If Insurance

🎬Just nu pågår ett spännande projekt hemma hos familjen Cederberg. De testar Klimatvarnaren – som ger hyperlokala prognoser och skadeförebyggande råd vid extremväder.    📢 Det här är ett av flera initiativ vi på If driver för ökat fokus på klimatanpassning och skärpt beredskap mot klimatrisker.    🚨Vilken varningssignal kommer att krävas i framtiden för att klimatriskerna ska tas på allvar? Testet pågår nu under tre månader. 🔗 Läs mer om initiativet: if.se/klimatvarnaren #extremväder #klimatanpassning #skadeförebyggande #klimatvarnaren

💬 What can we learn from one another?  💬 How can we help each other grow—both in our careers and as individuals?  💬 What are the keys to success at If? These were some of the questions we explored recently during a panel discussion themed “Sharing is Caring.” Three of our If colleagues shared their perspectives on careers, innovation, personal development, and the unique If culture.  The panel featured Anette Ivri Nordin, Ebba Barchaeus (fd Rundquist), and Sofia Magnusson — all nominees for the If Awards, our recognition for exceptional employees. The discussion was expertly moderated by Jessica Balksjö Nannini.  Here are some of the key takeaways from the session:  🪂 Step out of your comfort zone! Embrace both big and small challenges to expand your horizons and grow. Things rarely go completely wrong—perhaps just differently than expected.  💌 Offer genuine and specific feedback. Acknowledge those around you who go above and beyond; let them know their efforts are seen and appreciated.  👋 Build your network and stay curious. Say hello, explore new opportunities, ask about others’ projects, and don’t hesitate to invite someone for coffee or lunch to connect on a deeper level.  🎉 Celebrate successes—big and small. Whether it’s a quick “micro-celebration” for meeting a deadline or a larger team event, take time to recognize achievements.  💡 Encourage innovation through diverse perspectives. Create a safe space where everyone feels comfortable sharing their ideas and challenge those ideas to make them even better.  A big thank you to the panel for sharing your insights, stories, and inspiration!  #workingatif #lifeatif #ifawards #insureyourgrowth

Tech That Matters | Oslo – What a Day! 🔥   Last week our Vækerø office turned into a hub of innovation as Tech That Matters brought together 700 colleagues to explore solutions in claims, productivity, data, and the future of insurance🔮   From inspiring panel discussions with our CEO Morten Thorsrud and CIO Kjell Rune Tveita to hands-on demos at buzzing team stations, the energy was incredible. Colleagues explored AI, large language models, and even unleashed their inner gamer in our interactive zones🎮   - Tech That Matters has truly become a great platform for community building, providing a unique chance for the local teams to present their ideas that will drive If's future growth, and for us – to hear what's on their minds. It was truly memorable! says Kjell Rune Tveita   We wrapped up with great insights, networking, and an unforgettable afterwork vibe 💃   Thanks to everyone who made it happen! 💙   #TechThatMatters #Lifeatif #FutureInsurance

QUARTERLY RESULT 📈 Today, If P&C Insurance presented continued solid financial results for the third quarter and first nine months of 2024. If’s Nordic scale continues to deliver advantages in balancing risk and reducing costs, and will increase further with the upcoming integration of Topdanmark into If’s Nordic structure.   “In a time of increased volatility, our scale and diversification are considerable benefits. Our customers can be assured that If remains solid and continues to help our customers effectively”, says Morten Thorsrud, CEO of If P&C Insurance.   If reported a combined ratio of 83.6 percent (83.2) for the first nine months of 2024 reflecting strong underlying margins. Business areas Private reported continued strong growth, fuelled by solid increases in personal insurance and property. Successful renewals and continuous rate increases also contributed to the growth for business area Commercial. #quarterlyresult #Q32024 #lifeatif #workingatif

🌱Insure your Growth at If – From Claims Advisor to Training Lead! 🌱   I’ll be honest—when I first joined If as a 23-year-old, I didn’t know much about the company or what I was getting into. Starting at Volvia’s Claims Services felt like a big challenge, especially considering I didn’t even have a driver’s license at the time and barely knew what a bumper was! 🚗 (Don’t worry, I’ve learned a lot since then!)   Shortly after I began, my team leader asked me a question that shaped my career: “What are your long-term goals?” Back then, I had no clear idea. But I knew one thing: I enjoyed learning and helping others learn. That simple answer set me on a path that’s led me through numerous projects, collaborations, and opportunities to grow personally and professionally.   In April 2021, I stepped into a role as Training Coordinator and Instructor, which ultimately led to where I am today: Training Lead for the Claims team in Sweden and part of the Nordic People Development team. 👥 My team and I now focus on creating and delivering training programs, developing new materials, and expanding our digital offerings. As my manager Susanna Kaila-Stenberg put it, “I’m excited to see our Trainer team take Claims training to the next level—giving new Claims handlers inspiring and engaging onboarding so they’re confident to support our customers, and adding flexibility to meet seasonal demand.”   It’s been a journey full of challenges—especially balancing my time between advising clients and coordinating training sessions in the past. But today, being able to fully dedicate myself to training and development feels incredibly rewarding 🎉   💡 My advice for others looking to grow? A former team leader once told me, “No matter where you are, remember that you’re always an ambassador for your own brand.” To me, that means being open to change, connecting with others, asking questions, and bringing ideas forward 🌍✨   Looking forward to the next steps on this journey – and to helping others find theirs too! - Amanda Sandberg   #Lifeatif #Insureyourgrowth #PeopleDevelopment #workingatif

