Defy

Many people think of financial exclusion in binary terms—either you have a bank account, or you don’t. However, the reality is much more complex. The truth is, financial exclusion exists on a spectrum ↔️, encompassing a range of experiences and challenges: 👨👩👧👧 Unbanked: Many undocumented individuals like refugees, immigrants and rural communities, face significant barriers to accessing traditional banking services, leaving them vulnerable and without a safety net. 💵 Underbanked: Low income households or citizens from developing countries with bank account, often rely on cash transactions and have limited access to affordable financial resources. 🧑🏻💻Underserved: Freelancers, gig workers, MSMEs, and women, often rely on alternative financial services like payday loans or check-cashing due to limited access to financial services adapted to their situation or persistent gender bias. This spectrum illustrates that there are far more individuals being left out of the financial system than we might traditionally assume. Each group faces unique challenges that require tailored solutions to bridge the gap. It’s crucial for us as advocates for financial inclusion to recognize and address these nuances.💡 By understanding the diverse experiences of those who are underbanked, we can develop more effective strategies to bring everyone into the fold of the financial system. ––––––––––––––––––––––––– Check out how you can give to the underserved: https://lnkd.in/dbmUyKrw Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #FintechForInclusion #FinancialInclusion #FinTech #Defiant #FintechForGood Sebastien P. | Eelee Lua | Julia Chin 陈碧茹 | Shi Mei Chin | Beatrix Tay | Holly Smith

🌟 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀 𝗳𝗿𝗼𝗺 𝗢𝘂𝗿 𝗜𝗺𝗽𝗮𝗰𝘁 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗥𝗼𝘂𝗻𝗱𝘁𝗮𝗯𝗹𝗲 🌟 Last week, we brought together an incredible group of corporate leaders to explore how innovative partnerships can unlock value for businesses and drive real impact through our impact banking solution. From finance and marketing to CSR and operations, it was an enriching discussion. Here are 3 key takeaways from the morning: 1️⃣ 𝗧𝗵𝗲 𝗕𝗶𝗴𝗴𝗲𝗿 𝗣𝗶𝗰𝘁𝘂𝗿𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 Creating inclusive and impactful finance solutions requires taking a step back and looking at why the pain point you're trying to solve exists in the bigger picture of things. When it comes to financing and funding for impact, the participants considered where impact banking fits in the existing systems. 2️⃣ 𝗖𝗵𝗼𝗼𝘀𝗶𝗻𝗴 𝗔 𝗩𝗲𝗿𝘁𝗶𝗰𝗮𝗹 𝗜𝘀 𝗞𝗲𝘆 𝗧𝗼 𝗗𝗿𝗶𝘃𝗲 𝗥𝗲𝗮𝗹 𝗖𝗵𝗮𝗻𝗴𝗲 Whilst we all have multiple causes we care about (gender inequality, plastic pollution, fighting financial crime), efforts to make a difference must own a vertical to make a tangible impact. This is true whether a non-profit programme or a for-profit business. 3️⃣ 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀 𝘁𝗵𝗮𝘁 𝗗𝗿𝗶𝘃𝗲 𝗣𝘂𝗿𝗽𝗼𝘀𝗲 𝗮𝗻𝗱 𝗣𝗿𝗼𝗳𝗶𝘁 To solve wicked problems and to drive innovation, partnerships are essential. In solutions like impact banking theres a role for financial institutions, corporate partners, regulators, and retail banking customers to come together and mobilise capital towards impactful initiatives. Figuring out how it all comes together is the art! A huge thank you to all who joined and shared their insights! Caitlin Medley, Clare Woodford, Kathrene M., Michael Gilmore, Michael Weng 翁漢麟, Pauline Wray, Roger Charles. The dialogue was energising, dynamic, and we’re excited to turn these ideas into action. 💡 We are actively looking for purposeful collaborations in the impact project we are building. DM us at Defy to learn more. ––––––––––––––––––– Check out how you can give to the underserved: https://lnkd.in/dbmUyKrw Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #FintechForInclusion #FinancialInclusion #FinTech #Defiant #FintechForGood Sebastien P. | Eelee Lua | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

