D24

The Future Is Deep Payments: Unveiled in McKinsey's Report. Payment processes can no longer be an afterthought, they must be as carefully crafted as Customer and User Experience. Deep Payments tackles the real challenge of creating a comprehensive, agile infrastructure for today’s expansive yet fragmented payments landscape. Explore our latest article, where we unpack key insights from McKinsey's latest report and reflect on what’s next for the future of digital payments.👇 #DeepPayments #McKinsey #DigitalPayments #PaymentProcesses

As we wrap up the insights on the evolving Peruvian payment landscape, we want to know what you think.🔍

Peru’s digital payment landscape is undergoing rapid transformation, with consumers increasingly adopting various payment options, from traditional cards to innovative digital wallets. Let’s explore some of the most popular methods shaping this evolution: 🔁 Bank Transfers: Immediate Interbank Transfers (IRT), introduced by the Cámara de Compensación Electrónica (CCE) in 2016, have become a cornerstone of Peru’s payment system. Operating 24/7, IRT enables real-time transfers between banks, offering unmatched convenience. E-commerce platforms have also embraced bank transfer options, catering to consumers’ demand for secure payments. For merchants, this means fewer payment delays and better cash flow management. 🕗Buy Now, Pay Later (BNPL): The BNPL trend is gaining significant traction in Peru, with local and regional players driving its expansion. From major banks to fintech startups, these solutions are becoming widely accessible, particularly appealing to younger consumers who value flexible financial management. For merchants, BNPL drives higher conversion rates, increased sales, and larger average order sizes, making it a win-win for all parties. 📱Digital Wallets: By 2024, digital wallets have firmly established themselves as an essential part of Peru’s payment ecosystem. Spearheaded by local providers, e-wallets are now a go-to tool for everyday transactions, further enhancing convenience and accessibility for consumers. This dynamic mix of payment options reflects Peru’s swift adaptation to modern payment trends, creating opportunities for consumers and businesses.🙌 Source: norbr. com #PaymentLandscapes #DigitalPayments #PeruvianMarket #Peru

🛍️ 𝐄𝐯𝐞𝐫𝐲𝐨𝐧𝐞’𝐬 𝐭𝐚𝐥𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐵𝑙𝑎𝑐𝑘 𝐹𝑟𝑖𝑑𝑎𝑦... 𝐛𝐮𝐭 𝐰𝐡𝐚𝐭 𝐚𝐛𝐨𝐮𝐭 𝐜𝐫𝐨𝐬𝐬-𝐛𝐨𝐫𝐝𝐞𝐫 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐝𝐮𝐫𝐢𝐧𝐠 𝐭𝐡𝐢𝐬 𝐢𝐧𝐭𝐞𝐧𝐬𝐞 𝐬𝐡𝐨𝐩𝐩𝐢𝐧𝐠 𝐟𝐫𝐞𝐧𝐳𝐲? In this global shopping craze, it’s not just discounts that matter — a seamless payment experience can make or break a sale. Here’s what we’ve learned: ✅ Local methods are key. PIX in Brazil and SPEI in Mexico dominate. Fast, familiar, and trusted by consumers. ⚙️ Downtime isn’t an option. One minute offline can cost up to 20% of annual sales during events like Black Friday. 🛒 Simplify the checkout. 62.6% of customers abandon purchases due to complex payment steps. Keep it smooth, keep it simple. 📱 Mobile first. LatAm leads in smartphone transactions. Optimizing for mobile is a must. 𝐂𝐫𝐨𝐬𝐬-𝐛𝐨𝐫𝐝𝐞𝐫 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 = 𝐬𝐞𝐚𝐦𝐥𝐞𝐬𝐬, 𝐥𝐨𝐜𝐚𝐥𝐢𝐳𝐞𝐝 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬. Is your payment strategy ready? Read more about how to optimize payments this Black Friday here 👉https://lnkd.in/dgahtdz9

At D24, we make global transactions effortless for your business.🌎 With our deep understanding of the market and its unique regulations, you can leave the complexities to us. Focus entirely on what you do best: growing your business. While we handle the rest. We've got you covered! 🤝 If you want more information, contact us! #PaymentSolutions #GlobalTransactions #GlobalPayments #DigitalPayments

🚀 The International Expansion of PIX and its impact on financial globalization 🌎 With its growing adoption across Latin America, it is transforming the way payments are made internationally Here are a few key takeaways: 1️⃣ Cross-border Payments: The international expansion of PIX enables secure, cost-effective transfers across countries in Latam, supporting important transactions such as rent, utilities, and taxes. 2️⃣ Rising Mobility: With 4.4 million Brazilians living abroad, there's an increasing demand for easy payment solutions that allow individuals to manage their finances both in their home country and abroad. 3️⃣ Lower Transaction Costs: PIX helps reduce the costs of currency conversion, benefiting both businesses and consumers by cutting out unnecessary fees that come with traditional payment methods. 4️⃣ Security and Compliance: With its low fraud rates and compliance with regulatory standards, PIX is becoming a go-to option for frequent, essential financial transactions. 5️⃣ Flexible Payments for Expats: For professionals working remotely, the ability to send and receive payments seamlessly via PIX from multiple locations is crucial in managing global incomes and expenses. As businesses look ahead, integrating flexible payment solutions like PIX can unlock growth opportunities and improve customer satisfaction. Contact us to learn how you can leverage this solution for your business. 🌐 Read more in this article by Vero Pinazo (she/her/ella) 👉 https://lnkd.in/eePq3mjx

When it comes to unlocking the true potential of payment AI, precision is everything. In today’s fast-paced world, generalized AI solutions often fall short. For real, game-changing insights in the payments space, precision, and specialization make all the difference. Tailored, data-driven AI enables businesses to dive deeper, transforming raw data into strategic advantages that fit unique needs. Discover how specialized AI shapes the future of payments in our latest newsletter. Don't miss out on this competitive edge.👇 #AI #SpecializedAI #CustomerInsights #TailoredAI

Our representatives are live at SiGMA World Malta! 🇲🇹 Visit us at our 𝐬𝐭𝐚𝐧𝐝 𝟐𝟎𝟑𝟑 to connect and discuss about latest trends, and discover partnership opportunities that could change the future of payments 💫 See you there! Santiago Díaz Todeschini, Sofia Trullen, Tomaz Vieira De Campos, Dorka Hajdu Felipe de Bois Soares

CrossTech World 2024 is networking at its finest, and we're thrilled to share our payment solutions expertise! Don't miss the chance to connect with Nicolas Riccombeni, who can walk you through our secure, fast, and tailored tech solutions that seamlessly connect businesses with customers worldwide. 🌎⚡ We look forward to seeing you there! 👋 #Fintech #Networking #NetworkingEvent #PaymentSolutions 

In recent years, Peru’s payments industry has seen remarkable growth, fueled by the rising popularity of digital payment methods and continuous advancements in technology. 🇵🇪 As the leading country in Latin America for projected e-commerce growth, Peru is set to experience a 35% increase between 2023 and 2026, reaching an estimated US$63 billion, according to PCMI. This booming market presents significant opportunities for innovation and expansion in the payment solutions sector.📈 With such rapid growth on the horizon, now is the time to explore how your business can tap into Peru’s thriving digital economy and stay ahead of the curve in payment technology.☝️ #PeruvianMarket #ECommerce #DigitalEconomy #Peru