AR Mortgages

Reliable mortgages and comprehensive insurance cover, all in one place... With access to the whole of market, we are not tied to any lender or insurer, so you can be sure the information you receive is completely unbiased and with your best interests at the very heart of our advice. ♥️💬 Get in touch today! 📲🔑

✨Are you looking for mortgage & protection advice? 🤔 Whether you're buying your first home, remortgaging, or just curious about your options, we've got you covered! 💬 Visit the website to find expert information on: ✅ All things mortgages with access to a wide range of lenders ✅ Protecting what matters most with comprehensive life insurance products Ready to take the next step? Arrange a call directly through my site at a time that suits you! 📅

🛠️ Get Ready for a Smooth & Stress-Free Process! 🏡 Looking to secure your dream home or the perfect mortgage deal? We take the stress out of the journey, so you can focus on the exciting part – finding your future. 🌟 ✅ Flexible appointment times ✅ Access to a wide range of lenders ✅ Clear, simple guidance every step of the way Let's make the process seamless and straightforward. Ready to get started? Drop me a message to book a chat 📆📲

2025 housing market forecast: 5 things you need to know | Property news 🔎📰

🏡 Mortgage up for renewal within the next 6 months? Now is the perfect time to start exploring your options! Whether you're looking for a better rate, more flexibility, or just some expert advice, we're here to help! 📩 Send us a message or book a quick call today!

📣 Important Update: Stamp Duty Changes Coming April 2025! 📣 Are you planning to buy a property soon? 🏠 Here's what you need to know: From April 1, 2025, Stamp Duty Land Tax (SDLT) rates are changing, which could mean paying more when purchasing your dream home: ➡️ The tax-free threshold for standard purchases will drop from £250,000 to £125,000. ➡️ First-time buyers will lose the 0% rate for properties between £300,001 and £425,000. ➡️ Additional property surcharges have already increased from 3% to 5% for completions after October 31, 2024. 📩 Message me now or book a free consultation to discuss how these changes could impact you!

Upcoming changes to stamp duty will "motivate" first-time buyers to buy a property, according to the Halifax. The average price of a UK home ended 2024 close to the £300,000 mark, the UK's biggest mortgage broker said. Its calculations suggested UK house prices increased by 3.3% when comparing the end of the year to the start, although the average value dipped slightly in December. It means the average home now costs £297,166. First-time buyers currently pay no stamp duty on homes up to £425,000, but this will drop to £300,000. Get in touch to discuss your options 📲

🎯 What are YOU Googling? "5 things I can do to increase my chances of getting a mortgage?" 🤔 If that's your question, here are the answers you’ve been searching for: 1️⃣ Save for a bigger deposit – The more you save, the better your options! 2️⃣ Check your credit score – A healthy score goes a long way. 3️⃣ Reduce your debts – Clear what you can to improve affordability. 4️⃣ Avoid big financial changes – Stability matters when applying. 5️⃣ Speak to a mortgage advisor to help guide you every step of the way. 💬 Got questions? Don’t just Google it – let’s chat! Drop me a message or book an appointment today.

Home Goals 2025 🎯 Ready to explore better mortgage deals? 🏡 Let’s make those goals a reality this year! ✅ Expert advice tailored to you ✅ Access to a wide range of lenders Call or message to book your consultation today 📲📩

💰 Start 2025 Strong💰 New year, new financial goals? 🎯 Here are 5 ways to save money in 2025...