Evergreen Financial Planning

Has anyone watched a version of A Christmas Carol yet? Which one is your favourite? Let us know in the comments. The story reminds us of the importance of reflecting on our past, present, and future. 🎄✨ Scrooge learns valuable lessons from the Ghosts of Christmas Past, Present, and Yet to Come. Similarly, when it comes to financial planning, our present actions can significantly impact our future well-being. Imagine your future self looking back with gratitude at the decisions you make today. Whether it's setting aside a small amount each month for a future purchase or increasing your pension contributions, these steps can pave the way for a more secure and comfortable future. What choice have you made recently that your future self will thank you for? #FinancialPlanning #ChristmasCarol #FutureSelf #FinancialWellbeing

Hi, Evergreen here. We’ve had some absolutely cracking client feedback lately. See what I did there? 🍬 🎅 A client recently came to us for a bit of retirement planning advice and discovered they could actually retire early and spend more time with their grandchild! It was a win-win for everyone, especially as they thought they would need to keep working for another five years. 👍Ryan also had some fantastic feedback via review site VouchedFor, when he helped a client from Essex understand how to consolidate their pensions and maximise their savings. The client said: “Ryan helped me understand what I needed to start thinking about now so that I have a good enough pension for what I want to do in the future. He helpfully challenged some of my understanding of the limitations with pensions and investment ISA's so that I chose the right products based on my risk profile. “Ryan is incredibly responsive and kept me updated throughout the process. Since being a client with Ryan, he sets up regular reviews to make sure we're on track with my plans (especially as my plans do change!) I'm very grateful for Ryan's support.” 🏖️ It's never too early to start planning for your retirement. Get in touch with our team at evergreenfp@mandg.com. #Retirement #RetirementPlanning #PensionPlanning #FinancialAdviser

It's #SmallBusinessSaturday! 🛍️ This festive season, let's make a conscious effort to support our local independent shops and businesses. Did you know that there are around 5.5 million small businesses in the UK, making up 99.2% of the total business population*? These small but mighty enterprises are the backbone of our economy, providing personalised services and fostering strong communities. At Evergreen Financial Planning, we know firsthand the value that small teams bring. Our approach allows us to build deeper relationships with our clients, truly understanding their goals and circumstances. We encourage our staff to volunteer with local charities and choose local venues for meetings and client catch-ups. Tag your favourite small businesses in the comments and share this post to spread the word! * Link to Government website estimating business population in 2023: https://loom.ly/wEpKvbc #SmallBusiness #SmallBusinessOwners #SupportSmallBusinesses #FinancialAdviser #CommunitySupport

“You can’t defeat someone who refuses to stay down.” ⚡ Those are the words of one of Evergreen’s founders, Nathan Waldron, in an article he wrote about resilience recently. In his piece, Nathan highlights the unpredictable nature of life and the crucial role our responses play in overcoming challenges. 👇 You can check out his full article in the link in the comments - it's a must-read! This got us thinking about financial resilience. Just as life throws curveballs, our financial journeys can be filled with unexpected twists and turns. 🛣️ Building financial resilience means being prepared to adapt and thrive, no matter what comes our way. At Evergreen, we believe in empowering our clients to develop robust financial strategies that can withstand life's uncertainties. Get in touch to make a financial plan. 📧 Email evergreenfp@mandg.com. #FinancialResilience #FinancialPlanning #Resilience

Did you catch the changes to Stamp Duty Land Tax (SDLT)? 🔍 Higher rates of SDLT, which apply to purchases of second homes, buy-to-let residential properties and companies purchasing residential property, have increased from 3% to 5% above the standard residential rates. The change came in on October 31, and now the single rate of SDLT that is charged on the purchase of homes costing more than £500k by corporate bodies has also increased from 15% to 17%. 📈 It’s always worth speaking with a qualified financial adviser before making a big purchase, so you can plan how it will impact your finances and if there are any tax issues you need to be aware of. 📧 Email evergreenfp@mandg.com. #StampDuty #StampDutyLandTax #SDLT #EstatePlanning

A new face joins #TeamEvergreen, Pete’s aiming high, Ryan’s planning something a little out of his comfort zone, Nathan’s teaching good habits and someone retires five years earlier than expected! Find out what’s been going on in our latest newsletter... #FinancialAdviser #FinancialAdvice #FinancialPlanning #Retirement 

Are you in the market for a new home or considering buying property? 🏡 Have you noticed the recent upward trend in mortgage rates? Despite a recent cut in interest rates, many anticipated that fixed mortgage rates would continue to decline. So, what’s happening? The Bank of England has said that future interest rates may not come as often or quickly as previously anticipated, and since lenders price fixed mortgage rates not only on where interest rates are at the time, but also on where they predict they may be in future, this has led to an increase in fixed-term mortgage rates. If you’re entering the property market, it’s wise to consult with a qualified financial adviser. They can help you develop a comprehensive financial plan that includes your mortgage, life insurance, pension, and more. 📧 Email us at evergreenfp@mandg.com to get started. #Mortgage #MortgageRates #FixedRateMortgage #MortgageAdvice

🌿 Directors Nathan and Ryan founded me, Evergreen Financial Planning, because they wanted to bring transformative financial wellness to everyone. I know that sounds like a bit of a dream, but looking back on what my team has accomplished over the last 12 months, I truly believe we’ve been creating profound, lasting changes in our clients' financial lives. We know that our clients feel more confident about their finances and their futures as a direct result of speaking with us. That’s pretty significant. 🌟 If you're interested in seeking financial advice, why not book a consultation with us? If you're not 100% satisfied, there's no obligation to continue. Send us an email at evergreenfp@mandg.com and let's see how we can help! 📨 #financialadvice #financialadviser #businessgoals #missionstatement

Hey, Evergreen here. 🌲 I am so excited to announce that my team is growing! 🌱 We will be welcoming Tommy to our financial adviser team. Tommy has seven years of experience in his family business and has been a consultant covering investment banking and alternative investments. He brings his entrepreneurial spirit to the team, with previous business ventures and a background in Economics from Loughborough University. In his spare time, he enjoys keeping active by going to the gym and staying connected with his community. We have some very exciting plans on the horizon, which will be revealed soon, so it’s the perfect time for Tommy to join our team. Be sure to say hello and make him feel welcome. 👋😊 #FinancialAdviser #MeetTheTeam #Finance