Aussie Expat Home Loans

More Australians are investing in property, with new loan commitments hitting 18,400 in July 2024—well above the five-year average. Why? Capital growth, rental income, and tax benefits make property an attractive option. Thinking about investing? Let’s model repayment scenarios to help you decide. https://lnkd.in/gfMZ8CRD #PropertyInvestment #AustralianProperty #WealthBuilding

Season's Greetings from the Aussie Expat Home Loans team. Thank you for a wonderful 2024! Tim Raes, Shaun Rattray, Paul Truong, Charu Kumar

Planning a home renovation? Australian homeowners invested $2.84 billion in alterations and additions in the June 2024 quarter. If you're considering your financing options, check out this helpful guide covering construction loans, personal loans, and cash payments. It also highlights potential pitfalls, like using credit cards. Whether it’s a kitchen upgrade or adding a new room, understanding your options can make all the difference. #HomeRenovation #ConstructionLoan #Loan

📢 BREAKING: The Reserve Bank of Australia Holds Rates Steady At its December meeting today, the Reserve Bank of Australia (#RBA) announced that the cash rate will remain unchanged at 4.35%. This marks over a year of stability, with the rate held steady since November 2023. For Aussie expats, this consistency offers a clearer path for planning property investments back home. Whether you're buying your first home or expanding your portfolio, stable rates mean more predictability in your financing options. 🌏 Learn more here: https://lnkd.in/gqGn3uPs #AussieExpats #PropertyInvestment #RBA #AustralianMortgage #ExpatLoans

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A first for Aussie Property Pulse: we are talking commercial property investments.   In our video series, we’ve covered plenty about residential property. But commercial property? That’s a topic we’ve never explored—until now.   This month, Luke Pervan, co-founder of Property NXT takes us through the ins and outs of the Australian commercial property market.   💡 What’s inside: - How commercial property compares to residential - Growth hotspots and strategies for success - Avoiding common pitfalls and Tim Raes provides financing tips and challenges for expat investors. If you’re curious about whether commercial property could be a good fit for your investment strategy as an expat, this is the video to watch. 🎥 https://lnkd.in/gf7nDQKk   #AussieExpat #PropertyPulse #CommercialProperty #InvestmentTips #Australia

98% of borrowers are choosing variable rates right now. Why? Interest rates are showing signs of stabilising and experts are predicting a potential drop in the coming months If you’re an Aussie expat navigating the property market, it’s worth understanding what this trend could mean for you. Read the blog here: https://lnkd.in/gMjKjTfd #AussieExpats #PropertyFinance #HomeLoans

One in five buyers are now purchasing property interstate, with affordability and investment opportunities driving this growing trend. New South Wales residents are leading the charge, while Western Australia is seeing a surge in demand thanks to its booming property market. Thinking of buying interstate? Here are some tips: Research suburbs: Get to know the local area and market. Order inspections: Ensure the property is in good condition. Engage experts: Work with property managers or buyer’s agents to navigate the process. A home loan pre-approval is a great first step—it clarifies your budget and strengthens your position as a buyer. Read our blog here: https://lnkd.in/gnS2GNyB

Australia’s average home loan size is now $636,209—but here’s the real question: how can you pay it off faster? With strategies like fortnightly repayments, offset accounts, and refinancing, you could shave years off your loan and save thousands in interest. For example, switching to fortnightly payments means making the equivalent of 13 monthly repayments a year—an easy way to chip away at your loan faster. Smart money management can make a world of difference. It’s not just about borrowing—it’s about borrowing wisely. Click on the link to read our blog

In 2024, lenders are competing fiercely to attract borrowers, particularly those with strong credit profiles. Borrowing activity has surged by 18.2% from January to August, with owner-occupier loans rising by 14.9% and investor borrowing up by 23.7%. For homeowners, this is an excellent time to reassess your mortgage. If it hasn’t been reviewed in the past two years, you could find a better deal. For buyers, comparing loans can help you maximise your borrowing capacity and find the best structure for your needs. Staying proactive ensures you make the most of this competitive lending market. Click on the link below to read our blog about this data from the Australian Bureau of Statistics.