The power and knowledge lies in the community!   🙌🏻 Last week our analysts and data scientists got together to the traditional summit NANS in Riga. Held since 2007, the summit is run by the community itself - by analysts for analysts.   This year the event was bigger and more personalized than ever!  Attendees had the opportunity to listen to main stage keynote speakers about company tech and the AI journey forward.  Pick and attend relevant streams to hear updates from various trending topics such as new technology and the balance between innovation and compliance.  Spotlighting the NANS fair: The concept was introduced last year and back by popular demand, bigger than before! 20+ fair stands gave participants opportunity to do deep dives into various data-driven initiatives and bringing the community closer together through more sharing and discussions. It was an environment for groups of colleagues to present themselves, what they work with, and share their interesting projects, with results and challenges.    🌱 Innovation happens when we come together, share ideas, and work across countries and business areas to solve complex problems. We are all encouraged to continue those conversations, reach out to the brilliant minds met over the days, and keep growing our network! #workingatif #lifeatif #innovation #tech #AI

More than 40% of respondents to the If Nordic Health report do not have confidence in the public health system to help them quickly in the event of illness or injury.  💙 Protect your most valuable asset, your people. Ensure that your employees have quick access to health care with the help of If health insurance. Hundreds of thousands of employees across the Nordics benefit from If's health insurance for companies. “With around 200,000 health-related claims a year, we handle 93% of them in less than 24 hours,” says Henrik Rahm, Head of Employee Benefits Underwriting and Nordic Analytics. 📥 Find the best insurance solution for your employees, contact If Insurance to find out more. 👉 Read more about the report: https://lnkd.in/dcVWJMYb

Vi frykter ekstremvær, men vi forbereder oss ikke 👀 Da må vi i tilfelle ha kjent konsekvensene av ekstremvær tidligere. Det avslører befolkningens svar på våre spørsmål i Kantar Klimabarometer 2024, der vi blant annet sjekker om: ☔️ Vi har tillit til at myndighetene ivaretar sikkerheten ved ekstremvær. ☔️ Vi er trygge på at kommunen sikrer innbyggere og bedrifter mot skader. ☔️ Vi er redde for at boligene våre kan få skader ved ekstremvær. ☔️ Vi har gjort tiltak på egen bolig for å begrense ekstremvær-skader. ☔️ Vi har tenkt gjennom hva vi kan gjøre av akutte tiltak når det varsles ekstremvær. Hvorfor vi som forsikringsselskap er opptatt av skadeforebygging? Fordi det koster mindre å forebygge enn å reparere 🌱 Både for oss og for kundene våre 💙 ➡️ Sjekk karusellen for resultatene fra årets Klimabarometer! #ekstremvær #skadeforebygging #klimabarometer

Forsikring beregner risiko ut fra historiske modeller. Men ekstremvær skjer så fort, at fremtid må beregnes ut fra nåtid. Klarer politikerne å jobbe så raskt? Det var en av flere utfordringer til politikerne fra Line Gjengedal Ruud, vår nordiske leder for skadehåndtering, under lanseringen av Kantar Klimabarometer 2024 på Litteraturhuset i Oslo. Befolkningens svar på våre spørsmål i Klimabarometeret viser nemlig at: ☔️ 37 prosent har liten tillit til at myndighetene ivaretar sikkerhet for helse, privat eiendom og infrastruktur ved ekstremvær. ☔️ 28 prosent føler seg ikke trygge på at kommunen har tatt grep for å sikre innbyggere og bedrifter mot skader. ☔️ 14 prosent er redde for at boligene våre kan få skader fra styrtregn med oversvømmelse, flom, skred eller stormflo. ❌ 41 prosent av oss ikke gjort tiltak på egen bolig for å begrense ekstremvær-skader. ❌ 51 prosent av oss ikke tenkt gjennom hva vi kan gjøre av akutte tiltak når det varsles ekstremvær om kort tid. ⛈️ Ekstremvær vil ramme oss hardere og koste oss mer fremover. 🌱 Det koster mindre å forebygge enn å reparere. Derfor kjemper vi for å få flere til å forberede seg, før de selv må kjenne på vonde økonomiske, praktiske og følelsesmessige konsekvenser 💙 #skadeforebygging #ekstremvær #klimabarometer

INTERNATIONAL CUSTOMER CONTACT WEEK📞 The red carpet is rolled out, and the coffee cart is making its way around all the floors! 🎉 This week, we’re mingling and giving other departments the chance to listen in on calls to understand the incredible work our advisors do every day. 🙌 Thank you to all of you who take care of our customers all year round! #CustomerCare #lifeatif #together