Citrus Financial Management Ltd

As we head into another year of geopolitical shifts, technological advancements, and economic change, having a clear investment perspective is more important than ever. The Quilter Investors 2025 Global Outlook is always a brilliant read, offering insights into the past 12 months and expert analysis on what lies ahead. With contributions from investment specialists—including the fantastic Lindsay James—it’s a must-read for anyone looking to navigate the markets with confidence. Download your copy today and stay ahead in 2025! https://lnkd.in/eG5tmXNY #Investing #WealthManagement #FinancialPlanning #QuilterInvestors #GlobalOutlook2025 #CitrusFinancial

Hidden under the coverage of President Trump was this piece of positive news. According to a PwC survey of nearly 5,000 global business leaders, the UK is now the second most attractive country for investment, just behind the US. This marks the UK's highest ranking in the survey's 28-year history and reflects growing confidence in the country's economic potential. Read more here: https://lnkd.in/ekw-U34b #Investment #UKBusiness #EconomicGrowth #WEF2025 #citrusfinancial

Signs of Positivity in the Housing Market! Despite the recent negativity around the economy, the property market is showing encouraging signs. According to Rightmove, this Boxing Day saw a 26% surge in new property listings compared to last year. Buyer demand - enquiries to Estate Agents - climbed by 20%! Key Highlights:  - The South East led the way in new listings, followed by the East and South West.  - Most properties listed were mid-market homes (3-4 bedrooms), ideal for growing families.  - A third of listings were smaller homes, perfect for first-time buyers. It's obviously it's very early but with interest rates expected to fall further this year, there’s hope for buyers and sellers alike. #HousingMarketRecovery #EconomicPositivity #mortgagebroker #PropertyMarketUpdate #InterestRatesFalling #FirstTimeBuyer #DreamHome #CitrusFinancial

As 2024 comes to a close, we’re reflecting on an incredible year at Citrus Financial! From supporting local charities and sponsoring girls’ football to helping our clients achieve their financial dreams, it’s been a year to remember. Thank you to our clients, partners, and community for your support. Here’s to a bright and prosperous 2025 for all! Wishing you a Happy New Year filled with joy, success, and good health. #HappyNewYear #2025Goals #CitrusFinancial #SupportingOurCommunity #FinancialSuccess #LookingAhead See more in Video

As we approach Christmas, we want to take a moment to thank everyone for your support throughout 2024. It’s been a pleasure to work with you, and we look forward to an exciting year ahead! Enjoy our festive animation below, created to spread some Christmas cheer and share our warm wishes for a wonderful festive break and a prosperous New Year. #MerryChristmas #HappyNewYear #FestiveSeason #CitrusFinancial #ThankYou #Christmas2024 #SeasonGreetings #FinancialPlanning #HolidayWishes

At Citrus Financial, we believe in showing our appreciation for the amazing team that keeps everything running smoothly! This Christmas, we did things a little differently and gave our staff the opportunity to choose their perfect gift. Here’s how it worked: each team member selected three gifts (up to £50 each) from Amazon, M&S, or John Lewis, and we surprised them with one of their choices. It’s our way of saying a thank you for their hard work and dedication all year round. #TeamAppreciation #ChristmasJoy #CitrusFinancial #HappyHolidays

December's Citrus Bites is here! This month, guest presenter Simon Cockfield takes the reins to discuss the Bank of England’s decision to hold interest rates at 4.75%. With rising inflation and economic stagnation, what does this mean for homeowners, investors, and businesses? Key points: ➡️ Inflation hits 2.6% in November—above the Bank’s 2% target. ➡️ Wage growth at 5.2%, adding to inflationary pressures. ➡️ Zero growth forecast for Q4 2024 and rising job cuts. ➡️ Mortgage market uncertainty ahead—lenders are reviewing rates. Find out how these factors could affect you and why a cautious approach is being taken as we head into 2025. 📺 Watch now: https://lnkd.in/exB-jXh4 🎄 On behalf of everyone at Citrus Financial, we wish you a Merry Christmas and a Happy New Year! #CitrusBites #InterestRates #BankofEngland #MortgageAdvice #FinancialPlanning #UKEconomy #Inflation #WageGrowth #InvestSmart #CitrusFinancial #Sevenoaks

Christmas magic in action! Today, we handed over 140+ beautifully wrapped presents to the wonderful Anne Ralph and Claire Davison from Friends for Families. These board games, generously donated by our team, clients, community members, and organisations like Chipstead Football Club, will now be delivered to families across the Sevenoaks district who need them most. A huge thank you to everyone who supported our Board Games for a Brighter Christmas Appeal. You are awesome. We hope thses gifts will bring some cheer and the opportunity for families to play together this Christmas #christmasspirit #ChristmasGiving #TeamCitrus #ChipsteadFC #citrusfinancial

First-Time Buyers: Key Mortgage Moves Before 2025! 2024 is coming to an end but the property market is still going. The latest news from Nationwide shows 3.5% year-on-year growth. In the latest Citrus Mortgage Bites, Richard and Holly discuss: - Rising house prices: What it means for you - Interest rates & inflation: The current outlook - Act now to beat the 31st March stamp duty deadline - Lender solutions for first-time buyers, like increased income multiples & 100% mortgages The message is - don’t wait. Watch the full video on our website:  👉 https://lnkd.in/eEf8mucf   #FirstTimeBuyer #MortgageAdvice #PropertyMarket #HomeBuyingTips #StampDuty #CitrusFinancial #CitrusMortgageBytes #2025Goals #financialplanning

Finished and ready for the next step of their journey! Big thank you to the team for helping us wrap this huge pile of pressies ready to be delivered to Friends For families as part of our Board Games for a Brighter Christmas Appeal. Thank you to everyone who donated! #ChristmasSpirit #GivingBack #TeamCitrus #Citrusfinancial #ChipsteadFootballClub