Dictator Or Facilitator? Diving Deep Into RBI’s Operations
The recent activities of the banking regulator, the RBI, have surprised the world with strict policies and advanced monitoring of the country’s financial ecosystem. What happened later? India’s financial landscape sets a bar for high standards of accountability and stability in the financial markets. RBI has tightened its oversight across banking, non-banking financial companies (NBFCs),…
Vipin
The Billion-Dollar Question: Should India’s fintech industry have a self-regulatory body?
The digital revolution in finance has seen unconventional growth in India, making it the fastest-growing sector globally. According to India Business and Trade, the industry is growing with a CAGR of 22%, and the fintech market is projected to reach a valuation of $150 billion by 2025. This burgeoning sector is transforming financial services for…
abhinav singh
The Foundation of Financial Decentralization: Bitcoin
The invention of Bitcoin in 2009 signaled the start of decentralized financial systems. Because Bitcoin is a peer-to-peer network, it does not require centralized middlemen in financial transactions. DeFi’s development was made possible by its transparent, safe, and trustless design. Bitcoin has made significant contributions to decentralized finance, including: Bitcoin inspired the creation of DeFi…
John David
All In, No Holds Barred: What Made Regulators Go Cranky On Fintech Industry
As the country’s fintech absorption has become more immersive, financial fraud in India has become more prevalent. Fraud has significant ramifications for the individuals involved and the entire fintech ecosystem. The damage caused by fraud undermines consumer trust, stalling further adoption of digital financial services, especially in rural and semi-urban areas where trust in digital…
Shipra Prajapati
Should We Cheer Or Fear?
RBI’s Bold Fintech Move Stirs Controversy Recently, the Reserve Bank of India rolled out a new Fintech repository on Tuesday. According to the regulator, this will serve as a compendium for gathering all the essential information (GST, Incorporation certificate, and more) about fintech startups. Moreover, it will help deepen the sector’s understanding and refine the…
Vikas
Fueling the New Space Economy
A New Business Opportunity on the Horizon The space economy, which was the playground of the government organisation, is no longer theirs. The burgeoning growth of the economy has attracted new-age entrepreneurs like Elon Musk and Jeff Bezos. This paradigm shift, driven by technological advances and the entry of private players, has opened up many…
Economic Inequality: Definition, Causes, and More
A lack of access to quality education, a higher crime rate, growing poverty, etc., are signs of economic inequality in your country. Brazil, Chile, Peru, etc., experience the worst inequality. The World Bank shared in its World Development Report 2024 that around 100 countries are stuck in the middle-income trap, which is connected to this…
Women and Taxes Viewing Tax Codes From The Lens Of A Women
Tax codes, by design, should strive for fairness, efficiency, and adaptability to societal shifts. However, historically, tax policies have often reinforced gender roles, reflecting societal norms that assumed a traditional, single-income household structure. While these codes may appear gender-neutral, their effects have perpetuated gender disparities, especially in dual-income households and among those balancing paid and…
India’s Growing Interest in Cryptocurrencies for Payment Methods
There is a rapidly evolving digital landscape in India, and the country has seen a huge change in how its population deals with financial systems that have been in place for decades. Cash remains king for many in the country, particularly in rural areas, but a revolution is taking place in terms of digital payments….
Legendary Value Investing Strategies: Top The Market
Value investing is the investment strategy in which you buy stocks that are undervalued compared to book value. It reduces the risk of losing money even when a stock is not doing well, which is the major reason why value investing is popular. Incorporating good value investing strategies can make you a millionaire easily. Just…