Bigmore Associates Limited

It might not be the trendiest employee benefit but it's one that, if needed, can have a massive impact. To find out why offering Death in Service (also knows as Life Assurance) to your employees can be beneficial for company, employees and loved ones have a read of this weeks' Insight by Dave Sykes. If you'd like to find out more about how this employee benefit fits into the wider offering at your company, or to get an idea of the cost, contact Bigmore Benefits.

Since finances touch nearly every aspect of your life, working with an Independent Financial Advisor (IFA) often leads to a deeper and more meaningful relationship than just discussing numbers and investments. These professionals become more than financial planners; they evolve into trusted advisors who truly understand your unique circumstances. In this video, Adam Nettleship offers a glimpse into the broader role financial advisors can play in their clients’ lives. Beyond managing investments and savings, you’ll discover how IFAs act as trusted partners who take a holistic approach to financial planning. They consider your personal goals, lifestyle, and core values to provide tailored advice that aligns with what truly matters to you.

As a company, Bigmore Associates has always aimed to provide the best personalised advice to our clients for competitive prices. Over the years, the services we offer have expanded beyond the core financial planning and mortgage business to cover employee benefits, payroll solutions, will writing and probate services. This means that we can solve more of our clients concerns in house and cut down on time and expense for them. From helping buy your first home or starting your first pension, all the way to retirement and estate planning, we can help plan for and manage life’s most important financial decisions. We believe in efficiency and using technology to drive good financial planning, not replace it. Common sense will always rule over computer algorithms. Our highly qualified Financial Planners, Mortgage Advisers, Employee Benefit Consultants, Will Writers and Payroll Technicians are on hand to guide you through every stage and element of your life journey. We can help you to plan and achieve your goals. To have Bigmore Associates help you navigate your business and personal financial future, get in touch via our website. www.BigmoreAssociates.com

💌  What is a Letter of Wishes?  💌 A Letter of Wishes is a non-legal document that accompanies your Will. It proves further instructions around your wishes for your estate and loved ones after your passing. It can be as specific as you like and include as much or as little as you want. You might not have heard of or thought about your Letter of Wishes before, yet it is an important add on to your will. Writing one can help take the guess work out of future planning for your loved ones, providing clarity and peace of mind during a difficult time. To help you learn a bit more about a Letter of Wishes, the team at Bigmore Wills & Probate has written this week's Insight, Letter of Wishes: An Add On to Your Will. https://lnkd.in/eWDYpE75

Statistics show that a strong employee benefits package can help you attract and retain top talent. No matter the size of your business, investing in a well crafted employee benefits offering can help you scale your business while committing to the wellbeing of your workforce both inside and outside of the office. To get started implementing the right benefits for your employees, or to review your current offering, please get in touch with the team at Bigmore Benefits. Their unique approach to being a benefits partner can help you enhance your compensation package with the benefits that truly make an impact.

Have you ever considered how confirmation bias impacts your finances? In ways both big and small previously held ideas, beliefs, opinions as well as things you've heard about or seen could be impacting how you manage your finances. And you might not even be aware of it. In this week's Insight, Julian Strauss CFP discusses what confirmation bias is and why it's important to challenge it when it comes to your finances.

Join Roberto Forzoni for the upcoming webinar The Laws of Effective Teamwork on Thursday 17th October at 2:30. This session will provide insights into how team transformations occur using examples from Roberto’s experiences working with elite-level sports performers and teams. Register via the event link and a member from Bigmore Benefits will be in touch to secure your place.

If you are a first time home buyer you are likely feeling both excited and stressed about the process ahead. Being prepared with your finances, paperwork and understanding of the process can help to alleviate some of that stress. To help you with this, the team at Bigmore Mortgages and Protection has put together A Guide to Homeownership for First Time Buyers. It is designed to give first time buyers the information they need to navigate their first steps onto the property ladder. For more information about how Bigmore Mortgages & Protections can support you in your home buying journey, visit our website.

Having to plan for tragedy is on nobody's 'must do' list. Yet if we don’t plan for the worst-case scenario, we could leave our loved ones not only with heartache but with stress, confusion and a costly bill. This is especially true for parents. If you have minor children, or children with additional needs, your Will can mean the difference between them being supported and looked after with all the care you would give them, or having their fate fall to government rules and regulations. Though not an exhaustive list, we have highlighted five reasons parents need to have a valid Will. To read the full article, visit the Insights page of our website. If you do not have a Will or have a Will that predates your children, Bigmore Wills & Probate are here to help. This is the best way to ensure your wishes for your children and your estate are followed. 

It's a beautiful gesture to be financially generous to the people who matter to you. Yet as you grow older, you must prioritise making sure you will have financial stability in your later years. Striking a balance between the two can be a challenge. By planning wisely, you might be able to provide for both yourself and your loved ones without sacrificing your future. But it's important to ensures your long-term security before sharing your generosity. In this week's Insight, Looking After Yourself Financially: The Later Years, Clare Ridlington looks at how our financial advisors work with clients to assess how much they need for retirement and how to navigate decisions and conversations around what financial assistance you might be able to provide to others. https://lnkd.in/eSbtPywK