🏦 In case you missed it: Defy is raising $500,000 to addresses systemic barriers facing women who are excluded by the financial system due to cultural biases, legal restrictions, and inadequate financial products. As a first step, we are building a Fintech ecosystem to give 130,000 women in the GCC region access to financial solutions. But how? Let us introduce you the backbone of our inclusive financial system – the tech.📱 If you are a lender who believes in making an impact, check out our project on Lend for Good: https://lnkd.in/eebj5dGr –––––––––––––––––––––––––––––––– Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #LendForGood #FinancialInclusion #CrowdLending #Fundraising #ImpactLoan #UNSDGs #ImpactInvesting #ImpactFinance #ImpactCapital Sebastien P. | Eelee Lua | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

🔆 𝗗𝗲𝗳𝘆 𝗮𝘁 𝗦𝘆𝗺𝗽𝗼𝘀𝗶𝘂𝗺: 𝗚𝗹𝗼𝗯𝗮𝗹 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗳𝗼𝗿 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻, 𝗚𝗹𝗼𝗯𝗮𝗹 𝗧𝗮𝗹𝗲𝗻𝘁 𝗳𝗼𝗿 𝗮𝗻 𝗜𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗙𝘂𝘁𝘂𝗿𝗲 🔆 A few weeks ago our Chief Regulatory Affairs Officer and local Financial Crime Fighter🥋, Julia Chin 陈碧茹, went to China as a speaker at the Symposium: Global Partnership for Digital Innovation, Global Talent for an Inclusive Future, hosted by the 10x1000 Tech for Inclusion initiative and Ant Group. 🔵 The event convened global leaders and innovators to explore actionable solutions for building a more inclusive and equitable world. Julia joined to share her insights on driving social impact through cutting-edge technologies, including Web3 and AI, and the role of compliance innovation in creating transformative social change. 💪 During her session, Julia highlighted the innovative solutions Defy is developing to tackle pressing global challenges: 🔷 Decentralised KYC – enabling secure and accessible digital financial identity for all. 🔷 Decentralised Cross-Border Payments – promoting financial inclusion by empowering underserved communities. 🔷 Micro and Nano DeFi Solutions – providing access to affordable financial services. Julia also underscored a vital connection: 𝘁𝗵𝗲 𝗳𝗶𝗴𝗵𝘁 𝗮𝗴𝗮𝗶𝗻𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗰𝗿𝗶𝗺𝗲 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗲𝗿𝗮𝗱𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗽𝗼𝘃𝗲𝗿𝘁𝘆 𝗺𝘂𝘀𝘁 𝗴𝗼 𝗵𝗮𝗻𝗱 𝗶𝗻 𝗵𝗮𝗻𝗱. Protecting vulnerable individuals from exploitation and offering dignified financial options are essential steps in building a sustainable financial ecosystem. It means creating an inclusive financial system that works for everyone. 🤝 We’re honoured to contribute to the dialogue around financial inclusion through inclusive finance and are grateful our friends from 10x1000 Tech for Inclusion for creating a platform to discuss these critical issues. If this resonates with you, get in touch. It takes collaboration to make a difference! ––––––––––––––––––– Check out how you can give to the underserved: https://lnkd.in/dbmUyKrw Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #FintechForInclusion #FinancialInclusion #FinTech #Defiant #FintechForGood Sebastien P. | Eelee Lua | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗜𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲? Inclusive finance goes beyond simply ensuring people have a bank account. It’s about creating systems and solutions that empower everyone—especially the underserved—to actively and meaningfully participate in the economy. 👥 The 𝗚𝗹𝗼𝗯𝗮𝗹 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗳𝗼𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗜𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻 (𝗚𝗣𝗙𝗜)'𝘀 𝗚𝟮𝟬 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗜𝗡𝗖𝗟𝗨𝗦𝗜𝗢𝗡 𝗜𝗡𝗗𝗜𝗖𝗔𝗧𝗢𝗥𝗦 whitepaper outlines three essential dimensions of financial inclusion. Here's how we've translated that into features of inclusive finance: 1️⃣ Accessible to financial services 2️⃣ Usable of financial services 3️⃣ High quality products and service delivery Inclusive finance means designing financial systems that are accessible, easy to use, and tailored to diverse needs. It’s about enabling people to not only access financial tools but also use them confidently and effectively—whether for saving, borrowing, investing, or simply navigating their financial lives. 💰 🤝 At Defy, we’re focused on fostering inclusive finance by leveraging decentralisation. Decentralisation offers a powerful opportunity to reshape systems, break down barriers, and create an ecosystem where financial services work for everyone. We know this mission isn’t achieved in isolation—it requires collaboration. That’s why we’re building partnerships to ensure our work contributes to a truly inclusive future for finance. Sound interesting to you - check out below our page on LendForGood to see how you can join us in this venture! Let’s redefine what it means to be financially included. Follow us to learn how we’re being #DefiantForGood and driving meaningful impact. 💪 🫀 For more on the G20 Financial Inclusion Action Plan, you can read the full whitepaper here: https://lnkd.in/e59KHHa4 ––––––––––––––––––– Check out how you can give to the underserved: https://lnkd.in/dbmUyKrw Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #FintechForInclusion #FinancialInclusion #FinTech #Defiant #FintechForGood Sebastien Picard | Eelee Lua | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

