges may include complexity of risk, uncertainty, data breach and volatility, etc Opportunities include how to address the above challenges in the world using innovation, cost reduction, talent development and agility and hence bring about tangible rewards for the individual and company serving the needs of those who require it.

A career in risk management is highly dynamic and requires professionals to study continuously and stay informed daily about global events. This is because new external threats related to climate change, new market entrants, cyber-attacks, political-economic instabilities, changes in laws, incidents of conflicts and global wars are constantly emerging, in addition to the continuous monitoring of internally risks within the company. However, despite this scenario, there are numerous career opportunities in this field, especially for those engaged in ongoing studies and updates, including the ESG agenda, and maintain good interpersonal relationships, a factor that facilitates the fostering of a strong risk management culture.

A career in risk management requires competence in developing a strong network and gaining access to pertinent resources. Participating in networking events, attending industry conferences, and joining professional associations can all help you learn more, remain up to date on business developments, and establish connections with mentors and colleagues in the sector. Making use of risk management-focused websites, discussion boards, and communities can also yield insightful information and helpful advice.

Exploration !! Accessing literature, online courses, and professional associations aids skill development. However, reliance solely on online resources may limit practical exposure and networking opportunities. Active participation in conferences and mentorship programs enhances learning and connections. Nevertheless, diversifying learning avenues ensures a well-rounded understanding and skill set. Embracing internships and shadowing experiences offers invaluable hands-on learning experiences. Overall, a multifaceted approach maximises learning and networking potentials in risk management.

Risk is about quantifying the consequences of an outcome under conditions of uncertainty, in terms of expected value of loss. The Management is about Decision Making. Make sure you have a good understanding.

In addition to all this, I believe the most important trait a risk professional should have/understand is the psychology to influence obtaining of the right information from risk owners across the business. This ensures that you are identifying and assessing the correct risks for the business while aiding decisioning.

The most important thing is to keep a good governance in place, so 3 lines of defense is crucial to effective risk management in place

Volatility is a feature rather than a bug. So a model to deal with volatility is vital. Risk Management means everything. Most models ignore volatility. In 2020 equities fell by 32%. Even avoiding half of these losses would have turbocharged results. In 2020 equity fell by 20%. The problem is backward-looking models.

There is no one formula to be successful !! In addition to the mentioned resources and networks, seeking out practical experiences is crucial Internships, job shadowing, and real-world projects offer invaluable hands-on learning opportunities These experiences provide firsthand exposure to risk management practices and challenges Furthermore, they allow for the application of theoretical knowledge in practical scenarios By complementing theoretical learning with practical experiences, individuals can develop a well-rounded skill set Ultimately, this combination enhances their readiness for the dynamic field of risk management !!