Atto

Banks are facing big challenges—so how are they adapting? Atto’s CPTO, Robert Knight, shares how smarter data, automation, and hyper-personalised services are reshaping the industry. 🔑 Key takeaways: ✅ Spotting financial trouble before it hits ✅ Winning over Gen Z (hint: loyalty isn’t a given) ✅ Using real-time data for faster, better decisions ✅ Moving from reactive to proactive portfolio management 💬 Rob says it best: “The future of banking is all about partnerships, not just transactions.” Curious how this impacts you? Check out the full Q&A ⬇️ https://lnkd.in/d4kEJx5z #OpenBanking #FintechInnovation #DataDriven #PortfolioManagement #CustomerInsights #BankingSolutions #FinancialServices

Yesterday we joined the FICO Festive Workshop at Sea Containers London as partners, connecting with industry leaders to discuss the latest innovations in financial services. From exploring real-time analytics to strategies for smarter customer decisioning, the event provided a valuable platform for collaboration and insights. Thank you to FICO for hosting and making us part of these important conversations. #Atto #FICO #FinancialInnovation #Collaboration #Partnerships

🎤 Robert Knight takes the stage (again)! Our CPTO, Rob Knight, joined Asset Finance Connect in London to share how Atto simplifies complex lending decisions with real-time financial insights. With 30% of SMEs struggling to access finance and the gig economy growing by 70% in five years, the financial landscape is shifting fast. Rob broke it down, covering: ✔ How real-time data improves credit risk assessments. ✔ Cutting affordability checks from days to minutes. ✔ Inclusive lending for gig workers and freelancers. It’s another step in making lending smarter, faster, and fairer. Ready to join the conversation? Let’s talk! 💬 hello@atto.co | 🌐 www.atto.co #AssetFinance #OpenBanking #RealTimeInsights #LendingInnovation

🌟 At Atto, we’re simplifying asset finance with smarter tools for better decisions. Open banking is changing the game, and we’re helping lenders stay ahead by making affordability checks faster, credit decisions sharper, and processes smoother. Catch us at the Asset Finance Connect Autumn Conference and see how Atto is cutting through complexity with real-time insights that deliver results. Let’s talk about how we can help your business work smarter and serve customers better. 📅 Date: 26/11/24 📍 Location: County Hall, London 🗓 Registration required Asset finance simplified ✅ #Atto #AssetFinance #OpenBanking #RealTimeDecisions #SmarterLending

Impecuniosity, simplified 🚗⚖️ Proving impecuniosity in credit hire cases has traditionally been a tedious process—paper bank statements, manual transaction reviews, and subjective judgments. But it doesn’t have to be this way. At Atto, we’ve partnered with Credit Hire Organisations (CHOs) to take a process that used to take days and reduce it to just minutes. Using regulated open banking technology, we provide: ✅ Instant Income Verification ➡️ See all income streams, from salaries to gig earnings. ✅ Cash Flow Insights ➡️ Identify financial trends and distress signals. ✅ Income vs. Outgoings ➡️ A clear, monthly breakdown of financial health. ✅ Streamlined Statements ➡️ Concise, FCA-compliant account reports tailored for CHOs. For claimants, there is no more paperwork. For CHOs, it’s instant, reliable results. Learn how Atto empowers faster decisions while reducing friction for everyone involved. 👉 Read the full article or contact Lee Sansom at lee@atto.co to get started. https://lnkd.in/ezMm66dj #OpenBanking #Impecuniosity #CreditHire #FintechInnovation #InsuranceSolutions

Why combine open banking and credit bureau data? 🤔 Credit bureau data gives a solid view of a borrower’s credit history, but in today’s fast-paced world, it’s no longer enough. That’s where open banking comes in! By combining credit bureau insights with real-time bank transaction data, lenders get the best of both worlds: historical context and an up-to-the-minute snapshot of financial health. Here’s why this combo works wonders for credit risk assessment: 1️⃣ Real-time visibility – see financial changes as they happen, not months later. 2️⃣ Reliable income verification – say goodbye to outdated, self-reported data. 3️⃣ Holistic view of financial health – track spending, BNPL activity, and more. 4️⃣ Early detection of financial distress – mitigate risk before it’s too late. 5️⃣ Inclusive lending – assess borrowers with limited credit history fairly. With Atto, lenders gain a comprehensive view to make smarter, more inclusive lending decisions. Ready to see how open banking can supercharge your risk assessment? Read the full blog or book a demo today! ➡️ https://lnkd.in/ebuFw8S8 #OpenBanking #CreditRisk #LendingSolutions #RealTimeData #FinancialInclusion #Atto

💡 Did you know? According to recent reports, the demand for real-time financial data has surged by over 40% as businesses prioritise faster, data-driven decisions. At Atto, we’re meeting this demand head-on. Our open banking solutions provide real-time, actionable insights that empower businesses to make smarter credit and risk decisions. Whether it’s helping lenders assess affordability or enabling quicker onboarding, we’re here to turn data into opportunities. Staying ahead means staying informed – and we’re ready to help you do both.  Want to know more? Get in touch ➡️ https://www.atto.co/demo #OpenBanking #RealTimeData #FintechInnovation #CreditRisk #DataDriven

We won! 🏆 It’s been a fantastic year for Atto at the awards, and we’re thrilled to announce that we’ve won the Credit Risk Solution award at the Credit & Collections Technology Awards with our amazing partners at Soar! Our collaboration has delivered real impact by empowering credit unions and community lenders with deeper insights into affordability and risk, streamlining the application process, and increasing credit accessibility for underserved communities. Together, we’ve helped raise loan acceptance rates and increased lending volumes —a testament to the power of open banking insights and real-time data. A huge thank you to our teams for making this possible. Onward to more progress! 🥂 #AwardWinners #CreditRisk #OpenBanking #Lending #CreditUnions #Atto #SoarTech

🚀 The Data (Use and Access) Bill: Shaping the Future of Open Banking The Data (Use and Access) Bill aims to supercharge open banking, empowering consumers with more control and flexibility over their financial data. Building on the success of open banking, this bill paves the way for a smart data model across sectors, allowing users to manage and compare services like banking, utilities, and telecom in real-time. For consumers, this means easier decisions and faster switches; for businesses, a more competitive and innovative landscape. #OpenBanking #SmartData #FutureofFinance

🚗 We're heading to the Credit & Collections Technology Think Tank this year to share how open banking is transforming automotive financing. From real-time data insights to streamlined lending decisions, Atto are helping customers get auto loans in minutes - not hours. We're also up for two awards: Open Banking Solution and Credit Risk Solution (in partnership with Soar)! A big shout-out to our team and partners for pushing boundaries in the space. Stay tuned for updates from the event! 📢  #OpenBanking #AutoFinance #CreditRisk #Fintech