Even after conflicts stop, the crises of the refugees do not. 💥 Nobody deserves to be discriminated because of circumstances which they cannot control. 💰 Financial systems should be built to empower everyone, especially those that cannot defend themselves. Defy is building a financial inclusion ecosystem designed to provide every individual with access to inclusive and innovative financial solutions through technology. Our goal is to raise $500k by 9 Dec 2024 to give 120,000 people access to financial solutions that will change the way they live. ––––––––––––––––––– Check out how you can give to the underserved : https://lnkd.in/eebj5dGr Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #FintechForInclusion #SFF2024 #FinancialInclusion #FinTech #Defiant #FintechForGood #SFF Sebastien Picard | Eelee Lua | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

Financial services need to be built for women, not just include them. Defy aims to create a level playing field by not only developing new financial products but also by transforming the overall financial ecosystem in which these products operate. Defy is building a financial inclusion ecosystem designed to provide every individual with access to inclusive and innovative financial solutions through technology. Our goal is to raise $500k by 9 Dec 2024 to give 120,000 people access to financial solutions that will change the way they live. Support our impact loan on Lend for Good: https://lnkd.in/eebj5dGr Join the Defiant community on X: https://lnkd.in/ejYb9aTf #Defy #DefiantForGood #LendForGood #FinancialInclusion #CrowdLending #Fundraising #ImpactLoan #UNSDGs #ImpactInvesting #ImpactFinance #ImpactCapital Sebastien Picard | Eelee Lua | HongJing (Jingles) K. | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

🌏 𝗔𝗻 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗻𝗲𝗲𝗱𝘀 𝗮𝗻 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻: 𝗼𝘂𝗿 𝗮𝗽𝗽𝗿𝗼𝗮𝗰𝗵 𝘁𝗼 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻 🌟 Financial exclusion is a complex issue rooted in interconnected systems, requiring collaboration across sectors to secure financial inclusion for all. From enabling equitable access to financial products to fostering digital innovation and sustainable partnerships, it’s clear that solving these challenges requires collective action. 🤝 At Defy, we’re building a 𝗰𝗶𝗿𝗰𝘂𝗹𝗮𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘆𝘀𝘁𝗲𝗺 (𝗖𝗙𝗦) — connecting products, services, and partnerships to tackle the multifaceted nature of financial exclusion. Creating a successful financial inclusion initiative demands more than just innovation; it relies on collaboration among diverse stakeholders, including: 🤝 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁𝘀 𝗮𝗻𝗱 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘀 to establish policies and frameworks for equitable access. 🏦 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝘀 to provide products and infrastructure that meet underserved communities' needs. 💻 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝗿𝘀 to build scalable, accessible digital tools. 🎯 𝗦𝘁𝗮𝗿𝘁𝘂𝗽𝘀 𝗮𝗻𝗱 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗼𝗿𝘀 to develop and test groundbreaking solutions. 🌟 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗼𝗿𝗴𝗮𝗻𝗶𝘀𝗮𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗡𝗚𝗢𝘀 to ensure solutions are impactful and inclusive at the grassroots level. 👥 𝗔𝗰𝘁𝗶𝘃𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗮𝗿𝗶𝗲𝘀 to place who we are doing this for, at the centre of the ecosystem We’re excited to be developing a multi-stakeholder initiative to create a financial ecosystem that achieves true inclusion. Each of our collaborators brings unique expertise and value to ensure our work is both impactful and sustainable. By uniting these players, we’re unlocking opportunities for everyone to thrive in the financial landscape. 💪 Curious about how we’re reshaping financial inclusion in emerging markets? 🔍 Let’s talk! 💬 #FinancialInclusion #Defy #DefiantForGood #FinTech #CFI #CircularFinancialIdentity #Defiant #FintechForGood #CircularFinancialSystem #CFS ––––––––––––––––––– 𝙎𝙪𝙥𝙥𝙤𝙧𝙩 𝙤𝙪𝙧 𝙞𝙢𝙥𝙖𝙘𝙩 𝙡𝙤𝙖𝙣: https://lnkd.in/dbmUyKrw 𝙅𝙤𝙞𝙣 𝙩𝙝𝙚 𝘿𝙚𝙛𝙞𝙖𝙣𝙩 𝙘𝙤𝙢𝙢𝙪𝙣𝙞𝙩𝙮 𝙤𝙣 𝙓: https://lnkd.in/ejYb9aTf 𝘋𝘦𝘧𝘺 𝘪𝘴 𝘣𝘶𝘪𝘭𝘥𝘪𝘯𝘨 𝘢 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘰𝘯 𝘦𝘤𝘰𝘴𝘺𝘴𝘵𝘦𝘮 𝘥𝘦𝘴𝘪𝘨𝘯𝘦𝘥 𝘵𝘰 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘦𝘷𝘦𝘳𝘺 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘸𝘪𝘵𝘩 𝘢𝘤𝘤𝘦𝘴𝘴 𝘵𝘰 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘷𝘦 𝘢𝘯𝘥 𝘪𝘯𝘯𝘰𝘷𝘢𝘵𝘪𝘷𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺. 𝘖𝘶𝘳 𝘨𝘰𝘢𝘭 𝘪𝘴 𝘵𝘰 𝘳𝘢𝘪𝘴𝘦 $500𝘬 𝘣𝘺 9 𝘋𝘦𝘤 2024 𝘵𝘰 𝘨𝘪𝘷𝘦 120,000 𝘱𝘦𝘰𝘱𝘭𝘦 𝘢𝘤𝘤𝘦𝘴𝘴 𝘵𝘰 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘵𝘩𝘢𝘵 𝘸𝘪𝘭𝘭 𝘤𝘩𝘢𝘯𝘨𝘦 𝘵𝘩𝘦 𝘸𝘢𝘺 𝘵𝘩𝘦𝘺 𝘭𝘪𝘷𝘦. Sebastien Picard | Eelee Lua | Julia Chin 陈碧茹 | HongJing (Jingles) K. | Beatrix Tay | Emma Chiau | Shi Mei Chin | Holly Smith

Do you know how financial exclusion is making life tougher for migrant workers? Here's how TLDR 𝗪𝗶𝗱𝗲𝘀𝗽𝗿𝗲𝗮𝗱 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝗼𝗻: Approximately 40 million migrants in Asia and the Middle East are unbanked, limiting their ability to save, invest, and remit money. 𝗜𝗺𝗽𝗮𝗰𝘁 𝗼𝗻 𝗥𝗲𝗺𝗶𝘁𝘁𝗮𝗻𝗰𝗲𝘀: Financially included migrants are more likely to send remittances, which totaled $491 billion in inflows to low and middle-income countries in 2018. 𝗡𝗲𝗲𝗱 𝗳𝗼𝗿 𝗔𝗰𝘁𝗶𝗼𝗻: Stakeholders must prioritize policies that promote financial inclusion through tailored products, reduced remittance costs, and financial literacy programs. Defy is building a financial inclusion ecosystem designed to provide every individual with access to inclusive and innovative financial solutions through technology. 𝗢𝘂𝗿 𝗴𝗼𝗮𝗹 𝗶𝘀 𝘁𝗼 𝗿𝗮𝗶𝘀𝗲 $𝟱𝟬𝟬𝗸 𝗯𝘆 𝟵 𝗗𝗲𝗰 𝟮𝟬𝟮𝟰 𝘁𝗼 𝗴𝗶𝘃𝗲 𝟭𝟭𝟬,𝟬𝟬𝟬 𝗽𝗲𝗼𝗽𝗹𝗲 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘁𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗲 𝘄𝗮𝘆 𝘁𝗵𝗲𝘆 𝗹𝗶𝘃𝗲. Support our impact loan: https://lnkd.in/eebj5dGr __________________________________ Join the Defiant community on X: https://lnkd.in/ejYb9aTf Sebastien Picard | Eelee Lua | HongJing (Jingles) K. | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith

Did you know that financial inclusion can significantly impact migrants seeking to integrate into a new country? By promoting financial inclusion, host countries can help migrants transition from informal to formal economic activities, fostering greater integration and protecting them from the vulnerabilities associated with the shadow economy. This approach creates more opportunities for migrants to contribute to and benefit from the host economy fully, promoting social and economic cohesion. 𝗗𝗲𝗳𝘆 𝗶𝘀 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 𝗱𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝘁𝗼 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗲𝘃𝗲𝗿𝘆 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹 𝘄𝗶𝘁𝗵 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗮𝗻𝗱 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝘃𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘁𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆. 𝗢𝘂𝗿 𝗴𝗼𝗮𝗹 𝗶𝘀 𝘁𝗼 𝗿𝗮𝗶𝘀𝗲 $𝟱𝟬𝟬𝗸 𝗯𝘆 𝟵 𝗗𝗲𝗰 𝟮𝟬𝟮𝟰 𝘁𝗼 𝗴𝗶𝘃𝗲 𝟭𝟭𝟬,𝟬𝟬𝟬 𝗽𝗲𝗼𝗽𝗹𝗲 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘁𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗲 𝘄𝗮𝘆 𝘁𝗵𝗲𝘆 𝗹𝗶𝘃𝗲. Support our impact loan: https://lnkd.in/eebj5dGr ______________________________________________ Watch this video for a glimpse into our mission: https://lnkd.in/gYs5QHP9 Join the Defiant community on X: https://lnkd.in/ejYb9aTf Sebastien Picard | Eelee Lua | HongJing (Jingles) K. | Julia Chin 陈碧茹 | Emma Chiau | Beatrix Tay | Shi Mei Chin | Holly Smith #Defy #DefiantForGood #LendForGood #FinancialInclusion #CrowdLending #Fundraising #ImpactLoan #UNSDGs #ImpactInvesting #ImpactFinance #ImpactCapital